PesaBridge
Software guide

A mobile money platform for DR Congo

Most adults in DR Congo have no bank account, distances are long and cash dominates. The agent network decides success: how many agents you have, how they get float, and how fast they receive their commission.

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What Congolese users expect

People and traders price in both US dollars and Congolese francs, so a wallet has to hold both, with exchange at a rate you set. French is the language of business, and Swahili, Lingala, Kikongo and Tshiluba are widely spoken, so a service in several languages reaches far more people than one in French alone.

Rules and connections

The Banque Centrale du Congo regulates e-money under Instruction 24 of 2011, as amended. The 2011 text sets USD 2.5 million paid-up capital and tiered limits, so confirm current figures with the BCC. You can hold your own e-money licence or work through a partner bank. Check the current status of the national switch before you plan interoperability.

Oníbàárà kan ń san owó fún ọlọ́jà ojú pópó ní ọjà tí èrò pọ̀ sí

What to check before you buy

  • USD and CDF wallets for each customer
  • Float transfers between super-agents and agents
  • Commission paid and traced per agent
  • Limits you can change when the BCC allows
  • USSD for phones without data

Inside the product

One platform behind every screen.

Every country launch runs on the same wallet app and back office, set up for your currency, rails and languages.

See it in the product

Questions buyers ask

Can wallets hold dollars and francs?

Yes. Each customer can have a USD and a CDF account, with exchange at the rates you set.

How do agents get float in remote areas?

From a super-agent, a bank or another agent. The platform tracks each transfer and commission.

See it in your own brand

Ask for the demo and your logins come by email, or build a priced proposal in 10 minutes.

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