PesaBridge
Software guide

Chama software that runs savings groups inside the wallet

A chama pools regular contributions from its members. Run on paper, it depends on one treasurer's notebook. Run in a wallet, every member sees the same record.

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What the group gets

Members contribute from their wallet and see the group record. The treasurer has a loan book with applications, repayment plans and shares, fines with a reason, meetings with minutes, assets and group statements. The group switches on only the features it uses.

Why it belongs in a mobile money service

For an operator, savings groups bring regular deposits and members who invite each other. Because the group lives in the wallet, contributions need no bank visit and no cash handling at meetings.

The same idea has other names: stokvels, susus, tontines and ROSCAs. It works the same way under your brand and language.

What to check before you buy

  • Contributions paid from the wallet
  • Loan book with repayment plans
  • Shares and dividends
  • Meetings, minutes and fines
  • Statements the group can keep
  • Runs inside your own app and brand

Inside the product

One platform behind every screen.

Members see their group's savings in the app, and your team sees every group, contribution and payout in the back office.

See it in the product

Questions buyers ask

What is a chama?

A savings and investment group, common in Kenya, where members contribute regularly and share the pool or lend to each other.

Is this a separate app?

No. Chama is a mini-app inside the customer wallet, switched on from your back office.

Can it serve groups outside Kenya?

Yes. The same model fits savings groups in other countries, in the site's languages.

See it in your own brand

Ask for the demo and your logins come by email, or build a priced proposal in 10 minutes.

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