PesaBridge
Dandalin kuɗin waya mai alamarku

Kuɗin wayarku na kanku.
Alamarku. A kan aiki cikin makonni.

PesaBridge yana ba bankuna, kamfanonin sadarwa, fintech da SACCO duk abin da walat irin na M-Pesa ke buƙata: manhajojin abokan ciniki, wakilai da 'yan kasuwa, USSD, buƙatar biyan kuɗi da API a buɗe, duka a kan littafin shigarwa-biyu da ku ke mallaka.

Sauke manhajojin Android
Allon farko na manhajar abokin ciniki ta PesaBridge da ma'auni da ayyuka masu sauri
  • Littafin shigarwa-biyu
  • KYC da AML a ciki
  • Android · USSD · Yanar gizo · API

An yi shi a Afirka, don Afirka — kuma a shirye don duniya.

  • Ƙasashe 190+
  • Kuɗaɗe 180+
  • Harsuna 12
  • Kowace hanyar sadarwar waya

Manhajar abokin ciniki

Kowace hanyar tura kuɗi, taɓawa ɗaya kawai.

Waɗannan allo ne na gaske daga manhajar Android ta PesaBridge, ba zane ba. Abokan cinikinku suna samun duka da sunanku da launukanku.

Tura kuɗi

Buƙatar biyan kuɗi

Nema. Amince. An biya.

Hanyar biya da abokan ciniki suka riga suka amince da ita, a cikin kowace kanta kuma a buɗe ga abokan hulɗarku ta API.

  1. 1

    Ɗan kasuwa yana nema

    Shigar da lambar abokin ciniki da adadi a manhajar Business, POS, ko tsarinku ta API.

    Manhajar Business · Nemi kuɗi
    Manhajar Business · Nemi kuɗi
  2. 2

    Abokin ciniki yana amincewa

    Buƙatar biyan kuɗi mai cikakken allo tana buɗewa a walat ɗinsa tana nuna wanda ke nema da dalili. Yana amincewa da PIN ya sami rasit nan take.

    Manhajar abokin ciniki · Buƙatar biya
    Manhajar abokin ciniki · Buƙatar biya
  3. 3

    Ɓangarorin biyu suna daidaita nan take

    Littafin yana shigar da bayanai masu daidaito, abokin ciniki yana samun rasit, ana sanar da kanta, kuma webhook mai sa hannu yana sanar da tsarinku.

    Manhajar abokin ciniki · Rasit
    Manhajar abokin ciniki · Rasit

Afirka ta yau da kullum

An gina don yadda mutane ke biya a zahiri.

Rumfunan kasuwa, hawan acaɓa, kuɗin makaranta da kuɗi zuwa ga iyali. Walat ɗinku dole ya dace da rayuwa ta gaske, a kowace waya, kowace hanyar sadarwa.

Ɗan kasuwa yana murmushi riƙe da wayarsa a rumfar kayan gona
'Yan kasuwa

Abokan ciniki suna biyan rumfa ta buƙata ko lambar QR, kuma kuɗin yana shirye don amfani nan da nan.

Dan achaba a kan babur ɗinsa
Ma'aikatan gig

Ana biyan masu acaɓa a kowace tafiya, kai tsaye zuwa walat.

Iyali suna ɗaga wa ɗan uwa hannu ta kiran bidiyo
Tura kuɗi gida

Kuɗi zuwa gida cikin daƙiƙoƙi, ketare iyakoki.

Mai shagon lemo tana duba biyan kuɗi a wayarta
Ƙaramin kasuwanci

Kanta, POS da ofishin baya a manhaja ɗaya.

Saurayi yana murmushi yana amfani da wayarsa
Abokan ciniki

Yi tanadi, karɓi lamuni kuma biya kuɗin sabis daga walat ɗaya.

Don 'yan kasuwa

Kanta, POS da ofishin baya a manhaja ɗaya.

Sayar daga jerin kaya ko barcode, karɓi kuɗi ta buƙata ko QR, daidaita zuwa banki ko walat, kuma rufe rana da rahoton Z.

  • Ma'aunin kanta da tarin kuɗin rana kai tsaye
  • POS da kaya da ke sabuntawa a kowace sayarwa
  • Neman kuɗi, mayar da kuɗi da soke ciniki
  • Daidaita zuwa walat, wakili ko banki
  • Ma'aikata masu nasu hanyar shiga
  • Rahotannin Z da cikakken tarihin ciniki
Wurin sayarwa
Wurin sayarwa

Me ya sa PesaBridge

Me ya sa masu aiki ke zaɓar mu.

Kuɗin wayar hannu mai sauƙin nunawa ne kuma mai wahalar gudanarwa. An gina PesaBridge don sassan da ke da muhimmanci da gaske idan kuɗi na gaske ya fara motsi.

Ledger da za ka iya dogaro da shi

Kimar da aka ajiye tana kan ledger na shigar-biyu na gaske. Kowace mu'amala tana sanya debit da credit daidaitattu, ba a maimaita cajin ta sake gwadawa, kuma ana iya mayar da ita ta hanyar injin guda. Littattafan suna daidaita zuwa sifili — tabbacin da mai kula da CFO ke buƙata.

Kai ga kowane abokin ciniki

Wayar salula, wayar fasali ko kuɗi — babu wanda aka bari. Manhajoji na asali ga masu intanet, cikakken walat na USSD ga waɗanda ba su da shi, da cibiyar wakilai don shigar da fitar da kuɗi. Ledger guda a bayan uku ɗin.

Naka alama, gaba-gaba

Manhajoji, gajeren lambar USSD da tashoshin yanar gizo duk suna ɗauke da sunanka, launuka da kuɗinka — daga saiti guda da manhajoji ke karantawa kai tsaye. Kana gudanar da naka aiki; babu mai haya guda kuma babu babban admin guda.

An gina bin doka a ciki

Matakan KYC masu saitawa da iyakokin kowace mu'amala da yau da kullun, binciken AML da ƙa'idojin gudu, cikakken rikodin bincike da rahotanni a shirye ga mai kula — don kai tsaye ba ya nufin ƙara bin doka bayan haka.

A buɗe ta zane

API na OAuth2, filin gwaji, nemo-don-biya da webhook masu sa hannu suna ba ka damar tarawa, sasantawa da daidaitawa zuwa tushenka. Hanyoyi — bankuna, kuɗin wayar hannu, katuna — adaftoci ne masu haɗawa, don haka ka haɗa abin da kasuwarka ke buƙata ba tare da taɓa tushe ba.

Kai tsaye cikin makonni, ba shekaru ba

Saita alamarka da ƙasarka, haɗa hanyoyinka, sannan ka fitar da manhajojinka, lambar USSD da tashoshi daga dandali guda. Ledger mai daidaitawa mai wahala ya riga ya wanzu — kana ciyar da lokacinka wajen kasuwa.

190+

Ƙasashen da za ka iya ƙaddamarwa

4

Manhajoji na asali, dandali guda

4

Hanyoyi — Manhaja · USSD · Yanar gizo · API

100%

Shigar-biyu, daidaitacce koyaushe

Ga masu haɓakawa

Tara da rarrabawa da 'yan kira kaɗan.

Maɓallan kai-da-kai, filin gwaji, da tafiya irin ta Daraja: turo caji, abokin ciniki ya tabbatar a walat ɗinsa, ka sami webhook mai sa hannu.

  • OAuth2 client-credentials, maɓallan filin gwaji + na samarwa
  • Nemo-don-biya (STK push) + duba matsayi
  • Webhook masu sa hannu, masu sake gwadawa (HMAC-SHA256)
  • Bincike na ma'auni da mu'amala
# 1. Exchange your key pair for a 1-hour token
curl -s https://pesa-bridge.com/api/bridgepay/v1/oauth/token \
  -H "Content-Type: application/json" \
  -d '{"client_id":"pk_test_…","client_secret":"sk_test_…"}'

# 2. Push a payment prompt to the customer's phone
curl -s https://pesa-bridge.com/api/bridgepay/v1/partner/stk \
  -H "Authorization: Bearer $TOKEN" \
  -H "Content-Type: application/json" \
  -d '{"payer_msisdn":"254708374149","amount":250,
       "reference":"INV-1001","idem":"inv-1001-1"}'
← 200 {"charge_ref":"STK0000123","state":"pending"}
→ webhook charge.completed KES 250.00 ✓

Tambayoyi

Tambayoyi, an amsa.

PesaBridge dandali ne da nake rabawa, ko nawa ne?

Naka ne. PesaBridge samfuri ne da BridgeERP ke sake sayarwa — kowane mai aiki yana samun nasa aiki, an yi masa alama da saiti. Babu bayanai guda, babu babban admin guda.

Waɗanne ƙasashe da kuɗi ake tallafawa?

Kowanne. Ƙasa, kuɗi, harshe da ƙa'idojin KYC saiti ne da aka zana daga cikakken saitin ISO — ba a hardcode ba. Muna da kasuwanni masu rai yau kuma muna kafa sababbi ba tare da sake rubutawa ba.

Yana aiki a kan wayoyin fasali?

Ee. Cikakken walat yana gudana ta USSD — aikawa, cirewa, biyan kuɗi, sayen kaya, katin waya, ma'auni da bayanai — yana sasantawa a kan ledger iri ɗaya da manhajoji.

Zan iya haɗa nawa bankuna da hanyoyin biyan kuɗi?

Ee. Hanyoyi adaftoci ne masu haɗawa — bankuna, kuɗin wayar hannu, katuna da PSP — don ka haɗa abin da kasuwarka ke buƙata kaɗai.

Da sauri nawa za mu iya zama kai tsaye?

Makonni, ba shekaru ba. Saita alamarka da ƙasarka, haɗa hanyoyinka, sannan ka fitar da manhajojinka, lambar USSD da tashoshin yanar gizo daga dandali guda.

Yana da tsaro kuma ana iya duba shi?

Kowane motsi shigar-biyu ne kuma an daidaita zuwa sifili, mai kariyar PIN da KYC, da webhook masu sa hannu da cikakken rikodin bincike ga masu kula.

Waɗanne manhajoji masu aiki da abokan cinikinsu ke samu?

Manhajojin Android huɗu na asali: manhajar Mai amfani don abokan ciniki, manhajar Wakili / Babban wakili don saka kuɗi, cire kuɗi da float, manhajar Ɗan kasuwa don karɓar biya da daidaitawa, da manhajar Kamfani don biyan kuɗi da yawa tare da amincewar mutane biyu, wadda kuma ke aiki a matsayin tashar yanar gizo. Nau'ikan iOS suna cikin shiri.

Yaya sasantawa da daidaitawa ke aiki?

Kuɗi yana sasantawa zuwa walat mai dacewa nan take. Kowace mu'amala tana samar da shigarwar ledger daidaitattu da za ka iya daidaitawa, tare da bayanai da fitarwa, da gadar GL don tsarin lissafinka.

Zai iya sarrafa rance, ajiya da kuɗin ƙungiya?

Ee — bashin overdraft, rancen MFI da jadawali da hadarin fayil, ajiyar manufa, da ƙungiyoyin ajiya (chama / merry-go-round) sassa ne na dandalin kuma suna kunna kowace kasuwa.

Kuna tallafa wa rarraba kuɗi mai yawa don albashi, tallafi ko tallafin biya?

Eh. Tashar Kamfanoni da API suna biyan kuɗi da yawa zuwa dubban walat tare da amincewar maker/checker, jerin masu karɓa, tsara lokaci da cikakken sulhu.

Me ake buƙata don gudanar da shi kullum?

Console na gudanarwar mai aiki guda yana gudanar da alama, farashi, KYC, cibiyar wakilai da 'yan kasuwa, ledger, mayarwa, tallafi da KPI — babu lamba da ake buƙata don ayyukan yau da kullun.

Wa ke da aikin da bayanan?

Kai. Kowane mai aiki yana gudanar da nasa aiki da nasa bayanai — an yi masa alama da saiti. Samfuri ne da kake sake sayarwa a matsayin naka, ba mai haya SaaS guda ba.

A shirye don ƙaddamar da walat ɗinka?

Nemo nuni mu kafa maka alama, ƙasa da hanyoyi — mu bi ka ta manhajoji, gudanarwa da API.

Ka fi son magana? Kira +254 746 883809