
Hanyoyi & haɗe-haɗe don kowace kasuwa.
Hanyoyi adaftoci ne masu haɗawa a bayan mahaɗa guda — tara, biya, ma'auni da callback — don sabon banki, mai aiki na kuɗin wayar hannu, mai sarrafa katin ko mai biya ba ya taɓa ledger na tushe.
Kundin masu haɗawa
Masu haɗawa 35 da aka shirya. Hanyar adapter ɗaya.
Kowane mai haɗawa a ƙasa yana zuwa tare da PesaBridge kuma ana sarrafa shi daga ofishin baya: bayanan shiga na Gwaji da Kai tsaye, gwajin haɗi, da jagoranci bisa ƙasa.
- MP
M-Pesa (Safaricom Daraja)
Kuɗin waya · Kenya
- Prompt-to-pay
- Payouts
- Paybill & till
- Status
Ƙara maɓallanku - MP
M-Pesa (Vodacom OpenAPI)
Kuɗin waya · Tanzania · DRC · Mozambique · Lesotho
- Collections
- Payouts
- Reversals
Ƙara maɓallanku - MM
MTN MoMo
Kuɗin waya · 16 African markets
- Request to pay
- Transfers
- Status
Ƙara maɓallanku - AM
Airtel Money
Kuɗin waya · 14 African markets
- Collections
- Disbursements
- Refunds
Ƙara maɓallanku - OM
Orange Money
Kuɗin waya · West & Central Africa
- Web payments
- Status
Ƙara maɓallanku - WA
Wave
Kuɗin waya · Senegal · Côte d'Ivoire · more
- Checkout
- Payouts
Ƙara maɓallanku - TP
Tigo Pesa (Mixx by Yas)
Kuɗin waya · Tanzania
- Collections
- Payouts
Yarjejeniya da mai bayarwa - EC
EcoCash
Kuɗin waya · Zimbabwe
- Collections
- Payouts
Yarjejeniya da mai bayarwa - LU
Lumicash
Kuɗin waya · Burundi
- Collections
- Payouts
Yarjejeniya da mai bayarwa - AF
Afripay
Kuɗin waya · Rwanda
- Checkout
Yarjejeniya da mai bayarwa - HA
HaloPesa
Kuɗin waya · Tanzania
- Collections
- Payouts
Yarjejeniya da mai bayarwa - MM
Moov Money
Kuɗin waya · West Africa
- Collections
- Payouts
Yarjejeniya da mai bayarwa - VD
Visa Direct
Katuna da ƙofofin biya · Global
- Push to card
- Card funding
Ana buƙatar takardar shaida - MS
Mastercard Send
Katuna da ƙofofin biya · Global
- Push to card
- Account to account
Ana buƙatar takardar shaida - ST
Stripe
Katuna da ƙofofin biya · 45+ countries
- Card payments
- Payouts
- Refunds
Ƙara maɓallanku - PA
PayPal
Katuna da ƙofofin biya · 200+ markets
- Checkout
- Payouts
Ƙara maɓallanku - FL
Flutterwave
Katuna da ƙofofin biya · 30+ African countries
- Cards
- Mobile money
- Transfers
Ƙara maɓallanku - PA
Paystack
Katuna da ƙofofin biya · Nigeria · Ghana · Kenya · South Africa · Côte d'Ivoire
- Cards
- Transfers
Ƙara maɓallanku - PE
Pesapal
Katuna da ƙofofin biya · East Africa
- Cards
- Mobile money
Ƙara maɓallanku - CT
Cellulant Tingg
Katuna da ƙofofin biya · 30+ African countries
- Checkout
- Payouts
Yarjejeniya da mai bayarwa - DP
DPO Pay
Katuna da ƙofofin biya · 20 African countries
- Cards
- Mobile money
Yarjejeniya da mai bayarwa - WU
Western Union
Tura kuɗi ƙasashen waje · 200+ countries
- Receive into wallet
- Send abroad
Yarjejeniya da mai bayarwa - MO
MoneyGram
Tura kuɗi ƙasashen waje · 200+ countries
- Receive into wallet
- Send abroad
Yarjejeniya da mai bayarwa - WP
Wise Platform
Tura kuɗi ƙasashen waje · 160 countries
- Cross-border payouts
- FX
Yarjejeniya da mai bayarwa - TH
Thunes
Tura kuɗi ƙasashen waje · 130+ countries
- Payouts to wallets & banks
Yarjejeniya da mai bayarwa - TE
TerraPay
Tura kuɗi ƙasashen waje · 200+ destinations
- Wallet-to-wallet
- Bank payouts
Yarjejeniya da mai bayarwa - MU
Mukuru
Tura kuɗi ƙasashen waje · Southern Africa
- Receive into wallet
Yarjejeniya da mai bayarwa - PE
PesaLink
Bankuna da hanyoyi · Kenya
- Instant bank transfers
Yarjejeniya da mai bayarwa - SI
SWIFT / ISO 20022
Bankuna da hanyoyi · Global
- Bank transfers
- Statements
Yarjejeniya da mai bayarwa - RE
RTGS / EFT
Bankuna da hanyoyi · Any country
- Settlement
- Bank payouts
Yarjejeniya da mai bayarwa - MO
Mono
Bankuna da hanyoyi · Nigeria · Kenya · Ghana · South Africa
- Account linking
- Direct debit
Ƙara maɓallanku - SI
Smile ID
Shaida da saƙonni · 50+ African countries
- ID check
- Selfie match
Ƙara maɓallanku - AT
Africa's Talking
Shaida da saƙonni · 20+ African countries
- SMS
- USSD
- Airtime
Ƙara maɓallanku - TW
Twilio
Shaida da saƙonni · Global
- SMS
- Voice OTP
Ƙara maɓallanku - FC
Firebase Cloud Messaging
Shaida da saƙonni · Global
- Push notifications
Ƙara maɓallanku Ba ka ga mai ba ka sabis ba?
Faɗa mana banki, walat, tsarin kati ko mai haɗa hanyoyin biyan kuɗi da kake buƙata. Muna gina sabbin masu haɗawa a kan tsarin adafta ɗaya, yawanci cikin makonni, ba watanni ba.
Ƙara naka
Ƙara maɓallanku
Mai bayarwa yana da API na jama'a. Liƙa maɓallan sandbox ko live a ofishin baya, gudanar da gwajin haɗi, sannan kunna shi.
Ana buƙatar takardar shaida
An gina adapter; mai bayarwa yana ba kasuwancin da aka amince da su takardun shaida ko maɓallan sa hannu kafin karɓar kira.
Yarjejeniya da mai bayarwa
Adapter yana bin ƙa'idar mai bayarwa; mai bayarwa ne ke ba da damar shiga ƙarƙashin yarjejeniyar kasuwanci da ku ko bankinku.
Sunayen kayayyaki alamun kasuwanci ne na masu su. Mai haɗawa da aka jera yana nufin PesaBridge yana da adapter don API na wannan mai bayarwa; amfani da shi yana buƙatar asusunku ko yarjejeniyarku da mai bayarwa. Ba ya nufin haɗin gwiwa da, ko amincewa daga, kowane mai bayarwa.
Abin da za ka iya haɗawa
Kowace hanyar da abokan cinikinka ke tsammani.
Bankuna
Sasantawar RTGS, ACH, SWIFT da SEPA, kwaso asusu da sarrafa nostro/float don motsa kima ciki da waje daga float na walat.
Kuɗin wayar hannu
M-Pesa, Airtel Money, MTN MoMo, Orange da ƙari — tara da biya a kamfanonin da abokan cinikinka ke amfani da su.
Katuna & PSP
Karɓar Visa / Mastercard da haɗe-haɗen mai sarrafawa ko PSP don sakawar katin da biya.
Masu biya & masu tarawa
Kayan aiki, TV, ruwa, gwamnati da masu biyan kuɗin makaranta — don abokan ciniki su biya komai daga walat guda.
Kamfanin sadarwa & USSD
Sakawar katin waya, bundles, da ƙofar USSD don walat ya gudana a kowace waya.
Tsare-tsarenka na tushe
Kwaso, sasanta da daidaita zuwa bankin tushenka ko ERP ta API a buɗe da webhook masu sa hannu.
Samfurin adafta
Mahaɗa guda, kowane mai bayarwa.
Kowace hanya tana aiwatar da ayyuka huɗu iri ɗaya — tara, biya, ma'auni da callback. Ledger na tushe ba ya sani ko damu da wanda ke bayan hanya, don haka ƙara mai bayarwa adafta ne mai zaman kansa, ba canji ga walat ɗinka ba. Canja masu bayarwa kowace ƙasa, gudanar da da yawa a lokaci guda, ko juyawa — ba tare da sake-injiniya biya ba.
- collect(amount, payer) → charge
- payout(amount, payee) → transfer
- balance() → float position
- callback(event) → signed webhook
Hanyoyi & haɗe-haɗe
Haɗa abin da kasuwarka ke buƙata kaɗai.
Hanyoyi adaftoci ne masu haɗawa da ke da mahaɗa guda — tara, biya, ma'auni da callback — don sabon mai haɗawa ba ya taɓa tushe.
Bankuna
Sasantawar RTGS / ACH / SWIFT / SEPA da sarrafa nostro.
Kuɗin wayar hannu
M-Pesa, Airtel, MTN, Orange da ƙari ta adaftocin hanya.
Katuna & PSP
Karɓar Visa / Mastercard da haɗe-haɗen mai sarrafawa.
Masu biya & kamfanin sadarwa
Kayan aiki, TV, gwamnati, kuɗin makaranta da sakawar katin waya.
Ga masu haɓakawa
Tara da rarrabawa da 'yan kira kaɗan.
Maɓallan kai-da-kai, filin gwaji, da tafiya irin ta Daraja: turo caji, abokin ciniki ya tabbatar a walat ɗinsa, ka sami webhook mai sa hannu.
- OAuth2 client-credentials, maɓallan filin gwaji + na samarwa
- Nemo-don-biya (STK push) + duba matsayi
- Webhook masu sa hannu, masu sake gwadawa (HMAC-SHA256)
- Bincike na ma'auni da mu'amala
# 1. Exchange your key pair for a 1-hour token curl -s https://pesa-bridge.com/api/bridgepay/v1/oauth/token \ -H "Content-Type: application/json" \ -d '{"client_id":"pk_test_…","client_secret":"sk_test_…"}' # 2. Push a payment prompt to the customer's phone curl -s https://pesa-bridge.com/api/bridgepay/v1/partner/stk \ -H "Authorization: Bearer $TOKEN" \ -H "Content-Type: application/json" \ -d '{"payer_msisdn":"254708374149","amount":250, "reference":"INV-1001","idem":"inv-1001-1"}'← 200 {"charge_ref":"STK0000123","state":"pending"}→ webhook charge.completed KES 250.00 ✓
Ƙasashen da za ka iya ƙaddamarwa
Manhajoji na asali, dandali guda
Hanyoyi — Manhaja · USSD · Yanar gizo · API
Shigar-biyu, daidaitacce koyaushe
Tambayoyi
Tambayoyi, an amsa.
PesaBridge dandali ne da nake rabawa, ko nawa ne?
Naka ne. PesaBridge samfuri ne da BridgeERP ke sake sayarwa — kowane mai aiki yana samun nasa aiki, an yi masa alama da saiti. Babu bayanai guda, babu babban admin guda.
Waɗanne ƙasashe da kuɗi ake tallafawa?
Kowanne. Ƙasa, kuɗi, harshe da ƙa'idojin KYC saiti ne da aka zana daga cikakken saitin ISO — ba a hardcode ba. Muna da kasuwanni masu rai yau kuma muna kafa sababbi ba tare da sake rubutawa ba.
Yana aiki a kan wayoyin fasali?
Ee. Cikakken walat yana gudana ta USSD — aikawa, cirewa, biyan kuɗi, sayen kaya, katin waya, ma'auni da bayanai — yana sasantawa a kan ledger iri ɗaya da manhajoji.
Zan iya haɗa nawa bankuna da hanyoyin biyan kuɗi?
Ee. Hanyoyi adaftoci ne masu haɗawa — bankuna, kuɗin wayar hannu, katuna da PSP — don ka haɗa abin da kasuwarka ke buƙata kaɗai.
Da sauri nawa za mu iya zama kai tsaye?
Makonni, ba shekaru ba. Saita alamarka da ƙasarka, haɗa hanyoyinka, sannan ka fitar da manhajojinka, lambar USSD da tashoshin yanar gizo daga dandali guda.
Yana da tsaro kuma ana iya duba shi?
Kowane motsi shigar-biyu ne kuma an daidaita zuwa sifili, mai kariyar PIN da KYC, da webhook masu sa hannu da cikakken rikodin bincike ga masu kula.
Waɗanne manhajoji masu aiki da abokan cinikinsu ke samu?
Manhajojin Android huɗu na asali: manhajar Mai amfani don abokan ciniki, manhajar Wakili / Babban wakili don saka kuɗi, cire kuɗi da float, manhajar Ɗan kasuwa don karɓar biya da daidaitawa, da manhajar Kamfani don biyan kuɗi da yawa tare da amincewar mutane biyu, wadda kuma ke aiki a matsayin tashar yanar gizo. Nau'ikan iOS suna cikin shiri.
Yaya sasantawa da daidaitawa ke aiki?
Kuɗi yana sasantawa zuwa walat mai dacewa nan take. Kowace mu'amala tana samar da shigarwar ledger daidaitattu da za ka iya daidaitawa, tare da bayanai da fitarwa, da gadar GL don tsarin lissafinka.
Zai iya sarrafa rance, ajiya da kuɗin ƙungiya?
Ee — bashin overdraft, rancen MFI da jadawali da hadarin fayil, ajiyar manufa, da ƙungiyoyin ajiya (chama / merry-go-round) sassa ne na dandalin kuma suna kunna kowace kasuwa.
Kuna tallafa wa rarraba kuɗi mai yawa don albashi, tallafi ko tallafin biya?
Eh. Tashar Kamfanoni da API suna biyan kuɗi da yawa zuwa dubban walat tare da amincewar maker/checker, jerin masu karɓa, tsara lokaci da cikakken sulhu.
Me ake buƙata don gudanar da shi kullum?
Console na gudanarwar mai aiki guda yana gudanar da alama, farashi, KYC, cibiyar wakilai da 'yan kasuwa, ledger, mayarwa, tallafi da KPI — babu lamba da ake buƙata don ayyukan yau da kullun.
Wa ke da aikin da bayanan?
Kai. Kowane mai aiki yana gudanar da nasa aiki da nasa bayanai — an yi masa alama da saiti. Samfuri ne da kake sake sayarwa a matsayin naka, ba mai haya SaaS guda ba.
Ƙarin karatu
Jagorori daga ƙungiyar PesaBridge
Labaran suna cikin Turanci.
Ci gaba da bincike
Ina za a je a gaba
A shirye don ƙaddamar da walat ɗinka?
Nemo nuni mu kafa maka alama, ƙasa da hanyoyi — mu bi ka ta manhajoji, gudanarwa da API.
Ka fi son magana? Kira +254 746 883809


