PesaBridge
Haɗe-haɗe & hanyoyi

Hanyoyi & haɗe-haɗe don kowace kasuwa.

Hanyoyi adaftoci ne masu haɗawa a bayan mahaɗa guda — tara, biya, ma'auni da callback — don sabon banki, mai aiki na kuɗin wayar hannu, mai sarrafa katin ko mai biya ba ya taɓa ledger na tushe.

Kuɗin waya, Gabashi da Kudancin AfirkaKuɗin waya, ƙarin kamfanoni ta yarjejeniyaHanyoyin biyan kuɗi tsakanin ƙasasheDaidaita kuɗin banki na gida (RTGS da EFT)SMS, USSD da katin wayaKuɗin waya, Gabashi da Kudancin AfirkaKuɗin waya, ƙarin kamfanoni ta yarjejeniyaHanyoyin biyan kuɗi tsakanin ƙasasheDaidaita kuɗin banki na gida (RTGS da EFT)SMS, USSD da katin waya
Kuɗin waya, kamfanoni a faɗin AfirkaBiya zuwa katiTura kuɗin banki nan take na ƙasaBankin buɗe da haɗa asusuSaƙonni da lambobin muryaKuɗin waya, kamfanoni a faɗin AfirkaBiya zuwa katiTura kuɗin banki nan take na ƙasaBankin buɗe da haɗa asusuSaƙonni da lambobin murya
Kuɗin waya, Yammaci da Tsakiyar AfirkaƘofofin biyan kuɗi da katiTura kuɗin banki na ƙasashen waje (ISO 20022)Tabbatar da shaidaSanarwar manhajaKuɗin waya, Yammaci da Tsakiyar AfirkaƘofofin biyan kuɗi da katiTura kuɗin banki na ƙasashen waje (ISO 20022)Tabbatar da shaidaSanarwar manhaja
Masu haɗawa 24 · hanyar adapter ɗaya

Kundin masu haɗawa

Masu haɗawa 23 da aka shirya. Hanyar adapter ɗaya.

Kowane mai haɗawa a ƙasa yana zuwa tare da PesaBridge kuma ana sarrafa shi daga ofishin baya: bayanan shiga na Gwaji da Kai tsaye, gwajin haɗi, da jagoranci bisa ƙasa.

  • Kuɗin waya, Gabashi da Kudancin Afirka

    Kuɗin waya · Kenya · Tanzaniya · DR Kongo · Mozambik · Lesotho

    • Neman biya
    • Fitar da kuɗi
    • Lambobin shago da na lissafi
    • Mayar da ciniki
    • Matsayi
    Ƙara maɓallankuAdapter: 2
  • Kuɗin waya, kamfanoni a faɗin Afirka

    Kuɗin waya · Yawancin kasuwannin Afirka

    • Neman biya
    • Tura kuɗi
    • Raba kuɗi
    • Mayar da kuɗi
    • Matsayi
    Ƙara maɓallankuAdapter: 2
  • Kuɗin waya, Yammaci da Tsakiyar Afirka

    Kuɗin waya · Senegal · Côte d'Ivoire · Kamaru · da ƙari

    • Biya a yanar gizo
    • Biyan kuɗi ta shafi
    • Fitar da kuɗi
    • Matsayi
    Ƙara maɓallankuAdapter: 2
  • Kuɗin waya, ƙarin kamfanoni ta yarjejeniya

    Kuɗin waya · Tanzaniya · Burundi · Ruwanda · Zimbabwe · Yammacin Afirka

    • Tara kuɗi
    • Fitar da kuɗi
    Yarjejeniya da mai bayarwaAdapter: 6
  • Biya zuwa kati

    Katuna da ƙofofin biya · A duniya

    • Biya zuwa kati
    • Saka kuɗi a kati
    • Asusu zuwa asusu
    Ana buƙatar takardar shaidaAdapter: 2
  • Ƙofofin biyan kuɗi da kati

    Katuna da ƙofofin biya · A duniya da faɗin Afirka

    • Biyan kuɗi da kati
    • Kuɗin waya
    • Fitar da kuɗi
    • Mayar da kuɗi
    Ƙara maɓallankuAdapter: 1
  • Hanyoyin biyan kuɗi tsakanin ƙasashe

    Tura kuɗi ƙasashen waje · Hanyoyin da kuka ƙulla kwangila

    • Karɓa a walat
    • Aika ƙasashen waje
    • Biya zuwa banki da walat
    Bisa buƙataAdapter: 1
  • Tura kuɗin banki nan take na ƙasa

    Bankuna da hanyoyi · Kenya, da ƙari idan an nema

    • Tura kuɗin banki nan take
    Yarjejeniya da mai bayarwaAdapter: 1
  • Tura kuɗin banki na ƙasashen waje (ISO 20022)

    Bankuna da hanyoyi · A duniya

    • Tura kuɗin banki
    • Bayanan asusu
    Yarjejeniya da mai bayarwaAdapter: 1
  • Daidaita kuɗin banki na gida (RTGS da EFT)

    Bankuna da hanyoyi · Kowace ƙasa

    • Daidaita kuɗi
    • Biya zuwa banki
    Yarjejeniya da mai bayarwaAdapter: 1
  • Bankin buɗe da haɗa asusu

    Bankuna da hanyoyi · Najeriya · Kenya · Gana · Afirka ta Kudu

    • Haɗa asusu
    • Cire kuɗi kai tsaye
    Ƙara maɓallankuAdapter: 1
  • Tabbatar da shaida

    Shaida da saƙonni · Ƙasashen Afirka 50+

    • Duba katin shaida
    • Kwatanta hoton fuska
    Ƙara maɓallankuAdapter: 1
  • SMS, USSD da katin waya

    Shaida da saƙonni · Ƙasashen Afirka 20+

    • SMS
    • USSD
    • Katin waya
    Ƙara maɓallankuAdapter: 1
  • Saƙonni da lambobin murya

    Shaida da saƙonni · A duniya

    • SMS
    • Manhajojin hira
    • Lambar sau ɗaya ta kira
    Ƙara maɓallankuAdapter: 1
  • Sanarwar manhaja

    Shaida da saƙonni · A duniya

    • Faɗakarwa a cikin manhaja
    Ƙara maɓallankuAdapter: 1
  • Ba ka ga mai ba ka sabis ba?

    Faɗa mana banki, walat, tsarin kati ko mai haɗa hanyoyin biyan kuɗi da kake buƙata. Muna gina sabbin masu haɗawa a kan tsarin adafta ɗaya, yawanci cikin makonni, ba watanni ba.

    Ƙara naka

Ƙara maɓallanku

Mai bayarwa yana da API na jama'a. Liƙa maɓallan sandbox ko live a ofishin baya, gudanar da gwajin haɗi, sannan kunna shi.

Ana buƙatar takardar shaida

An gina adapter; mai bayarwa yana ba kasuwancin da aka amince da su takardun shaida ko maɓallan sa hannu kafin karɓar kira.

Yarjejeniya da mai bayarwa

Adapter yana bin ƙa'idar mai bayarwa; mai bayarwa ne ke ba da damar shiga ƙarƙashin yarjejeniyar kasuwanci da ku ko bankinku.

Bisa buƙata

Har yanzu ba a samar da adapter ba. Muna haɗa abokin hulɗar da kuka ƙulla kwangila da shi ta hanyar haɗin abokan hulɗa; kafin nan, abokin gwaji da ke ciki yana rufe kowane yanayi.

Kowane kati nau'in haɗi ne da PesaBridge ke da adapter dominsa. Amfani da shi yana buƙatar asusunku ko yarjejeniyarku da mai bayarwa a wannan kasuwa; ba ya nufin haɗin gwiwa da, ko amincewa daga, kowane mai bayarwa. Ofishin baya yana nuna ainihin adapter ɗin.

Abin da za ka iya haɗawa

Kowace hanyar da abokan cinikinka ke tsammani.

Bankuna

Sasantawar RTGS, ACH, SWIFT da SEPA, kwaso asusu da sarrafa nostro/float don motsa kima ciki da waje daga float na walat.

Kuɗin wayar hannu

Kuɗin wayar hannu a kowace kasuwa da kake hidima — tara da biya a kamfanonin da abokan cinikinka ke amfani da su.

Katuna & PSP

Karɓar katunan manyan hanyoyin katuna da haɗe-haɗen mai sarrafawa ko PSP don sakawar katin da biya.

Masu biya & masu tarawa

Kayan aiki, TV, ruwa, gwamnati da masu biyan kuɗin makaranta — don abokan ciniki su biya komai daga walat guda.

Kamfanin sadarwa & USSD

Sakawar katin waya, bundles, da ƙofar USSD don walat ya gudana a kowace waya.

Tsare-tsarenka na tushe

Kwaso, sasanta da daidaita zuwa bankin tushenka ko ERP ta API a buɗe da webhook masu sa hannu.

Samfurin adafta

Mahaɗa guda, kowane mai bayarwa.

Kowace hanya tana aiwatar da ayyuka huɗu iri ɗaya — tara, biya, ma'auni da callback. Ledger na tushe ba ya sani ko damu da wanda ke bayan hanya, don haka ƙara mai bayarwa adafta ne mai zaman kansa, ba canji ga walat ɗinka ba. Canja masu bayarwa kowace ƙasa, gudanar da da yawa a lokaci guda, ko juyawa — ba tare da sake-injiniya biya ba.

  • collect(amount, payer) → charge
  • payout(amount, payee) → transfer
  • balance() → float position
  • callback(event) → signed webhook

Hanyoyi & haɗe-haɗe

Haɗa abin da kasuwarka ke buƙata kaɗai.

Hanyoyi adaftoci ne masu haɗawa da ke da mahaɗa guda — tara, biya, ma'auni da callback — don sabon mai haɗawa ba ya taɓa tushe.

Bankuna

Sasantawar RTGS / ACH / SWIFT / SEPA da sarrafa nostro.

Kuɗin wayar hannu

Kamfanonin kuɗin wayar hannu a kowace kasuwa, ta adaftocin hanya.

Katuna & PSP

Karɓar katunan manyan hanyoyin katuna da haɗe-haɗen mai sarrafawa.

Masu biya & kamfanin sadarwa

Kayan aiki, TV, gwamnati, kuɗin makaranta da sakawar katin waya.

Ga masu haɓakawa

Tara da rarrabawa da 'yan kira kaɗan.

Maɓallan kai-da-kai, filin gwaji, da tafiyar nemo-don-biya: turo caji, abokin ciniki ya tabbatar a walat ɗinsa, ka sami webhook mai sa hannu.

  • OAuth2 client-credentials, maɓallan filin gwaji + na samarwa
  • Nemo-don-biya (STK push) + duba matsayi
  • Webhook masu sa hannu, masu sake gwadawa (HMAC-SHA256)
  • Bincike na ma'auni da mu'amala
# 1. Exchange your key pair for a 1-hour token
curl -s https://pesa-bridge.com/api/bridgepay/v1/oauth/token \
  -H "Content-Type: application/json" \
  -d '{"client_id":"pk_test_…","client_secret":"sk_test_…"}'

# 2. Push a payment prompt to the customer's phone
curl -s https://pesa-bridge.com/api/bridgepay/v1/partner/stk \
  -H "Authorization: Bearer $TOKEN" \
  -H "Content-Type: application/json" \
  -d '{"payer_msisdn":"254708374149","amount":250,
       "reference":"INV-1001","idem":"inv-1001-1"}'
← 200 {"charge_ref":"STK0000123","state":"pending"}
→ webhook charge.completed KES 250.00 ok
190+

Ƙasashen da za ka iya ƙaddamarwa

6

Manhajoji na asali, dandali guda

4

Hanyoyi — Manhaja · USSD · Yanar gizo · API

100%

Shigar-biyu, daidaitacce koyaushe

Tambayoyi

Tambayoyi, an amsa.

Sayen PesaBridge

Za mu iya farawa da wani ɓangare na dandalin?

Ee. Tsarin Starter ya ƙunshi manhajojin abokin ciniki da na wakili tare da tsarin gudanarwa da KYC. 'Yan kasuwa, API na masu haɓakawa, USSD, lamuni, ajiya da biyan kuɗi da yawa ana kunna su daga baya a kan littafin lissafi ɗaya, don haka babu abin da za a sake ginawa yayin da kuke girma.

Yaya ake ƙayyade farashin PesaBridge?

Ta hanyoyi huɗu: tsare-tsaren Starter, Growth da Enterprise, ko Haɗin gwiwa inda ba ka biyan kuɗin lasisi, maimakon haka muna raba ribar da ta rage. Mai shirya tayin da ke wannan shafin yana ba ka ainihin farashinka da daftarin kwangila cikin kusan minti 10.

Me kuke buƙata daga gare mu don ƙaddamarwa?

Lasisi, ko abokin hulɗa mai lasisi da ke riƙe kuɗin abokan ciniki; asusu a bankuna da masu ba da sabis na biyan kuɗi da kuke so ku haɗa; alamar kasuwancinku; da farashin ayyukanku. Da zarar bayanan shiga na masu ba da sabis sun iso, ƙasa ta farko yawanci tana fara aiki cikin makonni 4 zuwa 12.

Za mu iya gwada shi kafin mu sa hannu?

Ee. Nemi damar gwaji kuma za ka karɓi manhajojin Android na samfuran da ka zaɓa, shafukan yanar gizo da bayanan shiga na gwaji ta imel. Komai yana gudana a muhallin gwaji, don haka babu kuɗi na gaske da ke motsawa. Masu haɓakawa na iya buɗe asusun gwaji a shafin masu haɓakawa a kowane lokaci.

Wane tallafi da horo kuke bayarwa?

Kowane tsari ya ƙunshi tallafi: ta imel a Starter, tallafi na fifiko a Growth, da yarjejeniyar matakin sabis tare da jagoranci a Enterprise. A lokacin ƙaddamarwa muna horar da ƙungiyoyinku na gudanarwa, tallafi da hanyar sadarwar wakilai, kuma cibiyar taimako, jagorori da takardun API suna nan a kan layi ga kowa.

Dandalin

PesaBridge dandali ne da nake rabawa, ko nawa ne?

Naka ne. PesaBridge samfuri ne da BridgeERP ke sake sayarwa — kowane mai aiki yana samun nasa aiki, an yi masa alama da saiti. Babu bayanai guda, babu babban admin guda.

Waɗanne ƙasashe da kuɗi ake tallafawa?

Kowanne. Ƙasa, kuɗi, harshe da ƙa'idojin KYC saiti ne da aka zana daga cikakken saitin ISO — ba a hardcode ba. Muna da kasuwanni masu rai yau kuma muna kafa sababbi ba tare da sake rubutawa ba.

Yana aiki a kan wayoyin fasali?

Ee. Ta USSD, abokan ciniki suna aikawa, cirewa, biyan kuɗi, sayen kaya da katin waya, duba ma'aunin su da samun ƙaramin bayani, yana sasantawa a kan ledger iri ɗaya da manhajoji.

Zan iya haɗa nawa bankuna da hanyoyin biyan kuɗi?

Ee. Hanyoyi adaftoci ne masu haɗawa — bankuna, kuɗin wayar hannu, katuna da PSP — don ka haɗa abin da kasuwarka ke buƙata kaɗai.

Da sauri nawa za mu iya zama kai tsaye?

Makonni, ba shekaru ba. Saita alamarka da ƙasarka, haɗa hanyoyinka, sannan ka fitar da manhajojinka, lambar USSD da tashoshin yanar gizo daga dandali guda.

Yana da tsaro kuma ana iya duba shi?

Kowane motsi shigar-biyu ne kuma an daidaita zuwa sifili, mai kariyar PIN da KYC, da webhook masu sa hannu da cikakken rikodin bincike ga masu kula.

Waɗanne manhajoji masu aiki da abokan cinikinsu ke samu?

Manhajojin Android da iOS shida na asali: manhajar Mai amfani don abokan ciniki, manhajar Send don aika kuɗi zuwa ƙasashen waje, manhajar Wakili / Babban wakili don saka kuɗi, cire kuɗi da float, manhajar Ɗan kasuwa don karɓar biya da daidaitawa, manhajar kanti don shaguna da manhajar Kamfani don biyan kuɗi da yawa tare da amincewar mutane biyu, wadda kuma ke aiki a matsayin tashar yanar gizo.

Yaya sasantawa da daidaitawa ke aiki?

Kuɗi yana sasantawa zuwa walat mai dacewa nan take. Kowace mu'amala tana samar da shigarwar ledger daidaitattu da za ka iya daidaitawa, tare da bayanai da fitarwa, da gadar GL don tsarin lissafinka.

Zai iya sarrafa rance, ajiya da kuɗin ƙungiya?

Ee — bashin overdraft, rancen MFI da jadawali da hadarin fayil, ajiyar manufa, da ƙungiyoyin ajiya (chama / merry-go-round) sassa ne na dandalin kuma suna kunna kowace kasuwa.

Kuna tallafa wa rarraba kuɗi mai yawa don albashi, tallafi ko tallafin biya?

Eh. Tashar Kamfanoni da API suna biyan kuɗi da yawa zuwa dubban walat tare da amincewar maker/checker, jerin masu karɓa, tsara lokaci da cikakken sulhu.

Me ake buƙata don gudanar da shi kullum?

Console na gudanarwar mai aiki guda yana gudanar da alama, farashi, KYC, cibiyar wakilai da 'yan kasuwa, ledger, mayarwa, tallafi da KPI — babu lamba da ake buƙata don ayyukan yau da kullun.

Wa ke da aikin da bayanan?

Kai. Kowane mai aiki yana gudanar da nasa aiki da nasa bayanai — an yi masa alama da saiti. Samfuri ne da kake sake sayarwa a matsayin naka, ba mai haya SaaS guda ba.

A shirye don ƙaddamar da walat ɗinka?

Nemo nuni mu kafa maka alama, ƙasa da hanyoyi — mu bi ka ta manhajoji, gudanarwa da API.

Ka fi son magana? Kira +254 746 883809