A mobile money platform for Ethiopia
Ethiopia opened its payments market only recently, and most people still use cash. Banks and microfinance institutions already hold large customer bases, so the fastest route is often bringing those customers onto a wallet under the institution's own name.
What Ethiopian users expect
Outside Addis Ababa, agents and simple phones decide whether a service gets used. People need somewhere close to turn cash into wallet value and back. The app needs Amharic from the start, and other local languages as you expand.
Rules and connections
The National Bank of Ethiopia licenses payment instrument issuers under the National Payment System Proclamation and its directives. Limits follow tiered KYC. EthSwitch is the national switch, so plan to become a participant, or work through a partner bank. Confirm the current capital amount with the National Bank, because the published figures have changed.

What to check before you buy
- Apps in Amharic and English
- Agent float tools for rural areas
- A connection to the bank or MFI core system
- Tiered KYC with limits per tier
- A link to EthSwitch
Inside the product
One platform behind every screen.
Every country launch runs on the same wallet app and back office, set up for your currency, rails and languages.
See it in the product
Questions buyers ask
Can a bank or MFI launch its own wallet?
Yes. The platform runs the wallet, agents and merchants and connects to the institution's core system.
Which capital applies?
It is set by the National Bank's directives. Confirm the current amount with the National Bank before you plan your funding.
See it in your own brand
Ask for the demo and your logins come by email, or build a priced proposal in 10 minutes.
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