Miongozo ya nchi

Kuzindua pesa kwa simu, nchi kwa nchi

Mdhibiti, leseni unayohitaji, mtaji, swichi ya taifa na kanuni za KYC, kwa ufupi, pamoja na hatua za kuanza kazi na PesaBridge.

Noti za naira zinalipwa kwenye kibanda cha soko la wazi nchini Nigeria

Côte d'Ivoire

Côte d'Ivoire is one of the busiest mobile money markets in West Africa. E-money is regulated across the eight UEMOA countries by the BCEAO, so one licence route works in all of them.

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Senegal

Senegal has one of the most competitive mobile money markets in Africa, with low transfer fees and strong merchant use. E-money is regulated by the BCEAO under rules shared by the eight UEMOA countries.

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Cameroon

Cameroon is the largest mobile money market in the CEMAC zone. Payment services are regulated across the six CEMAC countries by COBAC and the BEAC.

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DR Kongo

DR Kongo ni soko kubwa linalokua kwa kasi ambapo watu wazima wengi hawana akaunti ya benki. Pesa za kielektroniki zinadhibitiwa na Banque Centrale du Congo (BCC), na pochi mara nyingi hushikilia dola za Marekani na faranga za Kongo.

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Burundi

Burundi's mobile money market is small but growing, with room for banks and MFIs to bring their customers onto wallets. Payment services and e-money are regulated by the Banque de la République du Burundi (BRB).

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Rwanda

Rwanda has a clear, modern rulebook for payment services and a regulator that encourages fintechs. The National Bank of Rwanda (BNR) licenses e-money issuers and payment service providers.

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Kenya

Kenya ndilo soko la mfano la pesa kwa simu. Karibu kila mtu mzima anaitumia, kwa hiyo huduma mpya lazima iwe bora zaidi kwa kundi maalum la wateja. Benki Kuu ya Kenya (CBK) inaidhinisha watoaji wa pesa za kielektroniki na watoa huduma za malipo.

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Tanzania

Tanzania ina kampuni kadhaa kubwa za pesa kwa simu zilizounganishwa kikamilifu. Benki Kuu ya Tanzania (BoT) inatoa leseni kwa watoaji wa pesa za kielektroniki na inaendesha mfumo wa malipo ya papo hapo wa taifa, TIPS.

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Uganda

Uganda has a large mobile money market led by two operators, and a payments law from 2020 that opened the market to new licensed providers. The Bank of Uganda (BoU) licenses e-money issuers as payment service providers.

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Nigeria

Nigeria is Africa's largest fintech market, with instant bank transfers everywhere and fast-growing wallets and agent networks. The Central Bank of Nigeria (CBN) licenses mobile money operators, payment service banks and other payment companies.

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Ethiopia

Ethiopia opened its payments market in recent years and mobile money is growing fast. The National Bank of Ethiopia (NBE) licenses payment instrument issuers.

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Angola

Angola has a strong card and ATM network through EMIS, and mobile money is growing fast. The Banco Nacional de Angola (BNA) licenses payment institutions under the 2020 payment system law.

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Kuzindua na PesaBridge, hatua kwa hatua

Chagua njia yako ya leseni: leseni yako mwenyewe, benki au mtoaji wa pesa za kielektroniki mshirika, au mkusanyaji mwenye leseni.

Tengeneza pendekezo lako mtandaoni: nchi, njia za malipo na mpango, ndani ya dakika 10.

Tunaweka mfumo, chapa yako na njia za malipo wakati unakamilisha faili la leseni.

Jaribu na kundi la majaribio la wateja, mawakala na wafanyabiashara, na mdhibiti inapohitajika.

Anza kazi, ajiri mawakala na wafanyabiashara, na ongeza huduma na nchi unapokua.

Njia za malipo

Njia watu wanazolipa, nchi kwa nchi.

Sarafu	Pesa za simu	Kadi	Pochi	Uhamisho wa benki
Cote d’Ivoire	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	—
Senegali	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	—
Kameruni	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	—
Kongo - Kinshasa	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	—
Burundi	Kwa makubaliano	Adapta iko tayari	Adapta iko tayari	—
Rwanda	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	—
Kenya	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	Kwa makubaliano
Tanzania	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	—
Uganda	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari	—
Nigeria	—	Adapta iko tayari	Adapta iko tayari	Adapta iko tayari

Kila mstari ni aina ya njia ya malipo; mitandao iliyo nyuma yake huwekwa kwenye ofisi yako ya nyuma unapoiunganisha. Kadi hupitia benki ya kadi unayochagua. Orodha inakua kadiri unavyosaini njia mpya.

Kanuni kwa ufupi

Mdhibiti
Sheria kuu
Njia za leseni
Mtaji wa chini
Kuunganishwa
KYC na mipaka
Sarafu

Ndani ya bidhaa

Jukwaa moja nyuma ya kila uzinduzi.

Kila uzinduzi wa nchi hutumia programu ileile ya pochi na mfumo uleule wa usimamizi, vilivyowekwa kwa sarafu, mitandao na lugha zako.

Maswali

Je, ninahitaji leseni yangu mwenyewe ili kuzindua?

Hapana. Unaweza kuzindua kwa leseni yako, kupitia benki au mtoaji wa pesa za kielektroniki mshirika, au kupitia mkusanyaji mwenye leseni. Kila mwongozo unaeleza njia zilizopo katika nchi hiyo.

Miongozo hii ni ya kisasa kiasi gani?

Kila mwongozo unaonyesha tarehe taarifa zake zilipohakikiwa na unaunganisha na vyanzo rasmi, ili uweze kuhakiki kila mstari mwenyewe.

Nchi yangu haipo kwenye orodha. Je, bado naweza kuzindua huko?

Ndiyo. Miongozo hii inahusu masoko tunayoulizwa zaidi. Kwa nchi nyingine yoyote, omba pendekezo nasi tutakueleza njia ya leseni na mitandao ya malipo.

Ona uzinduzi wako ungegharimu kiasi gani

Jibu maswali manane mafupi upate pendekezo la kibiashara na la kiufundi kwa nchi zako na njia zako za malipo, ndani ya dakika 10.

Pata pendekezo langu Angalia bei