PesaBridge
Software guide

A mobile money platform for Senegal

Senegal has one of the most competitive mobile money markets in Africa, and transfer fees are low. A service that depends on transfer fees will struggle, so the plan has to earn from something else.

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Where the margin is

Merchant payments, bulk salaries, savings and credit for traders are where new providers earn. Services for a specific community also work, including families abroad who support relatives at home. Set fees per service, customer tier and channel, so a free transfer can sit next to a paid merchant service.

Rules and connections

Senegal follows the same BCEAO rules as the rest of UEMOA, including the October 2026 caps of 4 million FCFA on balances and 15 million FCFA on monthly reloads. Reported capital for an e-money institution is 300 million FCFA. A platform built for Senegal can serve the whole zone, with the same currency, the same rules and the same regional switch.

Watu wananunua na kuuza samaki kando ya maji

What to check before you buy

  • Fees set per service, tier and channel
  • Merchant tools that earn beyond transfers
  • Bulk salary payments
  • Balance and reload caps applied per customer
  • A partner bank or issuer route

Inside the product

One platform behind every screen.

Every country launch runs on the same wallet app and back office, set up for your currency, rails and languages.

See it in the product

Questions buyers ask

How do we compete on low transfer fees?

Build on services that earn margin, such as merchant payments, salaries, savings and small loans.

Can we start with a partner bank?

Yes. A partner bank or an existing e-money institution can hold the funds while you prepare your own licence.

See it in your own brand

Ask for the demo and your logins come by email, or build a priced proposal in 10 minutes.

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