PesaBridge
Software guide

Loan disbursement and repayment through the wallet

For a lender, the wallet shortens two costly trips: getting money to the borrower and getting it back. Done well, it also gives you the repayment record that the next lending decision depends on.

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From approval to repayment

When a loan is approved, the money lands in the borrower's wallet. The schedule and each instalment show in the app. Repayments post to the ledger as they arrive, so a loan officer sees the true balance without waiting for a batch.

Responsible lending starts with the limit. Set limits by product and customer tier, and show the full cost before the borrower accepts.

Who runs the lending

The lender keeps the credit decision and the licence. The platform handles the disbursement, the schedule and the records. A microfinance institution or SACCO can run this alongside its existing groups and savings products.

What to check before you buy

  • Full cost shown before acceptance
  • Limits by product and tier
  • The schedule shown in the app
  • Repayments posted to the ledger as they arrive
  • Maker and checker on changes

Inside the product

One platform behind every screen.

Customers see their limit and repayments in the app, and your credit team works the loan book in the back office.

See it in the product

Questions buyers ask

Do we need our own scoring?

You keep the credit decision. The wallet history gives you data to use, alongside your own rules.

Can a savings group lend too?

Yes. A group has its own loan book with schedules, inside the wallet.

See it in your own brand

Ask for the demo and your logins come by email, or build a priced proposal in 10 minutes.

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