Ama-app omdabu ayisithupha namasango ewebhu. Yonke indima ihlanganisiwe.
I-super-app yamakhasimende, i-app yabenzeli, i-app yabathengisi ne-app yezinkampani, omdabu ku-Android naku-iOS futhi ngemibala yophawu lwakho, kanye namasango ewebhu, konke kuleja eyodwa elinganiselayo.
Inkundla eyodwa, ama-app ayisithupha
Ama-app, ngokujulile
Ama-app omdabu ayisithupha namasango ewebhu. Yonke indima ihlanganisiwe.
I-Android ne-iOS yomdabu, ngomkhiqizo wakho, kumakhasimende, abenzeli, abathengisi nezinkampani.
I-app yomsebenzisi
I-super-app yamakhasimende.
- Thumela kunoma yiliphi inombolo noma i-QR
- Khokha Ibhili, Thenga Impahla (Till), i-airtime namabhandeli
- Isiqinisekiso sesicelo-sokukhokha nge-PIN
- Faka uphinde ukhiphe kubameli
- Izikweletu, imali egciniwe namaqembu e-chama
- Izitatimende nokubhalisa i-KYC ku-app
I-app yomeli
Umgogodla wokheshi.
- Amadiphozithi nokukhipha kwamakhasimende
- Cela uphinde uthole i-float
- Amakhomishini nezimali live
- Umeli omkhulu: phatha abameli abangaphansi
- Ukubhalisa amakhasimende emkhakheni
- Amarisidi e-thermal / SMS
I-app yomthengisi
Yamukela uphinde ukhokhe.
- Yamukela i-Till / Khokha Ibhili / QR / STK
- Cela imali kwikhasimende
- Izimbuyiselo nokubuyisela
- Ukubhadala okusheshayo esikhwameni
- Imikhiqizo, impahla nokuskena-ukudayisa
- Abasebenzi nemibiko yokudayisa
I-app nesango lezinkampani
Khokha ngezinga elikhulu.
- Ukukhokha ngobuningi kuzinkulungwane
- Izimvume ze-maker / checker
- Amabhuku abaholi namathempulethi
- Izinkokhelo ezihleliwe neziphindaphindayo
- Ukuhlanganisa nokuthumela ngaphandle
- Ukufinyelela kwabasebenzisi abaningi ngokwezindima
Kubone ocingweni lwangempela
Khokha isikweletu ku-*234# ngezinyathelo ezine
Imenyu yangempela ye-USSD ye-PesaBridge, ncamashi njengoba ikhasimende liyibona ocingweni olujwayelekile.
Zama: shayela *234#
Cindezela izinkinobho zefoni noma uthayiphe kukhibhodi, bese ucindezela inkinobho eluhlaza. Sebenzisa i-PIN 1234. Lona umboniso: ayikho imali ehambayo.
Umboniso usebenzisa ifomethi efanayo yesicelo nempendulo njengesango lenkampani yefoni. Ukuze uqale, inkampani yefoni ixhuma ikhodi yakho emfushane nenkundla, imenyu ihlale injalo.
Sonke isiteshi, ibhalansi eyodwa
Kuwo wonke amafoni — nasekesheni.
Isikhwama esithunyelwa nje njenge-app sishiya ngaphandle ingxenye enkulu yemakethe ngosuku lokuqala. I-PesaBridge ifinyelela wonke umuntu, kanti sonke isiteshi sihambisa ibhalansi efanayo.
Isikhwama sansuku zonke siqhuba nge-USSD — thumela, khipha, Khokha Ibhili, Thenga Impahla, i-airtime, ibhalansi nesitatimende esifushane — kwikhasimende elinefoni ejwayelekile elingenadatha, elivikelwa nge-PIN futhi elihlanganela ku-ledger efanayo neyama-app. Inethiwekhi yabameli iguqula inani ledijithali libe ukheshi obonakalayo nokubuyela emuva: amadiphozithi nokukhipha kunoma yisiphi isitolo, ne-float egeleza phansi ohlelweni lomeli omkhulu → umeli nekhomishini ebalwa entengiselwaneni ngayinye ikhokhwe nyanga zonke ngemuva kokuvunywa.
Abasebenzisi bama-smartphone bathola ama-app omdabu ayisithupha: i-super-app yamakhasimende, i-app ye-Send yokuthumela imali phesheya, i-app yabenzeli, i-app yabathengisi, i-app yekhawunta yezitolo ne-app yezinkampani yabakhokha ngobuningi, esebenza futhi njengesango lewebhu. Abathengisi bamukela i-Till, i-Pay Bill, i-QR nesicelo senkokhelo, futhi bakhokhelwa ngokushesha. Kozakwethu, i-API ye-OAuth2 ene-sandbox, isicelo senkokhelo nama-webhook asayiniwe ivumela ibhizinisi ukuthi liqoqe futhi likhokhe ngohlelo.
Iphuzu ukuthi i-app, i-USSD, umeli ne-API konke kuhambisa ibhalansi efanayo ku-ledger efanayo. Ikhasimende lingafaka ukheshi ngomeli, lithumele nge-USSD, kanti umamukeli akhokhe umthengisi nge-QR — kanti wonke amanyathelo ayahlanganela. Awukho umkhakha oshiywa ngaphandle, kanti asikho isiteshi esingehluka kwesinye.
Kusebenza kanjani
Imali ihamba kanjani.
Wonke amanyathelo ahlanganela ku-ledger efanayo ebhalansayo — ukheshi ongenayo, isikhwama, izinkokhelo, ukheshi ophumayo — kuwo wonke ama-app, i-USSD nabameli.
Ukheshi ongenayo
Ikhasimende lifaka ukheshi ngomeli. I-float yomeli iyehla, isikhwama sikhredithe — kubhalansa.
Isikhwama
Inani lifika esikhwameni esigcina inani ku-ledger yombhalo-kabili, esivikelwa nge-PIN ne-KYC.
Thumela ukhokhe
Thumela kwesinye isikhwama, Khokha Ibhili, Thenga Impahla nge-QR noma i-STK, thenga i-airtime — ngokushesha.
Ukheshi ophumayo
Khipha kunoma yimuphi umeli; i-float yomeli iyakhredithe kanti isikhwama siyadebitha.
Kungani i-PesaBridge
Kungani abasebenzisi bekhetha thina.
Imali yeselula ilula ukuyibonisa kodwa inzima ukuyiqhuba. I-PesaBridge yakhelwe izingxenye ezibaluleke ngempela lapho imali yangempela ihamba.
I-ledger ongayithemba
Inani eligciniwe lihlala ku-ledger yombhalo-kabili weqiniso. Wonke umsebenzi ufaka amadebithi namakhredithi abhalansayo, awuphindwa ukuze ukuphinda kungakhokhisi kabili, futhi ubuyiselwa ngenjini eyodwa. Amabhuku ahlanganela ku-zero — isiqinisekiso umlawuli no-CFO abakudingayo bobabili.
Finyelela wonke ikhasimende
Ismartphone, ifoni ejwayelekile noma ukheshi — akekho oshiywa ngaphandle. Ama-app omdabu kwabanedatha, i-USSD yezinkokhelo zansuku zonke kwabangenayo, kanye nenethiwekhi yabameli yokungenisa nokukhipha ukheshi. I-ledger eyodwa ngemuva kwazo zontathu.
Ibhrendi yakho, kusukela ekuqaleni kuze kube sekugcineni
Ama-app, ikhodi ye-USSD namaphothali eweb konke kuphethe igama, imibala nemali yakho — kudonswe kusuka ekulungiseni okukodwa ama-app akufunda live. Uqhuba okwakho ukuthunyelwa; ayikho i-tenant eyabelwene futhi ayikho i-super-admin eyabelwene.
Ukulandela imithetho kwakhelwe ngaphakathi
Amazinga e-KYC alungiswayo nemikhawulo yansuku zonke neyomsebenzi ngamunye, ukuhlola i-AML nemithetho yesivinini, umkhondo ophelele wokuhlola nemibiko elungele abalawuli — ukuze ukuya live kungasho ukunamathisela ukulandela imithetho emuva.
Ivuliwe ngokuklama
I-API ye-OAuth2, i-sandbox, isicelo-sokukhokha nama-webhook asayiniwe kukuvumela ukukhokha, ukubhadala nokuhlanganisa kumgogodla wakho. Ama-rail — amabhange, imali yeselula, amakhadi — angama-adapter angena kalula, ukuze uxhume lokho imakethe yakho ekudingayo ngaphandle kokuthinta umgogodla.
Uphila emavikini, hhayi eminyakeni
Lungisa ibhrendi nezwe lakho, xhuma ama-rail akho, bese uthumela ama-app akho, ikhodi ye-USSD namaphothali kusuka eplatifomu eyodwa. Ukuhlanganiswa okunzima kwe-ledger ebhalansayo sekukhona — usebenzisa isikhathi sakho ekungeneni emakethe.
Amazwe ongawethula kuwo
Ama-app omdabu, iplatifomu eyodwa
Iziteshi — App · USSD · Web · API
Umbhalo-kabili, ubhalansa njalo
Imibuzo evamile
Imibuzo, iphenduliwe.
Ukuthenga i-PesaBridge
Singaqala ngengxenye yenkundla?
Yebo. Uhlelo lwe-Starter luhlanganisa izinhlelo zokusebenza zekhasimende nezommeleli kanye nehhovisi elingemuva ne-KYC. Abathengisi, i-API yabathuthukisi, i-USSD, imalimboleko, ukonga nezinkokhelo zobuningi kuvulwa kamuva kuleja efanayo, ngakho akukho okwakhiwa kabusha njengoba nikhula.
Intengo ye-PesaBridge ibalwa kanjani?
Ngezindlela ezine: izinhlelo ze-Starter, Growth ne-Enterprise, noma Ubambiswano lapho ungakhokhi khona imali yelayisensi, esikhundleni salokho sabelane ngemali engenayo ehlanzekile. Isakhi seziphakamiso kule sayithi sikunika intengo eqondile nohlaka lwesivumelwano cishe emizuzwini eyi-10.
Yini enikudingayo kithi ukuze sethule?
Ilayisensi, noma umlingani onelayisensi ogcina imali yamakhasimende; ama-akhawunti emabhange nakubahlinzeki bezinkokhelo enifuna ukuxhuma kubo; uphawu lwenu; namanani enu. Uma imininingwane yokungena yabahlinzeki isifikile, izwe lokuqala ngokuvamile liqala ukusebenza emasontweni angu-4 kuya kwangu-12.
Singayizama ngaphambi kokusayina?
Yebo. Cela ukufinyelela kokuhlola futhi uzothola nge-imeyili izinhlelo ze-Android zemikhiqizo oyikhethile, amaphothali ewebhu nemininingwane yokungena yokuhlola. Konke kusebenza endaweni yokuhlola, ngakho ayikho imali yangempela edlulayo. Abathuthukisi bangavula i-akhawunti yokuhlola kuphothali yabathuthukisi noma nini.
Yiluphi usizo noqeqesho enilunikezayo?
Uhlelo ngalunye luhlanganisa usizo: nge-imeyili ku-Starter, usizo olubekwe phambili ku-Growth, nesivumelwano sezinga lesevisi kanye nokwethulwa ku-Enterprise. Ngesikhathi sokwethula siqeqesha amathimba enu ehhovisi elingemuva, osizo nenethiwekhi yabameleli, futhi isikhungo sosizo, imihlahlandlela nemibhalo ye-API kuhlala kukhona ku-inthanethi kuwo wonke umuntu.
Inkundla
Ingabe i-PesaBridge iyiplatifomu engiyabelanayo, noma eyami?
Ngeyakho. I-PesaBridge ingumkhiqizo i-BridgeERP ewudayisa kabusha — umsebenzisi ngamunye uthola okwakhe ukuthunyelwa, okuklanyelwe futhi okulungiselelwe yena. Ayikho idathabhesi eyabelwene, ayikho i-super-admin eyabelwene.
Yimaphi amazwe nezimali ezisekelwayo?
Noma yimaphi. Izwe, imali, ulimi nemithetho ye-KYC kungukulungisa okudonswe kusethi ephelele ye-ISO — akubethelwanga. Sinezimakethe ezivulekile namuhla futhi sivula ezintsha ngaphandle kokwakha kabusha.
Ingabe isebenza emafonini ajwayelekile?
Yebo. Nge-USSD, amakhasimende ayathumela, akhiphe, akhokhe amabhili, athenge impahla ne-airtime, abheke ibhalansi futhi athole isitatimende esincane, kuhlanganela ku-ledger efanayo neyama-app.
Ngingaxhuma amabhange nama-rail ami wezinkokhelo?
Yebo. Ama-rail angama-adapter angena kalula — amabhange, imali yeselula, amakhadi nama-PSP — ukuze uxhume kuphela lokho imakethe yakho ekudingayo.
Singaya live ngokushesha kangakanani?
Amaviki, hhayi iminyaka. Lungisa ibhrendi nezwe lakho, xhuma ama-rail akho, bese uthumela ama-app akho, ikhodi ye-USSD namaphothali eweb kusuka eplatifomu eyodwa.
Ingabe iphephile futhi ingahlolwa?
Konke ukuhamba kungumbhalo-kabili futhi kubhalansa ku-zero, kuvikelwe nge-PIN ne-KYC, ngama-webhook asayiniwe nomkhondo ophelele wokuhlola wabalawuli.
Yimaphi ama-app abasebenzisi namakhasimende abo abawatholayo?
Ama-app e-Android ne-iOS omdabu ayisithupha: i-app yoMsebenzisi yamakhasimende, i-app ye-Send yokuthumela imali phesheya, i-app yoMenzeli / uMenzeli omkhulu yokufaka, ukukhipha imali ne-float, i-app yoMthengisi yokwamukela izinkokhelo nokuxazulula, i-app yeKhawunta yezitolo ne-app yeNkampani yokukhokha ngobuningi ngokugunyazwa ngabantu ababili, esebenza futhi njengesango lewebhu.
Ukubhadala nokuhlanganisa kusebenza kanjani?
Izimali zibhadala esikhwameni esihambisanayo ngesikhathi sangempela. Wonke umsebenzi ukhiqiza okufakiwe kwe-ledger okubhalansayo ongakuhlanganisa, ngezitatimende nokuthumela ngaphandle, kanye ne-bridge ye-GL yesistimu yakho yezimali.
Ingaphatha izikweletu, imali egciniwe nezimali zamaqembu?
Yebo — i-overdraft, izikweletu ze-MFI ezinamashejuli neqophelo lengozi lephothifoliyo, imali egciniwe yenjongo, kanye namaqembu emali egciniwe (i-chama / merry-go-round) kuyingxenye yeplatifomu futhi kuvuleka ngemakethe ngayinye.
Ningasekela ukukhokha ngobuningi kwamaholo, usizo noma izibonelelo?
Yebo. Isango lezinKampani ne-API kukhokha ngobuningi ezinkulungwaneni zezikhwama ngemvume ye-maker/checker, izincwadi zabamukeli, ukuhlela isikhathi nokuvumelanisa okuphelele.
Kudinga ini ukuyiqhuba nsuku zonke?
I-console eyodwa ye-admin yomsebenzisi iqhuba ibhrendi, amanani, i-KYC, inethiwekhi yomeli neyomthengisi, i-ledger, ukubuyisela, ukwesekwa nama-KPI — akudingeki khodi ekusebenzeni kwansuku zonke.
Ngubani onikeza ukuthunyelwa nedatha?
Nguwe. Umsebenzisi ngamunye uqhuba okwakhe ukuthunyelwa nedathabhesi yakhe — okuklanyelwe futhi okulungiselelwe yena. Ingumkhiqizo owudayisa kabusha njengowakho, hhayi i-tenant ye-SaaS eyabelwene.
Qhubeka uhlola
Lapho ongaya khona ngokulandelayo
Usukulungele ukwethula isikhwama sakho?
Bhuka idemo bese sisungula ibhrendi, izwe nama-rail akho — futhi sikuhambise kuwo ama-app, i-admin ne-API.
Ungathanda ukukhuluma? Shayela +254 746 883809