Ama-app omdabu amane namasango ewebhu. Yonke indima ihlanganisiwe.
I-super-app yamakhasimende, i-app yabenzeli, i-app yabathengisi ne-app yezinkampani, omdabu ku-Android futhi ngemibala yophawu lwakho, kanye namasango ewebhu, konke kuleja eyodwa elinganiselayo. I-iOS iyeza.
Inkundla eyodwa, ama-app amane
Ama-app, ngokujulile
Ama-app omdabu amane namasango ewebhu. Yonke indima ihlanganisiwe.
I-Android yomdabu namuhla, i-iOS iyeza — ngomkhiqizo wakho, kumakhasimende, abenzeli, abathengisi nezinkampani.
I-app yomsebenzisi
I-super-app yamakhasimende.
- Thumela kunoma yiliphi inombolo noma i-QR
- Khokha Ibhili, Thenga Impahla (Till), i-airtime namabhandeli
- Isiqinisekiso sesicelo-sokukhokha nge-PIN
- Faka uphinde ukhiphe kubameli
- Izikweletu, imali egciniwe namaqembu e-chama
- Izitatimende nokubhalisa i-KYC ku-app
I-app yomeli
Umgogodla wokheshi.
- Amadiphozithi nokukhipha kwamakhasimende
- Cela uphinde uthole i-float
- Amakhomishini nezimali live
- Umeli omkhulu: phatha abameli abangaphansi
- Ukubhalisa amakhasimende emkhakheni
- Amarisidi e-thermal / SMS
I-app yomthengisi
Yamukela uphinde ukhokhe.
- Yamukela i-Till / Khokha Ibhili / QR / STK
- Cela imali kwikhasimende
- Izimbuyiselo nokubuyisela
- Ukubhadala okusheshayo esikhwameni
- Imikhiqizo, impahla nokuskena-ukudayisa
- Abasebenzi nemibiko yokudayisa
I-app nesango lezinkampani
Khokha ngezinga elikhulu.
- Ukukhokha ngobuningi kuzinkulungwane
- Izimvume ze-maker / checker
- Amabhuku abaholi namathempulethi
- Izinkokhelo ezihleliwe neziphindaphindayo
- Ukuhlanganisa nokuthumela ngaphandle
- Ukufinyelela kwabasebenzisi abaningi ngokwezindima
Kubone ocingweni lwangempela
Khokha isikweletu ku-*234# ngezinyathelo ezinhlanu
Imenyu yangempela ye-USSD ye-PesaBridge, ncamashi njengoba ikhasimende liyibona ocingweni olujwayelekile.
Sonke isiteshi, ibhalansi eyodwa
Kuwo wonke amafoni — nasekesheni.
Isikhwama esithunyelwa nje njenge-app sishiya ngaphandle ingxenye enkulu yemakethe ngosuku lokuqala. I-PesaBridge ifinyelela wonke umuntu, kanti sonke isiteshi sihambisa ibhalansi efanayo.
Isikhwama esiphelele siqhuba nge-USSD — thumela, khipha, Khokha Ibhili, Thenga Impahla, i-airtime, ibhalansi nezitatimende — kwikhasimende elinefoni ejwayelekile elingenadatha, elivikelwa nge-PIN futhi elihlanganela ku-ledger efanayo neyama-app. Inethiwekhi yabameli iguqula inani ledijithali libe ukheshi obonakalayo nokubuyela emuva: amadiphozithi nokukhipha kunoma yisiphi isitolo, ne-float egeleza phansi ohlelweni lomeli omkhulu → umeli namakhomishini akhokhwa ngokuzenzakalelayo.
Abasebenzisi bama-smartphone bathola ama-app omdabu amane: i-super-app yamakhasimende, i-app yabenzeli, i-app yabathengisi ne-app yezinkampani yabakhokha ngobuningi, esebenza futhi njengesango lewebhu. Abathengisi bamukela i-Till, i-Pay Bill, i-QR nesicelo senkokhelo, futhi bakhokhelwa ngokushesha. Kozakwethu, i-API ye-OAuth2 ene-sandbox, isicelo senkokhelo nama-webhook asayiniwe ivumela ibhizinisi ukuthi liqoqe futhi likhokhe ngohlelo.
Iphuzu ukuthi i-app, i-USSD, umeli ne-API konke kuhambisa ibhalansi efanayo ku-ledger efanayo. Ikhasimende lingafaka ukheshi ngomeli, lithumele nge-USSD, kanti umamukeli akhokhe umthengisi nge-QR — kanti wonke amanyathelo ayahlanganela. Awukho umkhakha oshiywa ngaphandle, kanti asikho isiteshi esingehluka kwesinye.
Kusebenza kanjani
Imali ihamba kanjani.
Wonke amanyathelo ahlanganela ku-ledger efanayo ebhalansayo — ukheshi ongenayo, isikhwama, izinkokhelo, ukheshi ophumayo — kuwo wonke ama-app, i-USSD nabameli.
Ukheshi ongenayo
Ikhasimende lifaka ukheshi ngomeli. I-float yomeli iyehla, isikhwama sikhredithe — kubhalansa.
Isikhwama
Inani lifika esikhwameni esigcina inani ku-ledger yombhalo-kabili, esivikelwa nge-PIN ne-KYC.
Thumela ukhokhe
Thumela kwesinye isikhwama, Khokha Ibhili, Thenga Impahla nge-QR noma i-STK, thenga i-airtime — ngokushesha.
Ukheshi ophumayo
Khipha kunoma yimuphi umeli; i-float yomeli iyakhredithe kanti isikhwama siyadebitha.
Kungani i-PesaBridge
Kungani abasebenzisi bekhetha thina.
Imali yeselula ilula ukuyibonisa kodwa inzima ukuyiqhuba. I-PesaBridge yakhelwe izingxenye ezibaluleke ngempela lapho imali yangempela ihamba.
I-ledger ongayithemba
Inani eligciniwe lihlala ku-ledger yombhalo-kabili weqiniso. Wonke umsebenzi ufaka amadebithi namakhredithi abhalansayo, awuphindwa ukuze ukuphinda kungakhokhisi kabili, futhi ubuyiselwa ngenjini eyodwa. Amabhuku ahlanganela ku-zero — isiqinisekiso umlawuli no-CFO abakudingayo bobabili.
Finyelela wonke ikhasimende
Ismartphone, ifoni ejwayelekile noma ukheshi — akekho oshiywa ngaphandle. Ama-app omdabu kwabanedatha, isikhwama esiphelele se-USSD kwabangenayo, kanye nenethiwekhi yabameli yokungenisa nokukhipha ukheshi. I-ledger eyodwa ngemuva kwazo zontathu.
Ibhrendi yakho, kusukela ekuqaleni kuze kube sekugcineni
Ama-app, ikhodi ye-USSD namaphothali eweb konke kuphethe igama, imibala nemali yakho — kudonswe kusuka ekulungiseni okukodwa ama-app akufunda live. Uqhuba okwakho ukuthunyelwa; ayikho i-tenant eyabelwene futhi ayikho i-super-admin eyabelwene.
Ukulandela imithetho kwakhelwe ngaphakathi
Amazinga e-KYC alungiswayo nemikhawulo yansuku zonke neyomsebenzi ngamunye, ukuhlola i-AML nemithetho yesivinini, umkhondo ophelele wokuhlola nemibiko elungele abalawuli — ukuze ukuya live kungasho ukunamathisela ukulandela imithetho emuva.
Ivuliwe ngokuklama
I-API ye-OAuth2, i-sandbox, isicelo-sokukhokha nama-webhook asayiniwe kukuvumela ukukhokha, ukubhadala nokuhlanganisa kumgogodla wakho. Ama-rail — amabhange, imali yeselula, amakhadi — angama-adapter angena kalula, ukuze uxhume lokho imakethe yakho ekudingayo ngaphandle kokuthinta umgogodla.
Uphila emavikini, hhayi eminyakeni
Lungisa ibhrendi nezwe lakho, xhuma ama-rail akho, bese uthumela ama-app akho, ikhodi ye-USSD namaphothali kusuka eplatifomu eyodwa. Ukuhlanganiswa okunzima kwe-ledger ebhalansayo sekukhona — usebenzisa isikhathi sakho ekungeneni emakethe.
Amazwe ongawethula kuwo
Ama-app omdabu, iplatifomu eyodwa
Iziteshi — App · USSD · Web · API
Umbhalo-kabili, ubhalansa njalo
Imibuzo evamile
Imibuzo, iphenduliwe.
Ingabe i-PesaBridge iyiplatifomu engiyabelanayo, noma eyami?
Ngeyakho. I-PesaBridge ingumkhiqizo i-BridgeERP ewudayisa kabusha — umsebenzisi ngamunye uthola okwakhe ukuthunyelwa, okuklanyelwe futhi okulungiselelwe yena. Ayikho idathabhesi eyabelwene, ayikho i-super-admin eyabelwene.
Yimaphi amazwe nezimali ezisekelwayo?
Noma yimaphi. Izwe, imali, ulimi nemithetho ye-KYC kungukulungisa okudonswe kusethi ephelele ye-ISO — akubethelwanga. Sinezimakethe ezivulekile namuhla futhi sivula ezintsha ngaphandle kokwakha kabusha.
Ingabe isebenza emafonini ajwayelekile?
Yebo. Isikhwama esiphelele siqhuba nge-USSD — thumela, khipha, khokha ibhili, thenga impahla, i-airtime, ibhalansi nezitatimende — kuhlanganela ku-ledger efanayo neyama-app.
Ngingaxhuma amabhange nama-rail ami wezinkokhelo?
Yebo. Ama-rail angama-adapter angena kalula — amabhange, imali yeselula, amakhadi nama-PSP — ukuze uxhume kuphela lokho imakethe yakho ekudingayo.
Singaya live ngokushesha kangakanani?
Amaviki, hhayi iminyaka. Lungisa ibhrendi nezwe lakho, xhuma ama-rail akho, bese uthumela ama-app akho, ikhodi ye-USSD namaphothali eweb kusuka eplatifomu eyodwa.
Ingabe iphephile futhi ingahlolwa?
Konke ukuhamba kungumbhalo-kabili futhi kubhalansa ku-zero, kuvikelwe nge-PIN ne-KYC, ngama-webhook asayiniwe nomkhondo ophelele wokuhlola wabalawuli.
Yimaphi ama-app abasebenzisi namakhasimende abo abawatholayo?
Ama-app e-Android omdabu amane: i-app yoMsebenzisi yamakhasimende, i-app yoMenzeli / uMenzeli omkhulu yokufaka, ukukhipha imali ne-float, i-app yoMthengisi yokwamukela izinkokhelo nokuxazulula, ne-app yeNkampani yokukhokha ngobuningi ngokugunyazwa ngabantu ababili, esebenza futhi njengesango lewebhu. Izinguqulo ze-iOS zisohlelweni.
Ukubhadala nokuhlanganisa kusebenza kanjani?
Izimali zibhadala esikhwameni esihambisanayo ngesikhathi sangempela. Wonke umsebenzi ukhiqiza okufakiwe kwe-ledger okubhalansayo ongakuhlanganisa, ngezitatimende nokuthumela ngaphandle, kanye ne-bridge ye-GL yesistimu yakho yezimali.
Ingaphatha izikweletu, imali egciniwe nezimali zamaqembu?
Yebo — i-overdraft, izikweletu ze-MFI ezinamashejuli neqophelo lengozi lephothifoliyo, imali egciniwe yenjongo, kanye namaqembu emali egciniwe (i-chama / merry-go-round) kuyingxenye yeplatifomu futhi kuvuleka ngemakethe ngayinye.
Ningasekela ukukhokha ngobuningi kwamaholo, usizo noma izibonelelo?
Yebo. Isango lezinKampani ne-API kukhokha ngobuningi ezinkulungwaneni zezikhwama ngemvume ye-maker/checker, izincwadi zabamukeli, ukuhlela isikhathi nokuvumelanisa okuphelele.
Kudinga ini ukuyiqhuba nsuku zonke?
I-console eyodwa ye-admin yomsebenzisi iqhuba ibhrendi, amanani, i-KYC, inethiwekhi yomeli neyomthengisi, i-ledger, ukubuyisela, ukwesekwa nama-KPI — akudingeki khodi ekusebenzeni kwansuku zonke.
Ngubani onikeza ukuthunyelwa nedatha?
Nguwe. Umsebenzisi ngamunye uqhuba okwakhe ukuthunyelwa nedathabhesi yakhe — okuklanyelwe futhi okulungiselelwe yena. Ingumkhiqizo owudayisa kabusha njengowakho, hhayi i-tenant ye-SaaS eyabelwene.
Qhubeka uhlola
Lapho ongaya khona ngokulandelayo
Usukulungele ukwethula isikhwama sakho?
Bhuka idemo bese sisungula ibhrendi, izwe nama-rail akho — futhi sikuhambise kuwo ama-app, i-admin ne-API.
Ungathanda ukukhuluma? Shayela +254 746 883809