
Ama-rail nokuhlanganiswa kwanoma yiyiphi imakethe.
Ama-rail angama-adapter angena kalula ngemuva kwesixhumi esisodwa — qoqa, khokha, ibhalansi nokubuyayo — ukuze ibhange elisha, umsebenzisi wemali yeselula, umcubunguli wekhadi noma umkhokhisi ungathinti i-ledger yomgogodla.
Ikhathalogi yezixhumi
Izixhumi ezingama-35 ezilungile. Isixhumi-mboni esisodwa.
Sonke isixhumi esingezansi siza ne-PesaBridge futhi siphathwa ehhovisi elingemuva: iziqinisekiso ze-Test ne-Live, ukuhlola ukuxhumana, nomzila ngezwe ngalinye.
- MP
M-Pesa (Safaricom Daraja)
Imali yeselula · Kenya
- Prompt-to-pay
- Payouts
- Paybill & till
- Status
Engeza okhiye bakho - MP
M-Pesa (Vodacom OpenAPI)
Imali yeselula · Tanzania · DRC · Mozambique · Lesotho
- Collections
- Payouts
- Reversals
Engeza okhiye bakho - MM
MTN MoMo
Imali yeselula · 16 African markets
- Request to pay
- Transfers
- Status
Engeza okhiye bakho - AM
Airtel Money
Imali yeselula · 14 African markets
- Collections
- Disbursements
- Refunds
Engeza okhiye bakho - OM
Orange Money
Imali yeselula · West & Central Africa
- Web payments
- Status
Engeza okhiye bakho - WA
Wave
Imali yeselula · Senegal · Côte d'Ivoire · more
- Checkout
- Payouts
Engeza okhiye bakho - TP
Tigo Pesa (Mixx by Yas)
Imali yeselula · Tanzania
- Collections
- Payouts
Isivumelwano nomhlinzeki - EC
EcoCash
Imali yeselula · Zimbabwe
- Collections
- Payouts
Isivumelwano nomhlinzeki - LU
Lumicash
Imali yeselula · Burundi
- Collections
- Payouts
Isivumelwano nomhlinzeki - AF
Afripay
Imali yeselula · Rwanda
- Checkout
Isivumelwano nomhlinzeki - HA
HaloPesa
Imali yeselula · Tanzania
- Collections
- Payouts
Isivumelwano nomhlinzeki - MM
Moov Money
Imali yeselula · West Africa
- Collections
- Payouts
Isivumelwano nomhlinzeki - VD
Visa Direct
Amakhadi namasango okukhokha · Global
- Push to card
- Card funding
Kudingeka isitifiketi - MS
Mastercard Send
Amakhadi namasango okukhokha · Global
- Push to card
- Account to account
Kudingeka isitifiketi - ST
Stripe
Amakhadi namasango okukhokha · 45+ countries
- Card payments
- Payouts
- Refunds
Engeza okhiye bakho - PA
PayPal
Amakhadi namasango okukhokha · 200+ markets
- Checkout
- Payouts
Engeza okhiye bakho - FL
Flutterwave
Amakhadi namasango okukhokha · 30+ African countries
- Cards
- Mobile money
- Transfers
Engeza okhiye bakho - PA
Paystack
Amakhadi namasango okukhokha · Nigeria · Ghana · Kenya · South Africa · Côte d'Ivoire
- Cards
- Transfers
Engeza okhiye bakho - PE
Pesapal
Amakhadi namasango okukhokha · East Africa
- Cards
- Mobile money
Engeza okhiye bakho - CT
Cellulant Tingg
Amakhadi namasango okukhokha · 30+ African countries
- Checkout
- Payouts
Isivumelwano nomhlinzeki - DP
DPO Pay
Amakhadi namasango okukhokha · 20 African countries
- Cards
- Mobile money
Isivumelwano nomhlinzeki - WU
Western Union
Ukuthumela imali phesheya · 200+ countries
- Receive into wallet
- Send abroad
Isivumelwano nomhlinzeki - MO
MoneyGram
Ukuthumela imali phesheya · 200+ countries
- Receive into wallet
- Send abroad
Isivumelwano nomhlinzeki - WP
Wise Platform
Ukuthumela imali phesheya · 160 countries
- Cross-border payouts
- FX
Isivumelwano nomhlinzeki - TH
Thunes
Ukuthumela imali phesheya · 130+ countries
- Payouts to wallets & banks
Isivumelwano nomhlinzeki - TE
TerraPay
Ukuthumela imali phesheya · 200+ destinations
- Wallet-to-wallet
- Bank payouts
Isivumelwano nomhlinzeki - MU
Mukuru
Ukuthumela imali phesheya · Southern Africa
- Receive into wallet
Isivumelwano nomhlinzeki - PE
PesaLink
Amabhange nemizila · Kenya
- Instant bank transfers
Isivumelwano nomhlinzeki - SI
SWIFT / ISO 20022
Amabhange nemizila · Global
- Bank transfers
- Statements
Isivumelwano nomhlinzeki - RE
RTGS / EFT
Amabhange nemizila · Any country
- Settlement
- Bank payouts
Isivumelwano nomhlinzeki - MO
Mono
Amabhange nemizila · Nigeria · Kenya · Ghana · South Africa
- Account linking
- Direct debit
Engeza okhiye bakho - SI
Smile ID
Ubunikazi nemiyalezo · 50+ African countries
- ID check
- Selfie match
Engeza okhiye bakho - AT
Africa's Talking
Ubunikazi nemiyalezo · 20+ African countries
- SMS
- USSD
- Airtime
Engeza okhiye bakho - TW
Twilio
Ubunikazi nemiyalezo · Global
- SMS
- Voice OTP
Engeza okhiye bakho - FC
Firebase Cloud Messaging
Ubunikazi nemiyalezo · Global
- Push notifications
Engeza okhiye bakho Awumboni umhlinzeki wakho?
Sitshele ngebhange, iwalethi, inethiwekhi yamakhadi noma i-aggregator oyidingayo. Sakha izixhumi ezintsha phezu kohlaka olufanayo lwe-adaptha, ngokuvamile emasontweni ambalwa, hhayi ezinyangeni.
Engeza okwakho
Engeza okhiye bakho
Umhlinzeki une-API yomphakathi. Namathisela okhiye bakho be-sandbox noma be-live ehhovisi elingemuva, uqalise ukuhlola ukuxhumana, bese uyavula.
Kudingeka isitifiketi
I-adapter yakhiwe; umhlinzeki ukhipha izitifiketi noma okhiye bokusayina kumabhizinisi agunyaziwe ngaphambi kokwamukela izingcingo.
Isivumelwano nomhlinzeki
I-adapter ilandela imininingwane yomhlinzeki; ukufinyelela kunikezwa ngumhlinzeki ngaphansi kwesivumelwano sezohwebo nawe noma nebhange lakho.
Amagama emikhiqizo angamaphawu okuhweba abanikazi bawo. Isixhumi esisohlwini sisho ukuthi i-PesaBridge inikeza i-adapter ye-API yalowo mhlinzeki; ukusisebenzisa kudinga i-akhawunti yakho noma isivumelwano sakho nomhlinzeki. Akusho ubambiswano, noma ukugunyazwa, yinoma yimuphi umhlinzeki.
Ongakuxhuma
Wonke i-rail amakhasimende akho awalindele.
Amabhange
Ukubhadala kwe-RTGS, ACH, SWIFT ne-SEPA, ukuhambisa kwe-akhawunti nokuphathwa kwe-nostro/float ukuhambisa inani lingene liphume ku-float yesikhwama.
Imali yeselula
I-M-Pesa, Airtel Money, MTN MoMo, Orange nokunye — qoqa ukhokhe kubasebenzisi amakhasimende akho asewasebenzisa.
Amakhadi nama-PSP
Ukwamukela i-Visa / Mastercard nokuhlanganiswa komcubunguli noma i-PSP kokufaka amakhadi nokukhokha.
Abakhokhisi nabahlanganisi
Izinsiza, i-TV, amanzi, uhulumeni nabakhokhisi bezimali zesikole — ukuze amakhasimende akhokhe konke esikhwameni esisodwa.
I-Telco ne-USSD
Ukufaka i-airtime, amabhandeli, kanye ne-gateway ye-USSD ukuze isikhwama siqhube kuwo wonke amafoni.
Izistimu zakho zomgogodla
Hambisa, khokha uphinde uhlanganise ekubhangeni kwakho okuyisisekelo noma i-ERP nge-API evulekile nama-webhook asayiniwe.
Imodeli ye-adapter
Isixhumi esisodwa, noma yimuphi umhlinzeki.
I-rail ngayinye isebenzisa imisebenzi emine efanayo — qoqa, khokha, ibhalansi nokubuyayo. I-ledger yomgogodla ayazi futhi ayinandaba ngokuthi ubani ongemuva kwe-rail, ngakho ukwengeza umhlinzeki kuyi-adapter ezimele, hhayi ushintsho esikhwameni sakho. Shintsha abahlinzeki ngezwe ngalinye, qhuba abaningi ngasikhathi sinye, noma phindisela — ngaphandle kokwakha kabusha izinkokhelo.
- collect(amount, payer) → charge
- payout(amount, payee) → transfer
- balance() → float position
- callback(event) → signed webhook
Ama-rail nokuhlanganiswa
Xhuma kuphela lokho imakethe yakho ekudingayo.
Ama-rail angama-adapter angena kalula anesixhumi esisodwa — qoqa, khokha, ibhalansi nokubuyayo — ukuze umxhumanisi omusha ungathinti umgogodla.
Amabhange
Ukubhadala kwe-RTGS / ACH / SWIFT / SEPA nokuphathwa kwe-nostro.
Imali yeselula
I-M-Pesa, Airtel, MTN, Orange nokunye ngama-adapter e-rail.
Amakhadi nama-PSP
Ukuhlanganiswa kokwamukela i-Visa / Mastercard nabacubunguli.
Abakhokhisi ne-telco
Izinsiza zomphakathi, i-TV, uhulumeni, izimali zesikole nokufaka i-airtime.
Kwabathuthukisi
Qoqa uphinde ukhokhe ngezingcingo ezimbalwa.
Okhiye ozitholelayo, i-sandbox, kanye nefolo enjenge-Daraja: sunduza inkokhiso, ikhasimende likuqinisekise esikhwameni salo, uthole i-webhook esayiniwe.
- OAuth2 client-credentials, okhiye be-sandbox ne-production
- Isicelo-sokukhokha (STK push) + ukuhlola isimo
- Ama-webhook asayiniwe, aphindwayo (HMAC-SHA256)
- Imibuzo yebhalansi neyokwenziwe
# 1. Exchange your key pair for a 1-hour token curl -s https://pesa-bridge.com/api/bridgepay/v1/oauth/token \ -H "Content-Type: application/json" \ -d '{"client_id":"pk_test_…","client_secret":"sk_test_…"}' # 2. Push a payment prompt to the customer's phone curl -s https://pesa-bridge.com/api/bridgepay/v1/partner/stk \ -H "Authorization: Bearer $TOKEN" \ -H "Content-Type: application/json" \ -d '{"payer_msisdn":"254708374149","amount":250, "reference":"INV-1001","idem":"inv-1001-1"}'← 200 {"charge_ref":"STK0000123","state":"pending"}→ webhook charge.completed KES 250.00 ✓
Amazwe ongawethula kuwo
Ama-app omdabu, iplatifomu eyodwa
Iziteshi — App · USSD · Web · API
Umbhalo-kabili, ubhalansa njalo
Imibuzo evamile
Imibuzo, iphenduliwe.
Ingabe i-PesaBridge iyiplatifomu engiyabelanayo, noma eyami?
Ngeyakho. I-PesaBridge ingumkhiqizo i-BridgeERP ewudayisa kabusha — umsebenzisi ngamunye uthola okwakhe ukuthunyelwa, okuklanyelwe futhi okulungiselelwe yena. Ayikho idathabhesi eyabelwene, ayikho i-super-admin eyabelwene.
Yimaphi amazwe nezimali ezisekelwayo?
Noma yimaphi. Izwe, imali, ulimi nemithetho ye-KYC kungukulungisa okudonswe kusethi ephelele ye-ISO — akubethelwanga. Sinezimakethe ezivulekile namuhla futhi sivula ezintsha ngaphandle kokwakha kabusha.
Ingabe isebenza emafonini ajwayelekile?
Yebo. Isikhwama esiphelele siqhuba nge-USSD — thumela, khipha, khokha ibhili, thenga impahla, i-airtime, ibhalansi nezitatimende — kuhlanganela ku-ledger efanayo neyama-app.
Ngingaxhuma amabhange nama-rail ami wezinkokhelo?
Yebo. Ama-rail angama-adapter angena kalula — amabhange, imali yeselula, amakhadi nama-PSP — ukuze uxhume kuphela lokho imakethe yakho ekudingayo.
Singaya live ngokushesha kangakanani?
Amaviki, hhayi iminyaka. Lungisa ibhrendi nezwe lakho, xhuma ama-rail akho, bese uthumela ama-app akho, ikhodi ye-USSD namaphothali eweb kusuka eplatifomu eyodwa.
Ingabe iphephile futhi ingahlolwa?
Konke ukuhamba kungumbhalo-kabili futhi kubhalansa ku-zero, kuvikelwe nge-PIN ne-KYC, ngama-webhook asayiniwe nomkhondo ophelele wokuhlola wabalawuli.
Yimaphi ama-app abasebenzisi namakhasimende abo abawatholayo?
Ama-app e-Android omdabu amane: i-app yoMsebenzisi yamakhasimende, i-app yoMenzeli / uMenzeli omkhulu yokufaka, ukukhipha imali ne-float, i-app yoMthengisi yokwamukela izinkokhelo nokuxazulula, ne-app yeNkampani yokukhokha ngobuningi ngokugunyazwa ngabantu ababili, esebenza futhi njengesango lewebhu. Izinguqulo ze-iOS zisohlelweni.
Ukubhadala nokuhlanganisa kusebenza kanjani?
Izimali zibhadala esikhwameni esihambisanayo ngesikhathi sangempela. Wonke umsebenzi ukhiqiza okufakiwe kwe-ledger okubhalansayo ongakuhlanganisa, ngezitatimende nokuthumela ngaphandle, kanye ne-bridge ye-GL yesistimu yakho yezimali.
Ingaphatha izikweletu, imali egciniwe nezimali zamaqembu?
Yebo — i-overdraft, izikweletu ze-MFI ezinamashejuli neqophelo lengozi lephothifoliyo, imali egciniwe yenjongo, kanye namaqembu emali egciniwe (i-chama / merry-go-round) kuyingxenye yeplatifomu futhi kuvuleka ngemakethe ngayinye.
Ningasekela ukukhokha ngobuningi kwamaholo, usizo noma izibonelelo?
Yebo. Isango lezinKampani ne-API kukhokha ngobuningi ezinkulungwaneni zezikhwama ngemvume ye-maker/checker, izincwadi zabamukeli, ukuhlela isikhathi nokuvumelanisa okuphelele.
Kudinga ini ukuyiqhuba nsuku zonke?
I-console eyodwa ye-admin yomsebenzisi iqhuba ibhrendi, amanani, i-KYC, inethiwekhi yomeli neyomthengisi, i-ledger, ukubuyisela, ukwesekwa nama-KPI — akudingeki khodi ekusebenzeni kwansuku zonke.
Ngubani onikeza ukuthunyelwa nedatha?
Nguwe. Umsebenzisi ngamunye uqhuba okwakhe ukuthunyelwa nedathabhesi yakhe — okuklanyelwe futhi okulungiselelwe yena. Ingumkhiqizo owudayisa kabusha njengowakho, hhayi i-tenant ye-SaaS eyabelwene.
Funda kabanzi
Imihlahlandlela evela ethimini le-PesaBridge
Izihloko zisesiNgisini.
Qhubeka uhlola
Lapho ongaya khona ngokulandelayo
Usukulungele ukwethula isikhwama sakho?
Bhuka idemo bese sisungula ibhrendi, izwe nama-rail akho — futhi sikuhambise kuwo ama-app, i-admin ne-API.
Ungathanda ukukhuluma? Shayela +254 746 883809


