Ukuhlanganiswa nama-rail

Ama-rail nokuhlanganiswa kwanoma yiyiphi imakethe.

Ama-rail angama-adapter angena kalula ngemuva kwesixhumi esisodwa — qoqa, khokha, ibhalansi nokubuyayo — ukuze ibhange elisha, umsebenzisi wemali yeselula, umcubunguli wekhadi noma umkhokhisi ungathinti i-ledger yomgogodla.

Funda umhlahlandlela wekhasi lokukhokha Thola okhiye be-sandbox

Imali yeselula, eMpumalanga naseNingizimu ye-AfrikaImali yeselula, abanye abahlinzeki ngesivumelwanoAmanethiwekhi okukhokha ngaphesheya kwemingceleUkuxazululwa kwemali ebhange lendawo (RTGS ne-EFT)I-SMS, i-USSD ne-airtimeImali yeselula, eMpumalanga naseNingizimu ye-AfrikaImali yeselula, abanye abahlinzeki ngesivumelwanoAmanethiwekhi okukhokha ngaphesheya kwemingceleUkuxazululwa kwemali ebhange lendawo (RTGS ne-EFT)I-SMS, i-USSD ne-airtime

Imali yeselula, abahlinzeki kulo lonke elase-AfrikaUkukhokhela emakhadiniUkudluliselwa kwemali ebhange ngokushesha ezweniIbhange elivulekile nokuxhuma ama-akhawuntiImiyalezo namakhodi ezwiImali yeselula, abahlinzeki kulo lonke elase-AfrikaUkukhokhela emakhadiniUkudluliselwa kwemali ebhange ngokushesha ezweniIbhange elivulekile nokuxhuma ama-akhawuntiImiyalezo namakhodi ezwi

Imali yeselula, eNtshonalanga naMaphakathi ne-AfrikaAmasango okukhokha ngamakhadiUkudluliselwa kwemali ebhange phesheya (ISO 20022)Ukuqinisekiswa kobunikaziIzaziso ze-appImali yeselula, eNtshonalanga naMaphakathi ne-AfrikaAmasango okukhokha ngamakhadiUkudluliselwa kwemali ebhange phesheya (ISO 20022)Ukuqinisekiswa kobunikaziIzaziso ze-app

Izixhumi ezingu-24 · isixhumi-mboni esisodwa

Ikhathalogi yezixhumi

Izixhumi ezingu-23 ezilungile. Isixhumi-mboni esisodwa.

Sonke isixhumi esingezansi siza ne-PesaBridge futhi siphathwa ehhovisi elingemuva: iziqinisekiso ze-Test ne-Live, ukuhlola ukuxhumana, nomzila ngezwe ngalinye.

Imali yeselula, eMpumalanga naseNingizimu ye-Afrika
Imali yeselula · iKenya · iTanzania · i-DRC · iMozambique · iLesotho
- Isicelo sokukhokha
- Ukukhokhela abanye
- Izinombolo ze-till nezikweletu
- Ukuhlehlisa
- Isimo
Engeza okhiye bakhoAma-adapter: 2
Imali yeselula, abahlinzeki kulo lonke elase-Afrika
Imali yeselula · Izimakethe eziningi zase-Afrika
- Isicelo sokukhokha
- Ukudlulisa imali
- Ukusabalalisa imali
- Ukubuyiselwa kwemali
- Isimo
Engeza okhiye bakhoAma-adapter: 2
Imali yeselula, eNtshonalanga naMaphakathi ne-Afrika
Imali yeselula · iSenegal · iCôte d'Ivoire · iCameroon · nokunye
- Ukukhokha online
- Ukukhokha kuwebhu
- Ukukhokhela abanye
- Isimo
Engeza okhiye bakhoAma-adapter: 2
Imali yeselula, abanye abahlinzeki ngesivumelwano
Imali yeselula · iTanzania · iBurundi · iRwanda · iZimbabwe · eNtshonalanga ne-Afrika
- Ukuqoqa imali
- Ukukhokhela abanye
Isivumelwano nomhlinzekiAma-adapter: 6
Ukukhokhela emakhadini
Amakhadi namasango okukhokha · Emhlabeni wonke
- Khokhela ekhadini
- Ukufaka imali ekhadini
- I-akhawunti kuya ku-akhawunti
Kudingeka isitifiketiAma-adapter: 2
Amasango okukhokha ngamakhadi
Amakhadi namasango okukhokha · Emhlabeni wonke nakulo lonke elase-Afrika
- Ukukhokha ngekhadi
- Imali yeselula
- Ukukhokhela abanye
- Ukubuyiselwa kwemali
Engeza okhiye bakhoAma-adapter: 1
Amanethiwekhi okukhokha ngaphesheya kwemingcele
Ukuthumela imali phesheya · Imizila oyenze inkontileka
- Thola esikhwameni
- Thumela phesheya
- Ukukhokhela ebhange nasesikhwameni
NgesiceloAma-adapter: 1
Ukudluliselwa kwemali ebhange ngokushesha ezweni
Amabhange nemizila · iKenya, nokunye uma kucelwa
- Ukudluliselwa kwemali ebhange ngokushesha
Isivumelwano nomhlinzekiAma-adapter: 1
Ukudluliselwa kwemali ebhange phesheya (ISO 20022)
Amabhange nemizila · Emhlabeni wonke
- Ukudluliselwa kwemali ebhange
- Izitatimende
Isivumelwano nomhlinzekiAma-adapter: 1
Ukuxazululwa kwemali ebhange lendawo (RTGS ne-EFT)
Amabhange nemizila · Noma yiliphi izwe
- Ukuxazulula
- Ukukhokhela emabhange
Isivumelwano nomhlinzekiAma-adapter: 1
Ibhange elivulekile nokuxhuma ama-akhawunti
Amabhange nemizila · iNigeria · iKenya · iGhana · iNingizimu Afrika
- Ukuxhuma i-akhawunti
- I-debit order
Engeza okhiye bakhoAma-adapter: 1
Ukuqinisekiswa kobunikazi
Ubunikazi nemiyalezo · Amazwe ase-Afrika angu-50+
- Ukuhlola i-ID
- Ukuqhathanisa i-selfie
Engeza okhiye bakhoAma-adapter: 1
I-SMS, i-USSD ne-airtime
Ubunikazi nemiyalezo · Amazwe ase-Afrika angu-20+
- I-SMS
- I-USSD
- I-airtime
Engeza okhiye bakhoAma-adapter: 1
Imiyalezo namakhodi ezwi
Ubunikazi nemiyalezo · Emhlabeni wonke
- I-SMS
- Izinhlelo zokuxoxa
- Amakhodi okusetshenziswa kanye ngocingo
Engeza okhiye bakhoAma-adapter: 1
Izaziso ze-app
Ubunikazi nemiyalezo · Emhlabeni wonke
- Izexwayiso ngaphakathi kwe-app
Engeza okhiye bakhoAma-adapter: 1
Awumboni umhlinzeki wakho?
Sitshele ngebhange, iwalethi, inethiwekhi yamakhadi noma i-aggregator oyidingayo. Sakha izixhumi ezintsha phezu kohlaka olufanayo lwe-adaptha, ngokuvamile emasontweni ambalwa, hhayi ezinyangeni.
Engeza okwakho

Engeza okhiye bakho

Umhlinzeki une-API yomphakathi. Namathisela okhiye bakho be-sandbox noma be-live ehhovisi elingemuva, uqalise ukuhlola ukuxhumana, bese uyavula.

Kudingeka isitifiketi

I-adapter yakhiwe; umhlinzeki ukhipha izitifiketi noma okhiye bokusayina kumabhizinisi agunyaziwe ngaphambi kokwamukela izingcingo.

Isivumelwano nomhlinzeki

I-adapter ilandela imininingwane yomhlinzeki; ukufinyelela kunikezwa ngumhlinzeki ngaphansi kwesivumelwano sezohwebo nawe noma nebhange lakho.

Ngesicelo

Ayikabikho i-adapter esilungile. Sixhuma uzakwethu onenkontileka naye ngesixhumi sozakwethu; kuze kube yilapho, uzakwethu wokuhlola owakhelwe ngaphakathi uhlanganisa zonke izimo.

Ikhadi ngalinye liwuhlobo lokuxhumana i-PesaBridge enama-adapter alo. Ukulisebenzisa kudinga i-akhawunti yakho noma isivumelwano sakho nomhlinzeki kuleyo makethe; akusho ubambiswano, noma ukugunyazwa, yinoma yimuphi umhlinzeki. Ihhovisi elingemuva libala ama-adapter ngqo.

Ongakuxhuma

Wonke i-rail amakhasimende akho awalindele.

Amabhange

Ukubhadala kwe-RTGS, ACH, SWIFT ne-SEPA, ukuhambisa kwe-akhawunti nokuphathwa kwe-nostro/float ukuhambisa inani lingene liphume ku-float yesikhwama.

Imali yeselula

Imali yeselula kuzo zonke izimakethe ozisebenzelayo — qoqa ukhokhe kubasebenzisi amakhasimende akho asewasebenzisa.

Amakhadi nama-PSP

Ukwamukela amakhadi amanethiwekhi amakhulu amakhadi nokuhlanganiswa komcubunguli noma i-PSP kokufaka amakhadi nokukhokha.

Abakhokhisi nabahlanganisi

Izinsiza, i-TV, amanzi, uhulumeni nabakhokhisi bezimali zesikole — ukuze amakhasimende akhokhe konke esikhwameni esisodwa.

I-Telco ne-USSD

Ukufaka i-airtime, amabhandeli, kanye ne-gateway ye-USSD ukuze isikhwama siqhube kuwo wonke amafoni.

Izistimu zakho zomgogodla

Hambisa, khokha uphinde uhlanganise ekubhangeni kwakho okuyisisekelo noma i-ERP nge-API evulekile nama-webhook asayiniwe.

Imodeli ye-adapter

Isixhumi esisodwa, noma yimuphi umhlinzeki.

I-rail ngayinye isebenzisa imisebenzi emine efanayo — qoqa, khokha, ibhalansi nokubuyayo. I-ledger yomgogodla ayazi futhi ayinandaba ngokuthi ubani ongemuva kwe-rail, ngakho ukwengeza umhlinzeki kuyi-adapter ezimele, hhayi ushintsho esikhwameni sakho. Shintsha abahlinzeki ngezwe ngalinye, qhuba abaningi ngasikhathi sinye, noma phindisela — ngaphandle kokwakha kabusha izinkokhelo.

Buka i-API yabathuthukisi

collect(amount, payer) → charge
payout(amount, payee) → transfer
balance() → float position
callback(event) → signed webhook

Isango lokukhokhaXhuma isango lakho namathuluzi amabhizinisi asevele ewasebenzisa.Ama-plugin alungele izitolo ze-inthanethi, inkinobho ethi Khokha yanoma iyiphi iwebhusayithi, ne-API yakho konke okunye.Ama-plugin

Ama-rail nokuhlanganiswa

Xhuma kuphela lokho imakethe yakho ekudingayo.

Ama-rail angama-adapter angena kalula anesixhumi esisodwa — qoqa, khokha, ibhalansi nokubuyayo — ukuze umxhumanisi omusha ungathinti umgogodla.

Amabhange

Ukubhadala kwe-RTGS / ACH / SWIFT / SEPA nokuphathwa kwe-nostro.

Imali yeselula

Abahlinzeki bemali yeselula kuzo zonke izimakethe, ngama-adapter e-rail.

Amakhadi nama-PSP

Ukwamukela amakhadi amanethiwekhi amakhulu amakhadi nokuhlanganiswa nabacubunguli.

Abakhokhisi ne-telco

Izinsiza zomphakathi, i-TV, uhulumeni, izimali zesikole nokufaka i-airtime.

Kwabathuthukisi

Qoqa uphinde ukhokhe ngezingcingo ezimbalwa.

Okhiye ozitholelayo, i-sandbox, kanye nefolo yesicelo-sokukhokha: sunduza inkokhiso, ikhasimende likuqinisekise esikhwameni salo, uthole i-webhook esayiniwe.

OAuth2 client-credentials, okhiye be-sandbox ne-production
Isicelo-sokukhokha (STK push) + ukuhlola isimo
Ama-webhook asayiniwe, aphindwayo (HMAC-SHA256)
Imibuzo yebhalansi neyokwenziwe

Thola okhiye be-sandbox Funda imibhalo

charge.sh

# 1. Exchange your key pair for a 1-hour token
curl -s https://pesa-bridge.com/api/bridgepay/v1/oauth/token \
  -H "Content-Type: application/json" \
  -d '{"client_id":"pk_test_…","client_secret":"sk_test_…"}'

# 2. Push a payment prompt to the customer's phone
curl -s https://pesa-bridge.com/api/bridgepay/v1/partner/stk \
  -H "Authorization: Bearer $TOKEN" \
  -H "Content-Type: application/json" \
  -d '{"payer_msisdn":"254708374149","amount":250,
       "reference":"INV-1001","idem":"inv-1001-1"}'← 200  {"charge_ref":"STK0000123","state":"pending"}
→ webhook  charge.completed  KES 250.00  ok

190+

Amazwe ongawethula kuwo

Ama-app omdabu, iplatifomu eyodwa

Iziteshi — App · USSD · Web · API

100%

Umbhalo-kabili, ubhalansa njalo

Imibuzo evamile

Imibuzo, iphenduliwe.

Ukuthenga i-PesaBridge

Singaqala ngengxenye yenkundla?

Yebo. Uhlelo lwe-Starter luhlanganisa izinhlelo zokusebenza zekhasimende nezommeleli kanye nehhovisi elingemuva ne-KYC. Abathengisi, i-API yabathuthukisi, i-USSD, imalimboleko, ukonga nezinkokhelo zobuningi kuvulwa kamuva kuleja efanayo, ngakho akukho okwakhiwa kabusha njengoba nikhula.

Intengo ye-PesaBridge ibalwa kanjani?

Ngezindlela ezine: izinhlelo ze-Starter, Growth ne-Enterprise, noma Ubambiswano lapho ungakhokhi khona imali yelayisensi, esikhundleni salokho sabelane ngemali engenayo ehlanzekile. Isakhi seziphakamiso kule sayithi sikunika intengo eqondile nohlaka lwesivumelwano cishe emizuzwini eyi-10.

Yini enikudingayo kithi ukuze sethule?

Ilayisensi, noma umlingani onelayisensi ogcina imali yamakhasimende; ama-akhawunti emabhange nakubahlinzeki bezinkokhelo enifuna ukuxhuma kubo; uphawu lwenu; namanani enu. Uma imininingwane yokungena yabahlinzeki isifikile, izwe lokuqala ngokuvamile liqala ukusebenza emasontweni angu-4 kuya kwangu-12.

Singayizama ngaphambi kokusayina?

Yebo. Cela ukufinyelela kokuhlola futhi uzothola nge-imeyili izinhlelo ze-Android zemikhiqizo oyikhethile, amaphothali ewebhu nemininingwane yokungena yokuhlola. Konke kusebenza endaweni yokuhlola, ngakho ayikho imali yangempela edlulayo. Abathuthukisi bangavula i-akhawunti yokuhlola kuphothali yabathuthukisi noma nini.

Yiluphi usizo noqeqesho enilunikezayo?

Uhlelo ngalunye luhlanganisa usizo: nge-imeyili ku-Starter, usizo olubekwe phambili ku-Growth, nesivumelwano sezinga lesevisi kanye nokwethulwa ku-Enterprise. Ngesikhathi sokwethula siqeqesha amathimba enu ehhovisi elingemuva, osizo nenethiwekhi yabameleli, futhi isikhungo sosizo, imihlahlandlela nemibhalo ye-API kuhlala kukhona ku-inthanethi kuwo wonke umuntu.

Inkundla

Ingabe i-PesaBridge iyiplatifomu engiyabelanayo, noma eyami?

Ngeyakho. I-PesaBridge ingumkhiqizo i-BridgeERP ewudayisa kabusha — umsebenzisi ngamunye uthola okwakhe ukuthunyelwa, okuklanyelwe futhi okulungiselelwe yena. Ayikho idathabhesi eyabelwene, ayikho i-super-admin eyabelwene.

Yimaphi amazwe nezimali ezisekelwayo?

Noma yimaphi. Izwe, imali, ulimi nemithetho ye-KYC kungukulungisa okudonswe kusethi ephelele ye-ISO — akubethelwanga. Sinezimakethe ezivulekile namuhla futhi sivula ezintsha ngaphandle kokwakha kabusha.

Ingabe isebenza emafonini ajwayelekile?

Yebo. Nge-USSD, amakhasimende ayathumela, akhiphe, akhokhe amabhili, athenge impahla ne-airtime, abheke ibhalansi futhi athole isitatimende esincane, kuhlanganela ku-ledger efanayo neyama-app.

Ngingaxhuma amabhange nama-rail ami wezinkokhelo?

Yebo. Ama-rail angama-adapter angena kalula — amabhange, imali yeselula, amakhadi nama-PSP — ukuze uxhume kuphela lokho imakethe yakho ekudingayo.

Singaya live ngokushesha kangakanani?

Amaviki, hhayi iminyaka. Lungisa ibhrendi nezwe lakho, xhuma ama-rail akho, bese uthumela ama-app akho, ikhodi ye-USSD namaphothali eweb kusuka eplatifomu eyodwa.

Ingabe iphephile futhi ingahlolwa?

Konke ukuhamba kungumbhalo-kabili futhi kubhalansa ku-zero, kuvikelwe nge-PIN ne-KYC, ngama-webhook asayiniwe nomkhondo ophelele wokuhlola wabalawuli.

Yimaphi ama-app abasebenzisi namakhasimende abo abawatholayo?

Ama-app e-Android ne-iOS omdabu ayisithupha: i-app yoMsebenzisi yamakhasimende, i-app ye-Send yokuthumela imali phesheya, i-app yoMenzeli / uMenzeli omkhulu yokufaka, ukukhipha imali ne-float, i-app yoMthengisi yokwamukela izinkokhelo nokuxazulula, i-app yeKhawunta yezitolo ne-app yeNkampani yokukhokha ngobuningi ngokugunyazwa ngabantu ababili, esebenza futhi njengesango lewebhu.

Ukubhadala nokuhlanganisa kusebenza kanjani?

Izimali zibhadala esikhwameni esihambisanayo ngesikhathi sangempela. Wonke umsebenzi ukhiqiza okufakiwe kwe-ledger okubhalansayo ongakuhlanganisa, ngezitatimende nokuthumela ngaphandle, kanye ne-bridge ye-GL yesistimu yakho yezimali.

Ingaphatha izikweletu, imali egciniwe nezimali zamaqembu?

Yebo — i-overdraft, izikweletu ze-MFI ezinamashejuli neqophelo lengozi lephothifoliyo, imali egciniwe yenjongo, kanye namaqembu emali egciniwe (i-chama / merry-go-round) kuyingxenye yeplatifomu futhi kuvuleka ngemakethe ngayinye.

Ningasekela ukukhokha ngobuningi kwamaholo, usizo noma izibonelelo?

Yebo. Isango lezinKampani ne-API kukhokha ngobuningi ezinkulungwaneni zezikhwama ngemvume ye-maker/checker, izincwadi zabamukeli, ukuhlela isikhathi nokuvumelanisa okuphelele.

Kudinga ini ukuyiqhuba nsuku zonke?

I-console eyodwa ye-admin yomsebenzisi iqhuba ibhrendi, amanani, i-KYC, inethiwekhi yomeli neyomthengisi, i-ledger, ukubuyisela, ukwesekwa nama-KPI — akudingeki khodi ekusebenzeni kwansuku zonke.

Ngubani onikeza ukuthunyelwa nedatha?

Nguwe. Umsebenzisi ngamunye uqhuba okwakhe ukuthunyelwa nedathabhesi yakhe — okuklanyelwe futhi okulungiselelwe yena. Ingumkhiqizo owudayisa kabusha njengowakho, hhayi i-tenant ye-SaaS eyabelwene.

Funda kabanzi