Kwemali encane nama-SACCO

Izikhwama zedijithali, izikweletu namaqembu kumalungu akho.

Nikeza amalungu isikhwama, izikweletu zeselula, imali egciniwe nezimali zamaqembu — okuqoqwa nokukhokhwa ngedijithali, ku-smartphone noma efonini ejwayelekile.

Bhuka idemo Hlola iplatifomu

Kungani i-imali encane nama-sacco ikhetha i-PesaBridge

Ukuqoqwa kokheshi kuyintela ethule kuso sonke isikhungo semali encane ne-SACCO — kuyaphuza, kuyabiza futhi kunzima ukuhlanganisa. Amalungu alindele ngokwengeziwe ukufinyelela kweselula kwizikweletu, imali egciniwe neminikelo yamaqembu. I-PesaBridge inikeza ilungu ngalinye isikhwama, ngamadiphozithi kubameli nokukhipha ngabameli, i-USSD nama-app, futhi iqoqa ukubuyiselwa neminikelo ngqo kuso.

Ngaphezulu kuhlala imikhiqizo oqhuba kuyo: izikweletu ezinamashejuli, ukukhokha, ukubuyisela neqophelo lengozi lephothifoliyo; imali egciniwe yenjongo; kanye nezimali zamaqembu e-chama / merry-go-round ngokujikeleza, izinhlawulo, inhlalakahle nezabelo. Wehlisa izindleko zokuqoqa, ukhulise ukuzibandakanya kwelungu, uphinde uthole ukubonakala okucacile, kwesikhathi sangempela kwephothifoliyo yakho.

Inselelo

Okuvimba indlela.

Ukuqoqwa kokheshi kuyabiza, kuyaphuza futhi kunzima ukuhlanganisa.
Amalungu alindele ukufinyelela kweselula kwizikweletu, imali egciniwe neminikelo yamaqembu.
Ingozi yephothifoliyo idinga ukubonakala — PAR, amashejuli nokulandela okusele.

Imiphumela

Izindleko eziphansi zokuqoqa
Ukuzibandakanya okuphezulu kwelungu
Ukubonakala okucacile kwephothifoliyo

Khuluma nathi

I-PesaBridge isiza kanjani

Okuvulayo kwi-imali encane nama-sacco.

Izikhwama zamalungu

Amadiphozithi kubameli; ukukhipha nokudlulisa ngabameli, i-USSD nama-app.

Izikweletu ne-PAR

Imikhiqizo, amashejuli, ukukhokha, ukubuyisela neqophelo lengozi lephothifoliyo.

Imali egciniwe namaqembu

Imali egciniwe yenjongo nezimali zamaqembu e-chama / merry-go-round.

Ukuqoqwa kwedijithali

Ukubuyiselwa neminikelo kuqoqwa ngqo esikhwameni.

Amaqembu nama-chama

Ukonga kweqembu ku-ledger efanayo nemali mboleko

Ukujikeleza, i-table banking nezikhwama zosizo namawalethi azo abelwana ngawo, eduze kwemikhiqizo yakho yemali mboleko.

Kusebenza kanjani

Imali ihamba kanjani.

Wonke amanyathelo ahlanganela ku-ledger efanayo ebhalansayo — ukheshi ongenayo, isikhwama, izinkokhelo, ukheshi ophumayo — kuwo wonke ama-app, i-USSD nabameli.

ISINYATHELO 1

Ukheshi ongenayo

Ikhasimende lifaka ukheshi ngomeli. I-float yomeli iyehla, isikhwama sikhredithe — kubhalansa.

ISINYATHELO 2

Isikhwama

Inani lifika esikhwameni esigcina inani ku-ledger yombhalo-kabili, esivikelwa nge-PIN ne-KYC.

ISINYATHELO 3

Thumela ukhokhe

Thumela kwesinye isikhwama, Khokha Ibhili, Thenga Impahla nge-QR noma i-STK, thenga i-airtime — ngokushesha.

ISINYATHELO 4

Ukheshi ophumayo

Khipha kunoma yimuphi umeli; i-float yomeli iyakhredithe kanti isikhwama siyadebitha.

Amakhasimende enza kanjani imisebenzi

Ukuhamba i-imali encane nama-sacco ekuqhuba kakhulu.

Shintsha phakathi kohambo olubalulekile emkhakheni wakho. Ngayinye ihlola ibhalansi nemikhawulo, bese ilinda i-PIN noma i-biometric ngaphambi kokuba okufakiwe okukodwa kufike ku-ledger.

Khiya imali emalini egciniwe

Ukonga okuguquguqukayo, okukhiyiwe nokweqembu ewalethini lakho, okuthola inzalo nsuku zonke.

Kugunyazwe nge-I-PIN noma i-biometric — akukho okufakwa ku-ledger kuze kube ikhasimende liyaqinisekisa.

Ibhalansi nomkhawulo kuhlolwa kuqala
Isango lokuqinisekisa / lokugunyaza
Amadebithi namakhredithi abhalansayo afakiwe

Ikhasimende

Isistimu

IkhasimendeVula Izinjongo / Imali egciniwe yeqembu

IkhasimendeBeka inani lokukhiya

Isistimu · iqinisekisaHlola ibhalansi etholakalayo

Ikhasimende · iqinisekisaGunyaza — i-PIN noma i-biometric

IsistimuHambisa ku-ledger yemali egciniwe

IsistimuHlela ukwanda kwenzalo

Isistimu · kwenziweKugciniwe · ibhalansi ibuyekeziwe

Isinyathelo Ukuqinisekisa / PIN Kuqediwe

Yakha vs. I-PesaBridge

Kungani ungazakheli?

Ungakwenza. Nakhu okubiza yingxenye ngayinye ngesikhathi nangobungozi lapho uqala kusukela ku-zero — kuqhathaniswa nokukuvula nje.

Ikhono

Zakhele ngokwakho

Nge-PesaBridge

I-ledger yombhalo-kabili ebhalansayo

Izinyanga zobunjiniyela obucophelelayo — nengxenye eyingozi kakhulu ukuyona

Ilungile, ihlanganela ku-zero

Amazinga e-KYC, imikhawulo ne-AML

Yakha, uhlole uphinde uqinisekise ngokwakho

Iyalungiseka, ilungele abalawuli

Inethiwekhi yabameli ne-float

Klama i-float, amakhomishini nokuhlanganisa kusukela ekuqaleni

Injini ephelele yomeli / umeli omkhulu

Isiteshi se-USSD

Hlanganisa i-gateway uphinde wakhe injini yemenyu

Imenyu ye-USSD esilungile, efakiwe kusukela ohlelweni lokuKhula

Izinhlelo zomdabu (Umsebenzisi/Umenzeli/Umthengisi) + isango lezinkampani

Iqembu lezinhlelo okufanele zakhiwe futhi zinakekelwe

Athunyelwe, akhelwe ngebhrendi yakho

I-API yabathuthukisi nama-webhook

Klama, bhala, vikela uphinde ushintshe uhlobo lwayo

OAuth2, sandbox, ama-webhook asayiniwe

Ukuhlanganiswa kwama-rail

Ukwakha okukodwa ngomhlinzeki ngamunye

Ama-adapter angena kalula

Isikhathi sokungena emakethe

Izinyanga ezingu-12–24, iqembu elikhulu

Amaviki

Ezinye izixazululo

Yakhelwe noma ngubani owethula imali yeselula.

Amabhange nama-neobank

Yethula isikhwama seselula nenethiwekhi yabameli ngaphandle kokuguqula umgogodla wakho.

Hlola

Ama-telco nama-MNO

Guqula i-airtime nokufinyelela kwe-SIM kube ibhizinisi eliphelele lemali yeselula ngaphansi kwebhrendi yakho.

Hlola

Ama-fintech nama-PSP

Yeqa iminyaka yomsebenzi we-ledger — yakha umkhiqizo wakho kumgogodla obhalansayo ne-API evulekile.

Hlola

Ukudayisa nabathengisi

Yamukela i-Till / Khokha Ibhili / QR, ukhokhe esikhwameni, uvumele amakhasimende askene akhokhe.

Hlola

Ohulumeni nama-NGO

Khokha kuzinkulungwane ngokulawula kwe-maker/checker, imikhondo yokuhlola nokuhlanganisa.

Hlola

190+

Amazwe ongawethula kuwo

Ama-app omdabu, iplatifomu eyodwa

Iziteshi — App · USSD · Web · API

100%

Umbhalo-kabili, ubhalansa njalo

Imibuzo

Imali encane nama-SACCO: imibuzo esiyizwa kakhulu

Amalungu akhokha kanjani ngaphandle kokuza ehhovisi?

Ukubuyisela kuphuma ngqo ewalethini yelungu. Amalungu afaka imali ewalethini kumeli noma ngokudlulisela, futhi ayisebenzisa ohlelweni noma nge-USSD.

Yimiphi imikhiqizo yemali mboleko esingayiqhuba?

Imali mboleko encane esheshayo, imali mboleko ekhokhwa ngezitolimende ne-overdraft ye-BridgeBoost, enenzalo eqondile noma ebhalansini enciphayo, izinhlelo, izindleko nezinhlawulo ezibekwa ngomkhiqizo ngamunye.

Ingabe iphatha ukonga namaqembu?

Yebo. Ukonga okuguquguqukayo, okukhiyiwe nokwemakethe yemali okunenzalo yansuku zonke, nezinhlobo ezine zama-chama: ukujikeleza, i-table banking, ukutshala imali nosizo.

Kuthiwani ngamalungu anocingo olujwayelekile?

Asebenzisa iwalethi efanayo nge-USSD, evikelwe nge-PIN, ku-ledger efanayo nohlelo.

Sikuqapha kanjani okusalele emuva?

Ukuhlaziywa kobudala bemali mboleko esengozini nokuhlolwa kwansuku zonke kwezikweletu ezedlulelwe kufakiwe, ngakho izikhulu zibona okusalele emuva nokuthi kunesikhathi esingakanani.

Funda kabanzi