Inqubomgomo yobumfihlo

1. Singobani

I-PesaBridge ingumkhiqizo we-BridgeERP Limited, Elysee Plaza, Suite 12, Isitezi sesi-3, Kilimani Road, Nairobi, Kenya (“thina”). Singumlawuli wedatha wale webhusayithi nowama-app namaphothali e-PesaBridge esiwaqhubayo.

I-PesaBridge futhi iyinkundla abanye abayisebenzisa ngophawu lwabo. Uma ibhange, inethiwekhi yeselula, i-fintech noma omunye opharetha eqhuba isevisi yakhe yesikhwama ku-PesaBridge, lowo opharetha ungumlawuli wedatha yamakhasimende akhe, thina siyicubungula egameni lakhe nangokwemiyalelo yakhe. Ngalesosikhathi isaziso sobumfihlo salowo opharetha naso siyasebenza kanye nalesi.

2. Esikuqoqayo

• Imininingwane ye-akhawunti: inombolo yakho yeselula, igama lakho, ikheli lakho le-imeyili uma ulingeza, ne-PIN oyikhethayo. I-PIN yakho igcinwa kuphela njenge-hash yokubethela engenakuhlehliswa, ngakho akekho, ngisho nathi, ongayifunda.
• Imininingwane yobunikazi (KYC) edingwa yimithetho yezezimali: uhlobo nenombolo kamazisi, usuku lokuzalwa, ubulili, izithombe zikamazisi wakho ne-selfie; ukuze uthole imikhawulo ephezulu futhi nekheli lakho, umsebenzi, umthombo wemali, inombolo yentela nobufakazi bekheli. Ama-ejenti, abathengisi namabhizinisi baphinde banikeze imininingwane yebhizinisi njengelayisense yebhizinisi.
• Idatha yokuthengiselana: izinkokhelo, ukudluliswa kwemali, ukufakwa, ukukhishwa, amanani, izinsuku, abanye abathintekayo, amabhalansi nama-risidi.
• Idatha yedivayisi neyokuphepha: isihlonzi sedivayisi esibophela ukungena kwakho efonini yakho, inguqulo ye-app, namakheli e-IP emarekhodini eziphakeli zethu.
• Imibuzo: okuthumela ngamafomu okuxhumana, umbukiso, i-sandbox nozakwethu kule webhusayithi, njengegama, inkampani, i-imeyili, inombolo yocingo nomlayezo.

3. Izimvume efonini yakho

• Ikhamera: ukuskena amakhodi e-QR okukhokha nokuthatha izithombe zikamazisi wakho ne-selfie ukuze uqinisekiswe. Isetshenziswa kuphela uma uqala esinye salezo zenzo.
• Oxhumana nabo (i-app yekhasimende): ukuze ukhethe ozomthumelela imali. Uhlu lwakho loxhumana nabo lufundwa efonini yakho futhi aluze lulayishwe; kusetshenziswa inombolo oyikhethile kuphela ekuthengiselaneni.
• Ukuvula ngesigxivizo somunwe noma ngobuso (i-app yekhasimende): kuphathwa ngokuphelele yi-Android. Asilokothi sithole idatha yakho ye-biometric.
• Izaziso (i-app yomthengisi): izexwayiso zokukhokha zilethwa nge-Google Firebase Cloud Messaging.

Ungahoxisa imvume noma nini kuzilungiselelo zefoni yakho. Yisici esiyidingayo kuphela esiyeka ukusebenza.

4. Indlela esisebenzisa ngayo idatha yomuntu siqu

• Ukuvula nokuphatha i-akhawunti yakho nokwenza ukuthengiselana okucelayo.
• Ukuqinisekisa ubunikazi bakho nokufeza izibopho zethu zokwazi ikhasimende, zokulwa nokugezwa kwemali nokuxhaswa kobuphekula.
• Ukuvikela ama-akhawunti, ukuvimba ukukhwabanisa nokuphenya izingxabano.
• Ukukuthumelela amakhodi esikhashana, ama-risidi nemilayezo yesevisi.
• Ukuphendula imibuzo yakho futhi, uma ucela, ukukunika ukufinyelela kwe-sandbox noma kombukiso.
• Ukugcina isevisi ithembekile nokuyithuthukisa.

Asiyithengisi idatha yomuntu siqu futhi asiyisebenziseli ukukhangisa. Le webhusayithi ayifaki ama-cookie okukhangisa noma okuhlaziya; ikhumbula kuphela ulimi olukhethile ku-cookie ebizwa ngokuthi NEXT_LOCALE. Amaphothali ewebhu agcina iseshini yakho yokungena endaweni yokugcina yesiphequluli sakho.

5. Isisekelo somthetho

Ngaphansi koMthetho Wokuvikelwa Kwedatha waseKenya wezi-2019 (Data Protection Act, 2019) nemithetho efanayo kwamanye amazwe, sicubungula idatha yomuntu siqu ukuze sifeze isivumelwano sethu nawe, ukuze sithobele izibopho zomthetho njengemithetho ye-KYC neyokulwa nokugezwa kwemali, ngenxa yentshisekelo yethu esemthethweni yokuqhuba isevisi ephephile, nangemvume yakho lapho siyicela, isibonelo ngezimvume zefoni.

6. Esabelana nabo

• Opharetha osebenzisa isevisi yakhe, lapho i-PesaBridge isebenza ngaphansi kolunye uphawu.
• Amabhange, amanethiwekhi eselula, abaqoqi bezikweletu nabanye ozakwethu bokukhokha, kuphela ngokudingekayo ukuze kuqedwe ukuthengiselana okucelile.
• Abahlinzeki bezinsizakalo abasisebenzela ngokwesivumelwano: ukusingathwa kweziphakeli, ukuthunyelwa kwamakhodi esikhashana nge-SMS, ne-Google Firebase yezaziso ze-app yomthengisi.
• Abalawuli, abomthetho nezinkantolo, lapho umthetho udinga lokho.

Abanye balaba bahlinzeki bangacubungula idatha ngaphandle kwezwe lakho. Uma kwenzeka lokho, sisebenzisa izivikelo ezidingwa umthetho.

7. Siyigcina isikhathi esingakanani

Sigcina amarekhodi e-akhawunti, e-KYC nawokuthengiselana ngenkathi i-akhawunti yakho ivuliwe, bese ngemva kwalokho isikhathi esidingwa yimithetho yezezimali neyokulwa nokugezwa kwemali, ngokuvamile iminyaka eyisikhombisa ngemva kokuvalwa kwe-akhawunti. Imibuzo yewebhusayithi igcinwa izinyanga ezingafika ku-24 ngaphandle uma uba yikhasimende. Uma idatha ingasadingeki, siyayisusa noma siyenze ingaziwa.

8. Indlela esiyivikela ngayo

Konke ukuxhumana nama-app ethu, amaphothali ne-API kubethelwe (HTTPS/TLS). Ama-PIN agcinwa kuphela njengama-hash angenakuhlehliswa, ukungena kuboshelwe kudivayisi yakho, imizamo emihlanu ye-PIN engalungile ikhiya isikhwama, ukufinyelela kudatha yomuntu siqu kukhawulelwe kubasebenzi abakudingayo, futhi izenzo eziphathelene nokuphepha ziyabhalwa.

9. Amalungelo akho

Ungacela ukubona idatha yomuntu siqu esinayo ngawe, ukuyilungisa, ukuyisusa (ngaphandle kwamarekhodi umthetho asiphoqa ukuwagcina), ukuphikisa noma ukukhawulela ukusetshenziswa kwayo, ukuyithola ngefomethi ethwalekayo, nokuhoxisa noma iyiphi imvume owayinikeza. Xhumana nathi usebenzisa imininingwane engezansi; sizoqinisekisa ukuthi nguwe futhi siphendule ngesikhathi esivunyelwe umthetho.

Uma unganelisekile ngempendulo yethu, ungafaka isikhalazo eHhovisi likaKhomishani Wokuvikelwa Kwedatha eKenya (odpc.go.ke) noma kuziphathimandla zokuvikelwa kwedatha ezweni lakho.

10. Izingane

Ama-akhawunti e-PesaBridge awabantu abaneminyaka engu-18 nangaphezulu. Asiqoqi ngamabomu idatha yomuntu siqu yezingane.

11. Izinguquko kule nqubomgomo

Sishicilela noma yiluphi ushintsho kuleli khasi futhi sibuyekeze usuku oluphezulu. Uma ushintsho luthinta kakhulu indlela esisebenzisa ngayo idatha yakho, sizokwazisa nangaphakathi kwe-app.