Imihlahlandlela · 11 imizuzu yokufunda
Izikhwama ne-ledger
Isikhwama esibhalansayo emgogodleni.
Izikhwama ezigcina inani ku-ledger yombhalo-kabili: faka, thumela, khokha, khipha nokucela — konke ukuhamba kufaka amadebithi namakhredithi abhalansayo futhi kuhlanganela ku-zero.
Ngokujulile
Isikhwama ku-PesaBridge yibhalansi ku-ledger yombhalo-kabili, hhayi inombolo kudathabhesi. Ukufaka kudebitha i-float yomeli bese kukhredithe isikhwama; ukuthumela kudebitha othumelayo bese kukhredithe owamukelayo kanye nemali ekhokhwayo. Amabhuku njalo ahlanganela ku-zero — akukho ndlela yekhodi elahla noma esungula inani, yikho okuvumela u-CFO awasayine nomlawuli awathembe.
Sonke isenzo sivikelwa nge-PIN futhi sihlolwa ngokumelene nezinga le-KYC lekhasimende nemikhawulo ngaphambi kokuba sifakwe, hhayi emuva. Okhiye be-idempotency basho ukuthi isicelo esiphindiwe sibhadala kanye, hhayi kabili, kanti injini eyodwa yokubuyisela ihlehlisa ngokuhlanzekile noma yini ekungafanele yenzeke — ishiya umsebenzi wokuqala uphelele ukuze uhlolwe. Ngaphezu kwesikhwama kuhlala i-overdraft, izitatimende nokuthumela ngaphandle, kanye namahhuku ama-app, i-USSD ne-API konke akufundayo.
Kungani kubalulekile
Yakhelwe ukwethenjwa.
- Umbhalo-kabili ngokwakheka — amabhuku njalo abhalansa.
- Ayiphindwa futhi ibuyiseleka, ukuze ukuphinda kungakhokhisi kabili.
- Amazinga e-KYC, imikhawulo yomsebenzi ngamunye neyansuku zonke, i-PIN nokukhiya isikhwama.
Imiphumela
- Isitoreji semali esithembekile
- Sikulungele ukuhlolwa kusukela ngosuku lokuqala
- Isisekelo saso sonke esinye isici
Okuphakathi
I-Izikhwama ezigcina inani — ngokuningiliziwe.
01
Faka ukhiphe
Ukheshi ongenayo nophumayo ngenethiwekhi yabameli noma ama-rail asebhange.
02
Thumela ucele
Ukudlulisa komuntu-ku-muntu nezicelo zemali, ngokushesha.
03
Khokha
Izikweletu, abathengisi, i-airtime nokunye kusukela ebhalansini eyodwa.
04
Izitatimende
Umlando wokwenziwa ophelele, ongathunyelwa ngaphandle wesikhwama ngasinye.
Kwabo bonke
Ibhalansi eyodwa yempilo yansuku zonke
Khokha, thumela, khipha imali futhi ulandelele yonke inkokhelo, nge-PIN njalo. Konke ukunyakaza kwemali kungena kuleja yehhovisi elingemuva ngomzuzwana ofanayo, kanye nesithenjwa sakho nebhalansi.
Ihhovisi elingemuva
Amabhalansi ngezinga le-KYC
Ihhovisi elingemuva libonisa amabhalansi ewalethi eshadini ngezinga le-KYC nangesimo sewalethi: iyasebenza, ilinde ukwenziwa isebenze, iqandisiwe noma ivaliwe. Izinombolo ezifanayo zivuleka njengethebula noma uhlu.
Ukuhamba kwangempela
Kusebenza kanjani empeleni.
Shintsha phakathi kohambo leli khono elilibambayo. Ngalinye lihlola ibhalansi nemikhawulo, bese lilinda i-PIN noma i-biometric ngaphambi kokufaka okufakiwe okubhalansayo ku-ledger.
Thumela imali ku-app
Isikhwama-ku-sikhwama noma isikhwama-ku-bhange, kubhadalwa ngemizuzwana ku-ledger ebhalansayo.
Kugunyazwe nge-I-PIN noma i-biometric — akukho okufakwa ku-ledger kuze kube ikhasimende liyaqinisekisa.
- Ibhalansi nomkhawulo kuhlolwa kuqala
- Isango lokuqinisekisa / lokugunyaza
- Amadebithi namakhredithi abhalansayo afakiwe
Ikhasimende
Isistimu
IkhasimendeVula i-app, thepha Thumela
01
IkhasimendeKhetha umamukeli — oxhumana nabo noma abakamuva
02
IkhasimendeFaka inani
03
04
Isistimu · iqinisekisaHlola izinga le-KYC, ibhalansi nomkhawulo wansuku zonke
05
IsistimuBonisa imali nesiqinisekiso
Ikhasimende · iqinisekisaGunyaza — i-PIN noma i-biometric
06
07
IsistimuFaka idebithi nekhredithi ebhalansayo
08
IsistimuKhredithe isikhwama somamukeli
09
IsistimuIrisidi le-push + SMS
Isistimu · kwenziweKuthunyelwe · inkomba iboniswe
Isinyathelo Ukuqinisekisa / PIN Kuqediwe
190+
Amazwe ongawethula kuwo
6
Ama-app omdabu, iplatifomu eyodwa
4
Iziteshi — App · USSD · Web · API
100%
Umbhalo-kabili, ubhalansa njalo
Okwengeziwe kweplatifomu
Umgogodla owodwa, wonke amakhono.
Imibuzo
Izikhwama ezigcina inani: lokho amaqembu akubuzayo ngaphambi kokwethula
Ingabe ibhalansi yewalethi ingake ihluke kumabhuku?
Cha. Ibhalansi ibalwa kusukela kokufakwayo kokubhala okuphindwe kabili okulinganayo, ayibhalwa ngesandla neze. Konke ukufaka imali, ukuthumela, ukukhokha nokukhipha kubhala idebhithi nekhredithi efanayo, ngakho i-ledger ihlala ilingana ku-zero.
Kwenzekani uma isicelo siphindwa ngemuva kokuphelelwa yisikhathi?
Isicelo esiphindwayo ngokhiye ofanayo wokuvimba ukuphindwa sithola impendulo yokuqala, futhi imali ihamba kanye kuphela. Ukhiye ofanayo esicelweni esihlukile uyenqatshwa. Izicelo zemali ezivela ezinhlelweni zihlala ziphethe ukhiye, futhi okhiye bagcinwa amahora angu-48.
Amaphutha alungiswa kanjani?
Ngokuhlehlisa: intengiselwano elinganayo nephambene exhunywe nokwangempela, okuhlala ku-ledger ukuze kucwaningwe. Umphathi angahlehlisa ngokwakhe, noma isikhulu esisodwa sicele ukuhlehlisa bese esesibili siyakuvuma.
Yimiphi imikhawulo esingayibeka?
Imikhawulo yentengiselwano ngayinye, yosuku neyebhalansi ephezulu ivela ezingeni le-KYC lekhasimende futhi ihlolwa ngaphambi kokuba imali ibhalwe. Amawalethi angamiswa noma avalwe, futhi sonke isinyathelo semali sidinga i-PIN yekhasimende.
Ingabe izinhlelo zokusebenza, i-USSD ne-API zisebenzisa iwalethi efanayo?
Yebo. Zonke zifunda futhi zibhala ku-ledger efanayo, ngakho ikhasimende libona ibhalansi eyodwa noma ngabe lisebenzisa iyiphi indlela.
Funda kabanzi
Imihlahlandlela evela ethimini le-PesaBridge
Qhubeka uhlola
Lapho ongaya khona ngokulandelayo
Usukulungele ukwethula isikhwama sakho?
Bhuka idemo bese sisungula ibhrendi, izwe nama-rail akho — futhi sikuhambise kuwo ama-app, i-admin ne-API.
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