Isu · 11 imizuzu yokufunda
Kumabhange nama-neobank
Isikhwama seselula nenethiwekhi yabameli — ngaphandle kokuthinta umgogodla wakho.
Finyelela amakhasimende ngale kwegatsha ngesikhwama, abameli nokwamukela komthengisi, ngenkathi isistimu yakho yokubhanga ehlala lapho ikhona khona.
Kungani i-amabhange nama-neobank ikhetha i-PesaBridge
Ibhange kakade linelayisensi, ukwethenjwa nesheji lebhalansi — okuvame ukungabi nakho yindlela engabizi kakhulu yokukhonza izigidi zemisebenzi yeselula enani eliphansi nevolumu ephezulu isistimu yokubhanga engazange yaklanyelwe yona. I-PesaBridge ihlala eceleni komgogodla wakho njenge-ledger egcina inani nenethiwekhi yabameli, ihambisa futhi ibhadale kuma-akhawunti akho nge-API, ukuze ufinyelele amakhasimende kude ngale kwegatsha ngaphandle kokuguqula iplatifomu.
Amaqembu akho engozi nokulandela imithetho athola akudingayo kusukela ngosuku lokuqala: amabhuku abhalansayo, amazinga e-KYC, imikhawulo, injini yokubuyisela nomkhondo ophelele wokuhlola. Wethula isikhwama esinebhrendi, inethiwekhi yabameli nokwamukela komthengisi emavikini, ukuqhube kusuka ku-admin eyodwa, uphinde uguqule isikhungo sezindleko sibe isiteshi sediphozithi nesomsebenzi esibiza kancane.
Inselelo
Okuvimba indlela.
- Ukubhanga okuyisisekelo akukwazi ukukhonza ngendlela ebizayo imisebenzi yeselula enani eliphansi nevolumu ephezulu.
- Ukwakha ama-rail abameli, e-USSD nawomthengisi ngaphakathi kuthatha iminyaka neqembu elikhulu.
- Abalawuli balindele amabhuku abhalansayo, amazinga e-KYC nomkhondo ophelele wokuhlola kusukela ngosuku lokuqala.
Imiphumela
- Isiteshi esisha sediphozithi nesomsebenzi esibiza kancane
- Finyelela ngale kwenethiwekhi yamagatsha
- Uphila emavikini, hhayi eminyakeni
I-PesaBridge isiza kanjani
Okuvulayo kwi-amabhange nama-neobank.
01
Izikhwama ezigcina inani
I-ledger yombhalo-kabili ebhalansayo eceleni komgogodla wakho, ehlanganela kusenti.
02
Inethiwekhi yabameli
Ukungenisa / ukukhipha ukheshi, ukusabalalisa i-float namakhomishini kuwo wonke uhlelo.
03
I-API evulekile
Hambisa, khokha uphinde uhlanganise kumgogodla wakho nge-OAuth2 + ama-webhook asayiniwe.
04
Ukulandela imithetho kwakhelwe ngaphakathi
Amazinga e-KYC, imikhawulo, ukubuyisela nemikhondo yokuhlola yomlawuli.
Amakhasimende akho, ezingcingweni zawo
I-akhawunti yasebhange ehlala ephaketheni
Amakhasimende akhokhelwa nge-QR, athumela kunoma ubani futhi abone yonke inkokhelo, ngaphansi kophawu lwakho nasohlelweni lwakho olumaphakathi.
Kusebenza kanjani
Imali ihamba kanjani.
Wonke amanyathelo ahlanganela ku-ledger efanayo ebhalansayo — ukheshi ongenayo, isikhwama, izinkokhelo, ukheshi ophumayo — kuwo wonke ama-app, i-USSD nabameli.
ISINYATHELO 1
Ukheshi ongenayo
Ikhasimende lifaka ukheshi ngomeli. I-float yomeli iyehla, isikhwama sikhredithe — kubhalansa.
ISINYATHELO 2
Isikhwama
Inani lifika esikhwameni esigcina inani ku-ledger yombhalo-kabili, esivikelwa nge-PIN ne-KYC.
ISINYATHELO 3
Thumela ukhokhe
Thumela kwesinye isikhwama, Khokha Ibhili, Thenga Impahla nge-QR noma i-STK, thenga i-airtime — ngokushesha.
ISINYATHELO 4
Ukheshi ophumayo
Khipha kunoma yimuphi umeli; i-float yomeli iyakhredithe kanti isikhwama siyadebitha.
Amakhasimende enza kanjani imisebenzi
Ukuhamba i-amabhange nama-neobank ekuqhuba kakhulu.
Shintsha phakathi kohambo olubalulekile emkhakheni wakho. Ngayinye ihlola ibhalansi nemikhawulo, bese ilinda i-PIN noma i-biometric ngaphambi kokuba okufakiwe okukodwa kufike ku-ledger.
Faka kusuka ebhange
Xhuma i-akhawunti yebhange noma yekhadi bese uhambisa inani lingene liphume ngokudingeka.
Kugunyazwe nge-I-PIN noma i-biometric — akukho okufakwa ku-ledger kuze kube ikhasimende liyaqinisekisa.
- Ibhalansi nomkhawulo kuhlolwa kuqala
- Isango lokuqinisekisa / lokugunyaza
- Amadebithi namakhredithi abhalansayo afakiwe
Ikhasimende
Isistimu
IkhasimendeXhuma ibhange lakho noma i-akhawunti yekhadi
01
02
Isistimu · iqinisekisaQinisekisa i-akhawunti
IkhasimendeKhetha inani lokufaka
03
04
Isistimu · iqinisekisaHlola imikhawulo
Ikhasimende · iqinisekisaGunyaza — i-PIN noma i-biometric
05
06
IsistimuDonsa ebhange nge-rail
07
IsistimuKhredithe isikhwama, faka okufakiwe okubhalansayo
Isistimu · kwenziweKufakiwe · kubhalansiwe · irisidi
Isinyathelo Ukuqinisekisa / PIN Kuqediwe
Yakha vs. I-PesaBridge
Kungani ungazakheli?
Ungakwenza. Nakhu okubiza yingxenye ngayinye ngesikhathi nangobungozi lapho uqala kusukela ku-zero — kuqhathaniswa nokukuvula nje.
Ikhono
Zakhele ngokwakho
Nge-PesaBridge
I-ledger yombhalo-kabili ebhalansayo
Izinyanga zobunjiniyela obucophelelayo — nengxenye eyingozi kakhulu ukuyona
Ilungile, ihlanganela ku-zero
Amazinga e-KYC, imikhawulo ne-AML
Yakha, uhlole uphinde uqinisekise ngokwakho
Iyalungiseka, ilungele abalawuli
Inethiwekhi yabameli ne-float
Klama i-float, amakhomishini nokuhlanganisa kusukela ekuqaleni
Injini ephelele yomeli / umeli omkhulu
Isiteshi se-USSD
Hlanganisa i-gateway uphinde wakhe injini yemenyu
Imenyu ye-USSD esilungile, efakiwe kusukela ohlelweni lokuKhula
Izinhlelo zomdabu (Umsebenzisi/Umenzeli/Umthengisi) + isango lezinkampani
Iqembu lezinhlelo okufanele zakhiwe futhi zinakekelwe
Athunyelwe, akhelwe ngebhrendi yakho
I-API yabathuthukisi nama-webhook
Klama, bhala, vikela uphinde ushintshe uhlobo lwayo
OAuth2, sandbox, ama-webhook asayiniwe
Ukuhlanganiswa kwama-rail
Ukwakha okukodwa ngomhlinzeki ngamunye
Ama-adapter angena kalula
Isikhathi sokungena emakethe
Izinyanga ezingu-12–24, iqembu elikhulu
Amaviki
Ezinye izixazululo
Yakhelwe noma ngubani owethula imali yeselula.
190+
Amazwe ongawethula kuwo
6
Ama-app omdabu, iplatifomu eyodwa
4
Iziteshi — App · USSD · Web · API
100%
Umbhalo-kabili, ubhalansa njalo
Imibuzo
Amabhange nama-neobank: imibuzo esiyizwa kakhulu
Ingabe kufanele sishintshe uhlelo lwethu oluyinhloko lwasebhange?
Cha. I-PesaBridge isebenza eceleni kohlelo lwakho oluyinhloko njenge-ledger yenani eligciniwe nenethiwekhi yabameli, futhi idlulisela futhi ikhokhele kuma-akhawunti akho nge-API. Uhlelo lwakho oluyinhloko luhlala lapho lukhona.
Ubani ophethe ilayisensi nobudlelwano nekhasimende?
Nina. Izinhlelo, amamenyu e-USSD namaphothali kuphethe uphawu lwenu, futhi umphathi ngamunye uqhuba ukufakwa kwakhe nedatha yakhe.
Amakhasimende angenalo igatsha eduze afaka futhi akhiphe kanjani ukheshi?
Ngenethiwekhi yakho yabameli. Abameli bamukela amadiphozithi futhi bakhokhe ukukhishwa kwemali ku-float yabo, futhi konke ukunyakaza kubhalwa ku-ledger futhi kulingana kuze kube isenti.
Singasebenzisa imithetho yethu ye-KYC?
Yebo. Izinhlobo zikamazisi, amazinga e-KYC nemikhawulo yezinga ngalinye kuyizilungiselelo, ezibekwa ngokwemithetho yomlawuli wakho.
Ithimba lethu lezezimali livumelanisa kanjani?
Yonke intengiselwano ibhalwa ngokubhala okuphindwe kabili okulinganayo. Izitatimende zazo zonke izinhlobo ze-akhawunti, imiphumela yezinkokhelo ngobuningi nokuthunyelwa kwe-CSV kunikeza ezezimali lokho ezikudingayo, futhi izenzo ezibucayi zidinga ovumayo wesibili.
Funda kabanzi
Imihlahlandlela evela ethimini le-PesaBridge
Qhubeka uhlola
Lapho ongaya khona ngokulandelayo
Usukulungele ukwethula isikhwama sakho?
Bhuka idemo bese sisungula ibhrendi, izwe nama-rail akho — futhi sikuhambise kuwo ama-app, i-admin ne-API.
Ungathanda ukukhuluma? Shayela +254 746 883809