PesaBridge
Software guide

USSD banking platform for every phone

USSD reaches customers on any phone, with no data and no app. They dial a short code, follow a menu and confirm with a PIN. Try our working demo on the USSD page.

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How a USSD session works

The telco's gateway sends each step to the platform with the session, the phone number and what the customer has typed so far. The platform answers with the next screen, marked to continue or to end. That one simple contract is all a telco connection needs.

What customers can do

Send money, withdraw at an agent, pay a bill, buy goods, buy airtime, check a balance and read a mini statement. Every payment shows the amount and payee before the PIN, and the reference comes back on screen.

Getting a short code

A short code is leased from each mobile operator, directly or through an aggregator. Once you have one, the aggregator points it at the platform and the menu stays the same in every network.

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What to check before you buy

  • PIN on every money step
  • PIN never stored in the session log
  • A repeated request cannot send twice
  • Same ledger as the apps, with USSD limits on top
  • Session log for disputes
  • Menu in the languages your market reads
Back office: payments by channelBack office: payments by channel

Inside the product

The real screens, not a mock-up.

USSD sessions post to the same ledger as the app, so a feature-phone payment shows in the back office like any other.

See it in the product

Questions buyers ask

What is USSD banking?

Banking through short codes like *234#, on a menu carried by the mobile network. It needs no data and works on a basic phone.

Is USSD secure?

The session is not end-to-end encrypted, so a platform should ask for a PIN on every money step and keep amounts within limits.

Can I try it?

Yes. The USSD page has a working demo on a drawn feature phone. No money moves.

See it in your own brand

Ask for the demo and your logins come by email, or build a priced proposal in 10 minutes.

Get a proposalOpen the demo

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