Ukukhokha amakhulu noma izinkulungwane zabantu ngesikhathi esisodwa kwakusho izimvilophu zekheshi, imigqa emide ngosuku lomholo, nemali enyamalala buthule phakathi kwehhovisi nesisebenzi. Izinkokhelo zobuningi eziya ezikhwameni zemali yeselula zithatha indawo yakho konke lokho ngefayela, ukugunyazwa nemizuzu embalwa yokucubungula. Abaqashi bazisebenzisela amaholo nabasebenzi bemihla ngemihla, ama-cooperative ukukhokha abalimi, amapulatifomu ukukhokha abasebenzi abazimele, kanti izinhlangano nohulumeni bazisebenzisela usizo nokuvikelwa komphakathi. Lo mhlahlandlela uchaza ukuthi izinkokhelo zobuningi eziya ezikhwameni zisebenza kanjani, izilawuli eziziphephisayo, indlela yokuklama ukugeleza kokugunyaza, nokuthi abamukeli nabasebenzisi badingani ukuze usuku lokukhokha luhambe kahle.
Abasebenzisa izinkokhelo zobuningi
| Umkhokhi | Inkokhelo evamile | Okubaluleke kakhulu |
|---|---|---|
| Abaqashi | Amaholo anyanga zonke, amaholo emisebenzi yesikhashana amasonto onke | Ukunemba, isikhathi, izinkomba zama-payslip |
| Ama-cooperative ezolimo nabathengi | Izinkokhelo zomkhiqizo olethiwe | Ijubane ngemuva kokulethwa, ukukhipha imali emaphandleni |
| Amapulatifomu okulethwa nezinsizakalo | Inzuzo ngohambo noma ngosuku | Ukuvama, ukuzenzakalela nge-API |
| Izinhlangano nezinhlaka zosizo | Ukudluliswa kwemali kubazuzi | Ukuqondisa, irekhodi lokucwaninga, akukho kuvuza |
| Ohulumeni | Ukuvikelwa komphakathi, uxhaso, izibonelelo, amaholo omphakathi | Ubunikazi, ubukhulu, ukusobala |
| Amabhizinisi | Amakhomishini, ukubuyiselwa kwemali, izimangalo zomshwalense, izabelo | Ukuvumelanisa nezinhlelo zangaphakathi |
Kungani izikhwama zedijithali zidlula ikheshi nokudlulisa ebhange ezinkokhelweni eziningi
- Ukufinyelela: umamukeli udinga inombolo yocingo kuphela, hhayi i-akhawunti yasebhange.
- Ijubane: imali ifika ngemizuzwana, ngisho nasezindaweni ezikude.
- Ukuphepha: alikho ikheshi elisendleleni, azikho izimvilophu, akukho ukugetshengwa ngosuku lomholo.
- Ukulawula ukuvuza: imali iya ku-akhawunti eqinisekisiwe, hhayi ngabaxhumanisi.
- Irekhodi lokucwaninga: yonke inkokhelo inenkomba, isimo nerisidi.
- Izindleko: akukho ukuphatha ikheshi, amahora ambalwa abasebenzi, izingxabano ezimbalwa.
- Ukufakwa kwezezimali: abamukeli bathola isikhwama abangonga futhi baboleke ngaso.
Indlela inkokhelo yobuningi esebenza ngayo, isinyathelo ngesinyathelo
- Faka imali ku-akhawunti. Inhlangano igcwalisa isikhwama sayo senkampani ngokudlulisa ebhange noma ngenye indlela. Imali kumele ibe khona ngaphambi kokuthi izinkokhelo zikhululwe.
- Lungisa iqoqo. Layisha ifayela (noma uthumele nge-API) elinezinombolo zocingo, amagama, amanani nezinkomba zabamukeli, noma ukhethe abamukeli abagcinwe encwadini yabamukeli.
- Qinisekisa. Ipulatifomu ihlola umugqa ngamunye: ingabe inombolo ibhalisiwe, igama elibhalisiwe liyafana, inani lingaphakathi kwemikhawulo ye-KYC yomamukeli, kukhona okuphindiwe?
- Buyekeza ugunyaze. Umlungisi uyalungisa; omunye noma abaningi abagunyazi bayagunyaza, ngokwemithetho esekelwe ebukhulwini nasesambeni seqoqo.
- Hlela isikhathi noma ukhulule. Khokha manje, noma ngesikhathi esibekiwe, njengasekuseni kakhulu ngosuku lomholo.
- Cubungula. Inkokhelo ngayinye iphuma esikhwameni senkampani iye esikhwameni somamukeli. Abamukeli bathola i-SMS noma isaziso se-app.
- Bika uvumelanise. Inhlangano ithola umbiko onesimo somugqa ngamunye nesitatimende esivumelana nesamba seqoqo.
Ukuqinisekisa: isinyathelo esivimbela izinkinga eziningi
Izinkinga eziningi zokukhokha ziqala ngedatha embi: inombolo ebhalwe kabi, igama eselidala, umugqa ophindiwe. Ukuqinisekisa okuqinile kwangaphambili kuzibamba ngaphambi kokuthi imali inyakaze:
- Ukubheka i-akhawunti kuyo yonke inombolo, kukhombisa ukuthi ibhalisiwe futhi iyasebenza yini.
- Ukufanisa amagama phakathi kwefayela negama elibhalisiwe, ngezinga lokufana nolayini wokubuyekeza wokungafani.
- Ukuhlola imikhawulo ngokwezinga le-KYC lomamukeli ngamunye: umamukeli osezingeni eliphansi angase angakwazi ukwamukela inani elikhulu aze akhuphule izinga lakhe.
- Ukuthola okuphindiwe ngaphakathi kweqoqo nangokuqhathanisa namaqoqo akamuva.
- Ukuhlola izamba uqhathanise nebhalansi ekhona nesamba sokulawula senhlangano uqobo.
Imigqa ehluleka ukuqinisekiswa kufanele ihlukaniswe ukuze ilungiswe esikhundleni sokuvimba lonke iqoqo.
Umlungisi nomgunyazi: isilawuli esivikela umkhokhi
Izinkokhelo zobuningi ziqoqa ingozi. Iqoqo elilodwa lokukhwabanisa noma eliphambene lingaqeda i-akhawunti. Ukuvikela okuyinhloko wukuhlukanisa imisebenzi:
- Abalungisi bayakha futhi balayishe amaqoqo kodwa abakwazi ukuwakhulula.
- Abagunyazi bayabuyekeza futhi bagunyaze kodwa abakwazi ukwakha noma ukuhlela.
- Imikhawulo idinga abagunyazi abengeziwe kumaqoqo noma izamba ezinkulu.
- Izincwadi zabamukeli ezinokugunyazwa kokwengeza abasha, ukuze umlungisi angakwazi ukwengeza inombolo yakhe ngasese.
- Amarekhodi okucwaninga okuthi ubani owakha, wahlela, wagunyaza futhi wakhulula iqoqo ngalinye, nokuthi nini.
Lezi zilawuli kumele ziphoqelelwe yipulatifomu, hhayi ngamadokhumenti enqubomgomo. Umcwaningi kufanele akwazi ukubona, kuyo yonke inkokhelo, lonke uchungechunge lokuthi ubani wenzeni.
Ukuphatha ukwehluleka nezimo ezikhethekile
Eqoqweni lezinkulungwane, ezinye izinkokhelo ngeke ziphothulwe: inombolo evaliwe kusukela ekuqinisekisweni, umamukeli odlule umkhawulo wakhe, isikhathi senethiwekhi esiphelile. Umkhuba omuhle:
- izimo ezicacile zomugqa ngamunye: kuphothuliwe, kuhlulekile nesizathu, kusalindile;
- ukubuyiselwa ngokuzenzakalelayo kwamanani ahlulekile esikhwameni senkampani, nokufakwayo kweleja komugqa ngamunye;
- indlela elula yokulungisa nokuthumela futhi imigqa ehlulekile njengeqoqo elisha;
- ukungaphindi, ukuze ukuzama futhi iqoqo noma umugqa kungakhokhi muntu kabili.
Konke lokhu kuncike ku-leja yokufaka kabili: isamba seqoqo siphuma esikhwameni senkampani, umugqa ngamunye ufika esikhwameni somamukeli noma uyabuya, futhi izibalo zihlala zivumelana.
Ukukhokha nge-API
Amapulatifomu nabaqashi abakhulu bahlanganisa izinkokhelo ezinhlelweni zabo esikhundleni sokulayisha amafayela. I-API yezinkokhelo ngokuvamile inikeza:
- izicelo zenkokhelo eyodwa nezeqoqo ezinenkomba yenhlangano uqobo;
- ukubheka i-akhawunti ngaphambi kokukhokha;
- imibuzo yesimo nama-webhook asayiniwe enkokhelo ngayinye ephothuliwe noma ehlulekile, ukuze ipulatifomu ikwazi ukuthemba umphumela;
- okhiye bokungaphindi kuso sonke isicelo;
- imibuzo yebhalansi nezexwayiso zebhalansi ephansi.
Kumapulatifomu akhokha kaningi ngosuku, izinkokhelo ze-API ezinokuvumelanisa okuzenzakalelayo yizona ezenza inzuzo esheshayo ibe khona.
Ukuklama okuhlangenwe nakho okuhle komamukeli
Okuhlangenwe nakho kokuqala komamukeli nesikhwama sedijithali kuvame ukuba yinkokhelo yakhe yokuqala. Kwenze kubalulekile:
- isaziso esicacile esisho umkhokhi nenkomba, njengokuthi "Iholo likaMashi";
- ayikho imali yokwamukela;
- ukubhalisa okulula kwabamukeli abangakabi nesikhwama, kuhlanganise naku-ejenti;
- imali yokusebenza eyanele kuma-ejenti aseduze ngosuku lokukhokha ukuze bakhiphe uma kudingeka;
- izizathu zokugcina imali esikhwameni: ukukhokha izikweletu, abathengisi, ukonga.
Usuku lokukhokha nemali yokusebenza: kuhlele ndawonye
Lapho umqashi omkhulu noma uhlelo lukahulumeni lukhokha izinkulungwane zabantu endaweni eyodwa ngosuku olulodwa, ama-ejenti endawo abhekana negagasi lokukhipha. Sebenzisana nomsebenzisi wesikhwama: yabelanani ngezinhlelo, ubeke ikheshi kusenesikhathi kuma-ejenti nama-ejenti amakhulu, futhi usabalalise izinkokhelo lapho kungenzeka. Bona ukuphathwa kwe-float nemali yokusebenza yama-ejenti.
Ukuvikelwa komphakathi nezinkokhelo zosizo
Izinhlelo zikahulumeni nezosizo zengeza izidingo ezithile:
- Ubunikazi: ukuxhumanisa abazuzi nomazisi kazwelonke noma namarejista ohlelo ukuze kuvinjwe okuphindiwe nabamukeli bomoya.
- Ukuqondisa nokufaneleka kuphathwa ohlelweni lohlelo, ipulatifomu yokukhokha ithola uhlu olugunyaziwe.
- Imikhawulo: kwezinye izinhlelo, imali ingase ivinjelwe ekusetshenzisweni okuthile noma kubathengisi abathile.
- Ukufinyeleleka: i-USSD yamafoni ajwayelekile nosizo lwama-ejenti kubantu abangazijwayele izikhwama zedijithali.
- Ukusobala: imibiko ekhombisa ngqo ukuthi ubani okhokhelwe, nini futhi malini, kubanikeli nabacwaningi.
- Izindlela zezikhalazo zabazuzi abangazitholanga izinkokhelo.
Ukuvumelanisa komkhokhi
Amathimba ezezimali adinga ukufakazela ukuthi iqoqo elisohlelweni lwamaholo noma lwe-ERP liyafana nalokho okukhokhiwe. Ipulatifomu kufanele inikeze:
- umbiko weqoqo onesimo nenkomba yomugqa ngamunye;
- isitatimende senkampani lapho iqoqo ngalinye livela khona nesamba salo, izindleko nokubuyisiwe;
- ukukhipha ngezinhlobo izinhlelo zezimali ezingazingenisa;
- izinkomba ezihamba kusukela ekulayisheni kuze kube serisidini lomamukeli.
Okwengeziwe ku-ukuvumelanisa kwezikhwama zedijithali.
Ukulayisha ifayela noma i-API: yikuphi okufanele kusetshenziswe
| Ukulayisha ifayela kuphothali | Ukuxhumanisa nge-API | |
|---|---|---|
| Kungcono kakhulu ku | Amaholo anyanga zonke, usizo lwezikhathi ezithile, izinkokhelo zangezikhathi | Amapulatifomu okuzimela, izimakethe ze-inthanethi, izinkokhelo ezivamile noma zesikhathi sangempela |
| Umzamo wokusetha | Imizuzu: ithempulethi yespredishithi | Umsebenzi wokuthuthukisa ohlangothini lomkhokhi |
| Ukugunyaza | Kuphothali, ngabagunyazi abaqanjwe ngamagama | Imithetho ohlelweni lomkhokhi, kanye nemikhawulo nezexwayiso epulatifomu |
| Ukuvumelanisa | Umbiko weqoqo nesitatimende okulandekayo | Okuzenzakalelayo, ngama-webhook nemibuzo yesimo |
| Lapho ingozi igxile khona | Ukukhohlisa kwangaphakathi kwamafayela nabamukeli | Ukuphepha kwemininingwane yokungena nokungaphindi |
Izinhlangano eziningi zisebenzisa kokubili: i-API yezinkokhelo zokusebenza zansuku zonke nephothali yamaholo anyanga zonke nezinkokhelo zangezikhathi.
Isibonelo esisebenzayo: ukuhambisa amaholo abantu abangu-600 ezikhwameni zedijithali
Cabanga ngepulazi letiye elikhokha abasebenzi abangu-600, abaningi babo bezinkathi ezithile, ngekheshi nyanga zonke. Nansi indlela engokoqobo:
- Isonto 1: hlela. Ezezimali, abasebenzi nomsebenzisi wesikhwama bavumelana ngesikhathi, imithetho yokugunyaza (isibonelo, umlungisi oyedwa wabasebenzi nabagunyazi ababili bezezimali kunoma yiliphi iqoqo elidlula umkhawulo) nosuku lokukhokha.
- Isonto 2: bhalisa abasebenzi. Umsebenzisi uthumela ama-ejenti epulazini ukuze avulele izikhwama abasebenzi abangenazo, aqedele i-KYC khona lapho. Ezabasebenzi zibuyekeza uhlelo lwamaholo ngenombolo yesikhwama yesisebenzi ngasinye.
- Isonto 3: qinisekisa. Ezabasebenzi zilayisha uhlu lwabamukeli; ipulatifomu ihlola yonke inombolo negama. Okungafani, mhlawumbe amaphesenti angu-5 kuya ku-10 okokuqala, kulungiswa ngqo nabasebenzi.
- Isonto 4: isivivinyo. Umnyango owodwa wabasebenzi abangu-50 ukhokhelwa ngesikhwama ngenkathi abanye besathola ikheshi. Izinkinga ziyalungiswa.
- Inyanga 2: amaholo aphelele. Lonke iqoqo lilayishwa ezinsukwini ezimbili ngaphambi kokukhokha, ligunyazwe, futhi lihlelelwe u-6 ekuseni. Abasebenzi bathola iholo ngaphambi kokuthi ishifu yabo iqale.
- Usuku lokukhokha: imali yokusebenza. Umsebenzisi wazise ama-ejenti nama-ejenti amakhulu endawo, aphethe ikheshi elengeziwe ngalelo kuseni. Umthengisi oyedwa noma ababili eduze nepulazi bamukela izinkokhelo zesikhwama, ngakho akuwona wonke umuntu odinga ukukhipha.
- Ngemuva kokukhokha: vumelanisa. Ezezimali zilanda umbiko weqoqo, ziwufanise nerejista lamaholo bese zivala inyanga.
Ipulazi alisathuthi ikheshi, usuku lokukhokha luthatha imizuzu esikhundleni sosuku, izingxabano ngamanani ziyehla ngoba isisebenzi ngasinye sinerisidi, futhi abasebenzi bathola isikhwama abangonga futhi baboleke ngaso.
Amanani ezinkokhelo zobuningi
Abasebenzisi babeka amanani ezinkokhelo ngezindlela ezimbalwa, futhi abakhokhi bawaqhathanisa nezindleko eziphelele zekheshi:
- Imali yenkokhelo ngayinye, ngokuvamile ngamazinga ngokwenani;
- Iphesenti lenani leqoqo, ngezinye izikhathi linomkhawulo;
- Okubhaliselwe abakhokhi abakhulu, nesabelo sanyanga zonke;
- Ukwamukela mahhala: umamukeli akufanele neze akhokhe ukuze athole iholo noma usizo lwakhe.
Abanye abasebenzisi baphinde bamboze ingxenye yokukhipha kokuqala komamukeli, noma banikeze ukudlulisa mahhala kuya ekongeni, ukukhuthaza abamukeli ukuthi bagcine imali esikhwameni.
Uhlu lokuhlola ngaphambi kwenkokhelo yakho yokuqala yobuningi
- I-akhawunti yenkampani inemali, nengeziwe yezindleko.
- Imithetho yokugunyaza nabagunyazi kusethiwe futhi kwahlolwa.
- Uhlu lwabamukeli luqinisekisiwe; okungafani kuxazululiwe.
- Abamukeli abadinga ukukhuphula izinga le-KYC ngenxa yamanani athintekayo sebenzile lokho.
- Abamukeli bazisiwe ngosuku, igama lomthumeli abazolibona nendlela yokuthola usizo.
- Ama-ejenti aseduze namaqembu amakhulu abamukeli azisiwe ngokukhipha okulindelekile.
- Uhlobo lwefayela lokuvumelanisa luvunyelwene nezezimali.
- Kukhona umuntu wokusiza ngalolo suku.
Amaphethini okukhwabanisa ezinkokhelweni zobuningi
- Abamukeli bomoya: amagama mbumbulu kumaholo anezinombolo ezilawulwa ngumuntu wangaphakathi. Ukuvikela: ukugunyaza abamukeli, ukufanisa amagama nokubuyekeza abamukeli ngezikhathi ezithile.
- Ukushintsha inombolo: umuntu wangaphakathi ushintsha inombolo yomamukeli wangempela abe eyakhe. Ukuvikela: ukugunyaza izinguquko nezexwayiso eziya kunombolo yokuqala.
- Amaqoqo aphindiwe: iqoqo elifanayo likhululwa kabili. Ukuvikela: ukuthola okuphindiwe nokungaphindi.
- Ukuthathwa kwe-akhawunti yomsebenzisi wenkampani. Ukuvikela: ukuqinisekisa okuqinile, ukulawula amadivayisi nomlungisi-mgunyazi ukuze umsebenzisi oyedwa ohlaselwe angakwazi ukukhulula imali.
Ukukhokha abantu abangakabi nesikhwama
Akuwona wonke umamukeli osohlwini lwamaholo noma lwabazuzi ozoba nesikhwama ngosuku lokuqala. Kunezindlela eziningana zokubaphatha ngaphandle kokubuyela ekheshini:
- Bhalisa ngaphambi kosuku lokukhokha: thumela ama-ejenti emaqenjini amakhulu abamukeli ukuze avule izikhwama kusenesikhathi, njengasesibonelweni esingenhla.
- Mema bese ugcina: lapho imithetho ivumela khona, umamukeli uyamenywa ukuthi abhalise ngomazisi wakhe futhi imali ikhululwa uma ukubhalisa sekuphothuliwe.
- Amakhodi okukhipha: abanye abahlinzeki bathumela nge-SMS ikhodi yokusetshenziswa kanye umamukeli ayikhombisa ku-ejenti nomazisi wakhe ukuze athole ikheshi, ngenkathi emenywa ukuthi avule isikhwama.
- Buyisela bese uzama futhi: imigqa engafani ibuyela kumkhokhi, okhokha futhi uma umamukeli esebhalisile.
Noma ngabe iyiphi indlela, umkhokhi kumele abone ngqo ukuthi yibaphi abamukeli abakhokhelwe, yibaphi abasalindile nokuthi yibaphi ababuyiselwe, nezizathu.
Ukuvikela idatha yabamukeli
Uhlu lwamaholo nolwabazuzi lubucayi: amagama, izinombolo zocingo, amanani futhi ngezinye izikhathi izinombolo zomazisi. Luvikele ngokukhawulela ukuthi ubani ongabuka futhi alande uhlu, ngokufihla idatha emibikweni lapho imininingwane ephelele ingadingeki, ngokugcina amarekhodi okukhishwa ngakunye, nangokususa amafayela alayishiwe ngemuva kokucubungula ngokwenqubomgomo yakho yokugcina. Imithetho yokuvikelwa kwedatha kulo lonke elase-Afrika iya ngokuya isebenza kulolu hlobo lokucubungula, futhi ifayela lamaholo eliputshukile lingukwephulwa kobumfihlo nengozi yokukhwabanisa ngesikhathi esisodwa.
Amaphutha avamile ezinkokhelweni zobuningi
- Ukulayisha ngaphandle kokuqinisekisa. Ikholomu eyodwa engalungile ingathumela amaholo kubantu abangafanele. Njalo qinisekisa amagama uqhathanise nezikhwama ezibhalisiwe ngaphambi kokugunyaza.
- Umuntu oyedwa owenza konke. Umsebenzisi ofanayo olungisa, ogunyaza futhi okhulula iqoqo uyisakhiwo esijwayelekile sokukhwabanisa kwamaholo.
- Amaqoqo angenayo imali eyanele. Hlola ibhalansi yemali, kuhlanganise nezindleko, ngaphambi kokukhulula, hhayi phakathi nendawo.
- Ukungaxhumani nabamukeli. Tshela abamukeli ukuthi bazokhokhelwa nini futhi kanjani, nendlela yokubika inkinga.
- Ukuthatha imigqa ehlulekile njengeqediwe. Umugqa ngamunye ohlulekile ngumuntu ongakhokhelwanga. Ilandele ize ixazululwe.
Amagama abalulekile ezinkokhelweni zobuningi
| Igama | Incazelo |
|---|---|
| Iqoqo | Iqembu lemigqa yenkokhelo elayishwa futhi likhululwe ndawonye. |
| Umlungisi-mgunyazi | Isilawuli lapho umsebenzisi oyedwa elungisa iqoqo kanti omunye aligunyaze. |
| Ukuqinisekisa igama | Ukuhlola igama lomugqa ngamunye uqhathanise negama lesikhwama elibhalisiwe ngaphambi kokukhulula. |
| I-akhawunti yemali | Isikhwama noma i-akhawunti yomkhokhi okukhokhwa kuyo iqoqo. |
| Umugqa ohlulekile | Inkokhelo eqoqweni engakwazanga ukuphothulwa, enekhodi yesizathu. |
| Incwadi yabamukeli | Uhlu olugciniwe lwabamukeli olusetshenziswa futhi ezinkokhelweni ezahlukene. |
| Umbiko wezinkokhelo | Irekhodi lomugqa ngamunye okhokhelwe, osalindile noma ohlulekile, lwama-akhawunti nokucwaninga komkhokhi. |
Imibuzo evame ukubuzwa
Iyini inkokhelo yobuningi?
Ukuthumela izinkokhelo zisuka enhlanganweni eyodwa ziye kubamukeli abaningi ngesikhathi esisodwa, njengamaholo, amakhomishini, ukubuyiselwa kwemali noma usizo, ngokuvamile ngokulayisha ifayela noma ngokubiza i-API.
Ingabe abamukeli badinga i-akhawunti yasebhange?
Cha. Isikhwama semali yeselula esibhalisiwe sanele, futhi abamukeli bangasebenzisa, bonge noma bakhiphe ku-ejenti.
Uyini umlungisi-mgunyazi?
Isilawuli lapho umuntu oyedwa elungisa inkokhelo kanti omunye ayigunyaze, ukuze kungabikho msebenzisi oyedwa ongahambisa imali eyedwa.
Kwenzekani uma inkokhelo eqoqweni ihluleka?
Inani elihlulekile libuyela ku-akhawunti yomkhokhi nesizathu, futhi umugqa ungalungiswa ukhokhwe futhi ngaphandle kokuthinta lonke iqoqo.
Ingabe izinkokhelo zobuningi zingahlelelwa isikhathi?
Yebo. Amaqoqo angagunyazwa kusenesikhathi futhi akhululwe ngokuzenzakalelayo ngesikhathi esibekiwe.
I-PesaBridge iqhuba izinkokhelo zobuningi ukusuka kuphothali, ku-app nase-API yeNkampani: izincwadi zabamukeli, ukuhlela isikhathi, ukugunyazwa komlungisi-mgunyazi ngemikhawulo nezindima zethimba, nokuvumelanisa okuphelele, ezinkulungwaneni zezikhwama ngesikhathi esisodwa kuleja yokufaka kabili. Bona izinkokhelo zohulumeni nezinhlelo noma cela ukufinyelela kokuhlola ukuze uzame i-app yenkampani.