Engineering · 11 min read
Reconciliation & controls
Every shilling accounted for, every day.
Every movement posts as balanced double-entry, so wallet, agent, merchant and corporate balances always add up, with statements, batch results and approvals to prove it.
In depth
Reconciliation starts with the ledger. Every send, payment, deposit and payout posts a debit and a matching credit, and every balance is calculated from those postings, never typed in. A wallet cannot drift from its history, and the books balance by construction.
On top of that: statements for customers, merchants and corporates that export to CSV, per-payee results on every bulk batch, Z-reports that close each till, reversals that need a second officer, and fee revenue that can post automatically to your accounting ledger.
Why it matters
Built to be trusted.
- Balances are derived from balanced postings, never edited by hand.
- Reversals and sensitive changes need a second approver.
- Statements and batch results export to CSV for your finance team.
Outcomes
- Books that balance by design
- Four eyes on every sensitive change
- Audit-ready exports
What's inside
Reconciliation & controls — in detail.
01
Double-entry ledger
Every transaction posts balanced entries; balances are computed, not stored by hand.
02
Statements & Z-reports
Searchable statements for every account type, and a Z-report to close each till.
03
Batch results
Every bulk payment shows paid, pending or failed per payee, with references.
04
Maker-checker
Reversals, float, commissions and PIN resets need a second officer to approve.
Real screens
Statements, batches and controls
Captured from the live apps.
pesa-bridge.com/corporate
Every till
Each day closes with a Z-report
Merchants close the day with sales by receipt, and settle to wallet or bank, so the till always matches the ledger.
Real flows
How it works in practice.
Switch between the journeys this capability handles. Each one checks balance and limits, then waits for PIN or biometric authorisation before posting balanced entries to the ledger.
Pay thousands at once
Payroll, aid and subsidy payouts to thousands of wallets from one file.
Authorised with PIN or biometric — nothing posts to the ledger until the customer confirms.
- Balance & limit checked first
- Validation / authorisation gate
- Balanced debits & credits posted
Corporate
System
CustomerUpload the payee file
01
02
System · validatesValidate rows, amounts & funds
03
SystemShow summary & total
Customer · validatesApprover authorises — PIN or biometric
04
05
SystemCredit thousands of wallets
06
SystemPost balanced entries per payee
07
SystemNotify each recipient
System · doneDisbursed · reconciled report
Step Validation / PIN Completed
190+
Countries you can launch in
4
Native apps, one platform
4
Channels — App · USSD · Web · API
100%
Double-entry, always balanced
More of the platform
One core, every capability.
Further reading
Guides from the PesaBridge team
Keep exploring
Where to go next
Ready to launch your wallet?
Book a demo and we'll stand up your brand, country and rails — and walk you through the apps, admin and API.
Prefer to talk? Call +254 746 883809