Ukukhwabanisa kufika enkonzweni entsha yemali yeselula emasontweni ambalwa ngemuva kokwethulwa, futhi akuvamile ukubukeka njengokugebengu kwekhompyutha. Kubukeka njengocingo olunobungane, umlayezo othi imali ithunyelwe ngephutha, ikhadi le-SIM elishintshwe ngobusuku obubodwa, noma i-ejenti egoba imithetho buthule. Ngoba imali yeselula isheshayo futhi ayihlehliswa, ukuvimbela kubaluleke kakhulu kunokubuyisa. Lo mhlahlandlela uchaza amacebo okukhwabanisa wonke opharetha okufanele aklame ukuvikela kuwo, ukulawula okuwamisayo, nokuthi ungakha kanjani uhlelo lokulwa nokukhwabanisa oluvikela amakhasimende ngaphandle kokwenza insizakalo ibe nzima ukuyisebenzisa.
Kungani imali yeselula ihloswa
- Ijubane nokuphela: imali inyakaza ngemizuzwana futhi ingakhishwa njengokheshi ngemizuzu.
- Abasebenzisi abasha: amakhasimende amaningi asemasha ezimalini zedijithali futhi awazazi izinkohliso.
- Inombolo yocingo njengobunikazi: ukulawula i-SIM kungasho ukulawula i-wallet.
- Ama-ejenti asabalele: izinkulungwane zamabhizinisi azimele ziphatha ukheshi nedatha yamakhasimende.
- Isilinganiso: izigidi zokwenziwe okuncane kwenza kube lula ukufihla okungajwayelekile ngaphandle kokuqapha okuhle.
Amacebo ayisishiyagalolunye okufanele kuklanywe ukuvikela kuwo
1. Ubuqili bokukhohlisa abantu nokuzenza omunye umuntu
Lokhu kungukukhwabanisa okuvame kakhulu. Ofonayo uzenza umnakekeli wamakhasimende, "ithimba lezokuphepha" lomhlinzeki, ibhange noma isihlobo, futhi ancenge isisulu ukuthi sabelane nge-PIN yaso, ikhodi yesikhathi esisodwa, noma "sihlehlise" okwenziwe ngokuthumela imali.
Ukulawula: imfundo ephindaphindwayo yokuthi umhlinzeki akalokothi acele i-PIN; ama-ID asemthethweni abathumeli be-SMS; imilayezo yohlelo lokusebenza engenakwenziwa umgunyathi; izikhathi zokulinda nokuhlola okwengeziwe ngemuva kokusetha kabusha i-PIN; imithetho yejubane kwabamukeli abasha.
2. "Imali ethunyelwe ngephutha"
Isisulu sithola i-SMS mbumbulu ethi imali ifikile, bese kulandela ucingo olucela ukuthi siyibuyise. Ayikaze ifike imali.
Ukulawula: fundisa amakhasimende ukuhlola ibhalansi kuhlelo lokusebenza noma kumenyu, hhayi ku-SMS; yenza amarisidi angempela abonakale; nikeza indlela esemthethweni yokuhlehlisa ukuze amakhasimende angalokothi adinge "ukubuyisa" imali ngokwawo.
3. Ukushintshwa kwe-SIM
Isigebengu sithola i-SIM ebuyiselwayo yenombolo yesisulu, ngokuvamile ngomazisi wamanga noma umuntu wangaphakathi esitolo, bese sisetha kabusha i-PIN futhi sikhiphe yonke imali ku-wallet.
Ukulawula: hlanganisa izimpawu zokushintshwa kwe-SIM ezivela kunethiwekhi yeselula lapho zitholakala khona; vimba noma nciphisa okwenziwayo isikhashana ngemuva kokushintshwa kwe-SIM; dinga ukuqinisekiswa okwengeziwe ukuze kusethwe kabusha i-PIN; yazisa ikhasimende ngesinye isiteshi; nciphisa ukukhipha imali ngokushesha ngemuva kokusetha kabusha.
4. Ukwebiwa kwe-PIN nokulunguza
Ama-PIN abonwa kuma-ejenti noma ezingcingweni ezabelwanayo, noma aqoqwa ama-ejenti mbumbulu.
Ukulawula: ukufihla i-PIN kuzo zonke iziteshi; ukukhiya i-wallet ngemuva kwemizamo eminingi ehlulekile; ukungena nge-biometric nokuzikhiya okuzenzakalelayo ezinhlelweni zokusebenza; imikhawulo yokwenziwe ngakunye neyosuku.
5. Ukuthathwa kwe-akhawunti ngohlelo lokusebenza
Imininingwane yokungena eyebiwe noma ucingo olwebiwe olungakhiyiwe lusetshenziselwa ukufinyelela kuhlelo lokusebenza.
Ukulawula: i-PIN kuso sonke isenzo semali, hhayi lapho ungena kuphela; ukuzikhiya okuzenzakalelayo lapho uhlelo luya ngemuva; ukubhaliswa kwamadivayisi nokuqinisekiswa kwamadivayisi amasha; izexwayiso zokungena ngamadivayisi amasha.
6. Ukukhwabanisa kwama-ejenti
Ama-ejenti angahlukanisa okwenziwe ukuze azuze ikhomishini eyengeziwe, akhokhise izimali ezingekho emthethweni, enze amadiphozithi aqondile adlula i-KYC, noma aqoqe ama-PIN amakhasimende. Izigebengu ziphinde zihlasele ama-ejenti ngokuzenza ihhovisi elikhulu.
Ukulawula: ukuhlaziywa kokwenziwe okuhlukanisiwe namaphethini angajwayelekile; amanani abonakalayo namarisidi e-SMS abonisa imali esemthethweni; ukuqeqeshwa kwama-ejenti; imithetho ecacile yokuthi ihhovisi elikhulu alilokothi licele ukudluliswa kwemali; imikhawulo nokuqapha nge-ejenti ngayinye. Okwengeziwe ku-incazelo yamanethiwekhi ama-ejenti.
7. Ukukhwabanisa kwabathengisi
Ukuqinisekiswa kokukhokha okungamanga okuboniswa abathengisi, izimbuyiselo ezisetshenziswa kabi ngabasebenzi, noma abathengisi abayisembozo sokuqoqa imali yobuqili.
Ukulawula: abathengisi bathembele ekuqinisekisweni kohlelo lokusebenza noma ebhalansini; isicelo sokukhokha ne-QR eguqukayo ukuze umthengisi abeke inani; izimbuyiselo kuphela ezinkokhelweni zokuqala futhi ngemvume; ukucwaninga nokuqapha abathengisi. Bheka izinkokhelo zabathengisi.
8. Ama-akhawunti okudlulisa (mule)
Ama-akhawunti abhalisiwe, ngokuvamile ngomazisi ababolekiwe noma abebiwe, ukuze athole futhi ahambise ngokushesha imali eyebiwe.
Ukulawula: i-KYC enamazinga enemikhawulo ephansi yama-akhawunti aqinisekiswe kancane; ukuqapha ama-akhawunti athola kubathumeli abaningi abangahlobene bese ekhipha ngokushesha; imikhawulo yokubhalisa nge-ejenti ngayinye nangomazisi ngamunye; ukuhlaziywa kokuxhumana phakathi kwama-akhawunti, amadivayisi nama-ejenti.
9. Ukukhwabanisa kwangaphakathi
Abasebenzi abafinyelela ehhovisi elingemuva abashintsha imikhawulo, abahlehlisa okwenziwe noma abavula ama-akhawunti ngendlela engafanele.
Ukulawula: ukufinyelela ngokwendima; umenzi nomhloli ezenzweni ezizwelayo njengokuhlehlisa, ukushintsha imikhawulo nokulungisa ngesandla; amarekhodi okucwaninga angaguquki; ukubuyekezwa kokufinyelela njalo.
Ukulawula okufanele kube senkundleni, hhayi enqubomgomeni
Inqubomgomo yokulwa nokukhwabanisa inhle kuphela njengohlelo oluyiphoqelelayo. Lokhu okulandelayo kufanele kwakhelwe enkundleni:
| Ukulawula | Okumisayo |
|---|---|
| I-PIN kuso sonke isenzo semali, ukukhiya i-wallet ngemuva kwemizamo ehlulekile | Izingcingo ezebiwe, ama-PIN aqagelwayo |
| Imikhawulo yokwenziwe ngakunye neyosuku exhunywe nezinga le-KYC | Ama-akhawunti okudlulisa, ukulahlekelwa okukhulu ngenxa yokuphulwa okukodwa |
| Imithetho yejubane nemikhawulo | Ukukhishwa kwemali ngokushesha, ukwahlukanisa, ukuziphatha kokudlulisa |
| Igama lomamukeli liboniswa ngaphambi kokuqinisekisa | Ukudlulisa ngephutha nokunye kokukhwabanisa |
| Ukungena nge-biometric nokuzikhiya okuzenzakalelayo ezinhlelweni | Ukuthathwa kwe-akhawunti kalula |
| Umenzi nomhloli ehhovisi elingemuva nasema-akhawunti ezinkampani | Ukukhwabanisa kwangaphakathi nokwezinkampani |
| Injini eyodwa yokuhlehlisa ecwaningwayo | Ukulungisa ngesandla okungenamkhondo |
| Ama-webhook asayiniwe abalingani | Izaziso zokukhokha ezingamanga kubathengisi abaxhunyiwe |
| Izindawo zokuxhuma zokuhlola ukulwa nokugezwa kwemali nokuphathwa kwamacala | Abantu abanonswinyo, amaphethini okugezwa kwemali |
Ukuqapha okwenziwe okusebenzayo
Imithetho iyisiqalo sanoma yiluphi uhlelo lokuqapha. Imithetho ewusizo yemali yeselula ifaka:
- ukudluliswa okuningi okungenayo okuvela kubathumeli abangahlobene kulandelwe ukukhishwa kwemali ngokushesha;
- okwenziwe ngaphansi nje kwemikhawulo okuphindwa ezikhathini ezimfushane;
- i-akhawunti ebilele ngokungazelele ithola futhi ihambisa izimali ezinkulu;
- umsebenzi ngokushesha ngemuva kokusetha kabusha i-PIN noma ukushintsha i-SIM;
- ama-ejenti anezilinganiso ezingajwayelekile phakathi kokubhalisa namakhasimende asebenzayo;
- ama-akhawunti amaningi abhaliswe ngomazisi, idivayisi noma i-ejenti efanayo esikhathini esifushane.
Isexwayiso ngasinye sidinga umnikazi, isinqumo esibhaliwe futhi, lapho kudingeka, umbiko ophikweni lwezobunhloli bezezimali. Ngokuhamba kwesikhathi, imiphumela yezexwayiso ezibuyekeziwe ingaqeqesha amaphuzu angcono, kodwa ekuqaleni yimithetho nokuphathwa kahle kwamacala okuletha inani elikhulu.
Ngesikhathi sangempela uma kuqhathaniswa nangemuva kwesehlakalo
Okunye ukulawula kufanele kusebenze ngaphambi kokuba imali inyakaze: imikhawulo, ukuhlolwa kwe-PIN, ukuvimbela ngemuva kokushintshwa kwe-SIM, imingcele yejubane. Okunye kusebenza ngemuva kwesehlakalo: ukubuyekeza izexwayiso, uphenyo, imikhawulo ye-akhawunti. Klama kokubili. Ukulawula kwesikhathi sangempela kumisa umonakalo; ukubuyekezwa kwangemuva kuthola amaphethini okufanele abanjwe umthetho olandelayo wesikhathi sangempela.
Ukufundisa amakhasimende: ukulawula okushibhe kakhulu
Ukukhwabanisa okuningi kuphumelela ngoba ikhasimende liyancengwa ukuthi lenze okuthile. Imfundo ikunciphisa ngendlela engalinganiswa lapho:
- Iphindaphindwa ngezikhathi ezibalulekile: ukubhalisa, ukusetha kabusha i-PIN, ukudlulisa okukhulu kokuqala.
- Iqondile: "Ngeke sikushayele ucingo sicele i-PIN yakho" kungcono kuno "hlala uphephile."
- Ngezilimi zendawo nangama-ejenti, hhayi ohlelweni lokusebenza kuphela.
- Isekelwa ngumkhiqizo: izexwayiso ohlelweni lokusebenza lapho uthumelela umamukeli omusha okokuqala, noma ngokushesha ngemuva kokushintsha i-PIN.
Ukuphatha kahle izisulu
Indlela ophatha ngayo izisulu zokukhwabanisa yakha ukwethenjwa kophawu lwakho. Nikeza isiteshi esisheshayo sokubika, misa ama-akhawunti abamukeli ngokushesha lapho ukukhwabanisa kubikiwe futhi imali isekhona, phenya ngokushesha, gcina ikhasimende linolwazi, futhi usebenzise inqubo elawulwayo yokuhlehlisa esikhundleni sezixazululo ezingekho emthethweni. Konke ukuhlehlisa kufanele kushiye umkhondo ophelele oxhunywe nokwenziwe kokuqala.
Ukuhlaziywa kokuhlasela kokushintsha i-SIM, nalapho kungamiswa khona
Ukulandela ukuhlasela okukodwa kubonisa ukuthi kungani ukulawula okunezingqimba kubalulekile. Isinyathelo ngasinye siyithuba lokukumisa:
| Isinyathelo somhlaseli | Ukulawula okungakumisa |
|---|---|
| Uqoqa igama, inombolo kamazisi nenombolo yocingo yesisulu ezinkundleni zokuxhumana noma ekuvuzeni kwedatha | Imfundo yamakhasimende mayelana nokwabelana ngemininingwane kamazisi; ukuvikelwa kwedatha kuma-ejenti |
| Uthola i-SIM ebuyiselwayo esitolo ngomazisi wamanga | Ukuqinisekiswa kokushintsha i-SIM kwenethiwekhi yeselula; ukuqeqeshwa kwabasebenzi bezitolo |
| Ucingo lwesisulu lulahlekelwa yisiginali; ucingo lomhlaseli manje luthola ama-SMS esisulu | Isexwayiso esivela kunethiwekhi yeselula noma ku-wallet siya kusisulu ngesinye isiteshi |
| Umhlaseli ucela ukusetha kabusha i-PIN ye-wallet | Uphawu lokushintshwa kwe-SIM luvimba noma lubambezele ukusetha kabusha; imibuzo eyengeziwe yobunikazi noma ukuqinisekiswa ku-ejenti |
| Umhlaseli ungena ohlelweni lokusebenza ngedivayisi entsha | Ukuqinisekiswa kwedivayisi entsha; isexwayiso kwi-imeyili ebhalisiwe noma esihlotsheni esiseduze |
| Umhlaseli uthumela ibhalansi kuma-akhawunti amaningana okudlulisa | Ukubamba ukudlulisa ngemuva kokushintsha i-SIM noma i-PIN; imikhawulo yejubane; imikhawulo yabamukeli abasha |
| Abadlulisi bakhipha ukheshi kuma-ejenti | Ukuqapha ukukhishwa kwemali ngokushesha ngemuva kokuthola; izexwayiso kuma-ejenti; ukumiswa komamukeli lapho ukukhwabanisa kubikiwe |
Akukho ukulawula okukodwa okuphelele, kodwa umhlaseli kufanele adlule kukho konke. Lowo ngumgomo wokuvikela ngokujulile, futhi yingakho ukuvimbela ukukhwabanisa kufanele kuklanywe ngesikhathi esisodwa enkundleni, ebudlelwaneni nopharetha wenethiwekhi, kunethiwekhi yama-ejenti nasekufundiseni amakhasimende.
Ukulinganisa ubunzima nokuvikela
Konke ukulawula kwengeza ubunzima obuthile. Uma bubuncane kakhulu, ukukhwabanisa kuyakhula; uma bubuningi kakhulu, amakhasimende angempela ayeka okwenziwe noma insizakalo. Imigomo ewusizo:
- Ubunzima obusekelwe engozini: engeza ukuhlola lapho ingozi iphezulu, njengokudlulisa kokuqala kumamukeli omusha, umsebenzi ngemuva kokusetha kabusha i-PIN noma amanani amakhulu ngokungajwayelekile, futhi ugcine okwenziwe kwansuku zonke kusheshile.
- Imikhawulo esikhundleni sokuvimba: umkhawulo ophansi wesikhashana ngemuva kwesehlakalo esiyingozi uvikela ikhasimende ngaphandle kokulivimba ukukhokhela izinto ezibalulekile.
- Chaza ukuhlola: "Ukuze uphephe, ukudlulisa kunciphisiwe amahora angama-24 ngemuva kokushintsha i-PIN" kwamukeleka kakhulu kunokwehluleka okungachaziwe.
- Linganisa okungamanga okuyiqiniso: landela amakhasimende angempela athintwa umthetho ngamunye, futhi ulungise imithetho edala ubuhlungu obungaphezu kokuvikela.
Uhlelo lokulwa nokukhwabanisa lwezinsuku ezingama-30-60-90 lwe-wallet entsha
Ngaphambi kokwethula
- Lungiselela amazinga e-KYC nemikhawulo eqaphelayo yama-akhawunti amasha.
- Vula ukukhiywa kwe-wallet ngemuva kwama-PIN ahlulekile ne-PIN kuso sonke isenzo semali.
- Vumelana nopharetha bamanethiwekhi eselula ngokwabelana ngezimpawu zokushintshwa kwe-SIM lapho kungenzeka.
- Bhala imilayezo yemfundo yamakhasimende nama-ejenti ngolimi ngalunye lokwethula.
- Chaza isiteshi sokubika ukukhwabanisa nenqubo yokumisa.
Izinsuku zokuqala ezingama-30
- Buyekeza mathupha lonke icala lokukhwabanisa elibikiwe; lixhumanise ngalinye necebo.
- Vula imithetho eyinhloko yokuqapha: ukukhishwa kwemali ngokushesha ngemuva kokuthola, abathumeli abaningi kumamukeli oyedwa, umsebenzi ngemuva kokusetha kabusha i-PIN.
- Yazisa ama-ejenti ngamacebo asevele abonakele.
Izinsuku ezingama-31 kuya kwezingama-60
- Lungisa imithetho ngokususelwa emiphumeleni yezexwayiso; susa leyo eletha umsindo kuphela.
- Engeza imikhawulo yabamukeli abasha nokudlulisa okukhulu kokuqala uma ubuqili bokukhohlisa abantu bukhula.
- Qala ukuhlaziywa kokuxhumana phakathi kwama-akhawunti, amadivayisi nama-ejenti abandakanyeka emacaleni aqinisekisiwe.
Izinsuku ezingama-61 kuya kwezingama-90
- Shicilela ideshibhodi yanyanga zonke yokukhwabanisa kubaphathi.
- Qhuba umjikelezo wekhasimende eliyimfihlo kuma-ejenti.
- Buyekeza imikhawulo ngezinga le-KYC uqhathanisa nezidingo zangempela zamakhasimende namaphethini okukhwabanisa.
Imodeli yokusebenza yokulwa nokukhwabanisa
Ngisho nopharetha abancane badinga ubunikazi obucacile. Imodeli ejwayelekile:
- Abahlaziyi bokukhwabanisa baqapha izexwayiso futhi baphenye amacala nsuku zonke.
- Umholi wokukhwabanisa ungumnikazi wemithetho, izilinganiso nokuxhumana nopharetha bamanethiwekhi eselula nabomthetho.
- Abanakekeli bamakhasimende baqeqeshelwe ukubona imibiko yokukhwabanisa nokumisa ama-akhawunti ngokushesha, emini noma ebusuku.
- Ukuthobela kuphatha imibiko yokwenziwe okusolisayo nokuxhumana nomlawuli.
- Abaphathi benethiwekhi yama-ejenti baphatha amacala ahlobene nama-ejenti nokuqeqeshwa.
Isibopho sokusebenza esibaluleke kakhulu yijubane: umbiko wokukhwabanisa ngehora le-10 ebusuku kufanele uholele ekumisweni kwe-akhawunti emizuzwini, hhayi ekuseni okulandelayo, ngoba imali eyebiwe ivame ukukhishwa kungakapheli ihora.
Izilinganiso zohlelo lokulwa nokukhwabanisa
- ukulahlekelwa ngenxa yokukhwabanisa njengengxenye yenani lokwenziwe;
- inani lokukhwabanisa okubikiwe esigidini ngasinye sokwenziwe, ngohlobo;
- isikhathi kusukela embikweni kuya ekumisweni kwe-akhawunti;
- ingxenye yokulahlekelwa okubuyisiwe;
- inani lezexwayiso namazinga amaqiniso ngomthetho ngamunye;
- izikhalazo zamakhasimende ngokuvinjwa ngephutha, ezibonisa lapho ukulawula kuqine khona kakhulu.
Izimpawu okufanele ziqoqwe kusukela ngosuku lokuqala
Izinqumo ezinhle zokulwa nokukhwabanisa zincike kudatha ongayisebenzisa kuphela uma uyiqoqile. Kusukela ekwethulweni, qinisekisa ukuthi inkundla irekhoda:
- Izihlonzi zamadivayisi nosuku idivayisi ngayinye eqale ukubonwa ngalo ku-akhawunti;
- Izehlakalo zokushintshwa kwe-SIM lapho inethiwekhi yeselula yabelana ngazo;
- Ukusethwa kabusha kwe-PIN nemizamo ye-PIN ehlulekile, nesikhathi nesiteshi;
- Umlando wabamukeli: ukuthi ikhasimende ngalinye laqala nini ukukhokhela umamukeli ngamunye;
- Isimo sesiteshi nendawo: i-USSD, uhlelo lokusebenza noma i-ejenti, ne-ejenti ebandakanyekayo;
- Isimo sokubhalisa: ukuthi iyiphi i-ejenti ebhalise i-akhawunti, ngamuphi umazisi, nokuthi yaqala ukusebenza ngokushesha kangakanani.
Ngalokhu, imithetho efana nokuthi "ukudlulisa okukhulu kumamukeli omusha phakathi namahora angama-24 ngemuva kokusetha kabusha i-PIN kudivayisi entsha" iba lula ukuyibhala futhi isebenza kakhulu. Ngaphandle kwakho, abaphenyi basala bakha kabusha izehlakalo kusukela kumarekhodi ezingcingo.
Amaphutha ajwayelekile ezinhlelweni zokulwa nokukhwabanisa
- Ukuvimba kakhulu. Imithetho emisa amakhasimende amaningi angempela iwabuyisela kukheshi futhi idale izindleko zokusekela. Linganisa okungamanga ngokucophelela okufana nokulahlekelwa.
- Imithetho engenamnikazi. Umthetho ngamunye udinga umuntu obuyekeza imiphumela yawo futhi awulungise.
- Ukuphendula kancane emibikweni. Imali eyebiwe inyakaza ngemizuzu. Umbiko wesisulu kufanele uholele esenzweni emizuzwini, hhayi ezinsukwini.
- Ukunganaki abangaphakathi. Ukukhwabanisa kwabasebenzi nama-ejenti kuvame ukuba kukhulu kunokwamakhasimende. Ukuhlukaniswa kwemisebenzi namarekhodi okucwaninga kusebenza nangaphakathi enkampanini.
Amagama abalulekile ekukhwabaniseni kwemali yeselula
| Igama | Incazelo |
|---|---|
| Ukushintshwa kwe-SIM | Ukudlulisela inombolo yocingo yekhasimende ekhadini le-SIM elisha, ngezinye izikhathi ngobuqili, ukuze kuthathwe i-akhawunti yakhe. |
| Ubuqili bokukhohlisa abantu | Ukukhohlisa umuntu ukuthi aveze i-PIN noma ikhodi, noma athumele imali. |
| Ukuthathwa kwe-akhawunti | Isigebengu sithola ukulawula i-wallet yekhasimende langempela. |
| I-akhawunti yokudlulisa | I-wallet esetshenziselwa ukuthola nokuhambisa imali eyebiwe, ngokuvamile ebhaliswe ngomazisi ababolekiwe noma abathengiwe. |
| Umthetho wejubane | Umthetho onciphisa noma umaka inani noma ubungako bokwenziwe esikhathini esifushane. |
| Okungamanga okuyiqiniso | Okwenziwe kwangempela okumakwe noma okuvinjwe ngephutha njengokusolisayo. |
| Ukuhlola okwengeziwe | Ukuqinisekiswa okwengeziwe, njengocingo lokuqinisekisa noma ikhodi yesibili, okudingekayo ezenzweni eziyingozi. |
| Ukuhlukaniswa kwemisebenzi | Ukuqinisekisa ukuthi akekho umuntu oyedwa ongaqala futhi agunyaze isenzo esizwelayo yedwa. |
Imibuzo evame ukubuzwa
Yikuphi ukukhwabanisa kwemali yeselula okuvame kakhulu?
Ubuqili bokukhohlisa abantu: ukuncenga amakhasimende ukuthi abelane nge-PIN yawo noma athumele imali, ngokuvamile ngokuzenza abanakekeli bamakhasimende noma ngokuthi imali ithunyelwe ngephutha.
Ukukhwabanisa kokushintsha i-SIM kusebenza kanjani?
Isigebengu sithola i-SIM ebuyiselwayo yenombolo yesisulu, bese siyisebenzisela ukusetha kabusha i-PIN ye-wallet nokuhambisa imali. Opharetha bakulwisana nezimpawu zokushintshwa kwe-SIM, ukubamba ngemuva kokushintshwa kwe-SIM nokuhlola okuqinile kokusetha kabusha i-PIN.
Ingabe ukudlulisa okwenziwe ngobuqili kungahlehliswa?
Uma imali isesekhona ku-akhawunti yomamukeli, umhlinzeki uvame ukukwazi ukuyimisa nokuyihlehlisa ngenqubo elawulwayo. Uma isikhishwe njengokheshi, ukuyibuyisa kunzima kakhulu, yingakho ukuvimbela kubalulekile.
Ingabe amazinga e-KYC anciphisa ukukhwabanisa?
Yebo. Imikhawulo ephansi kuma-akhawunti aqinisekiswe kancane yehlisa inani lama-akhawunti okudlulisa futhi inqande ukulahlekelwa okuvela kunoma yikuphi ukuphulwa okukodwa.
I-PesaBridge ibeka lokhu kulawula ohlelweni olumaphakathi: i-PIN kuso sonke isenzo semali, ukukhiywa kwe-wallet ngemuva kwemizamo ehlulekile, imingcele yokwenziwe ngakunye neyosuku ngezinga le-KYC, ukungena nge-biometric nokuzikhiya okuzenzakalelayo ezinhlelweni zokusebenza, izindawo zokuxhuma zokuhlola ukulwa nokugezwa kwemali nemithetho yejubane nemikhawulo, umenzi nomhloli ehhovisi elingemuva nenjini eyodwa yokuhlehlisa ecwaningwayo. Bona ezokuphepha nokuthobela noma khuluma nethimba lethu.