PesaBridge
Live demo

See PesaBridge live, on a call with our team

Pick a free time. In 45 minutes we walk you through the wallet, agent and merchant apps, the back office and the API, set up for your brand and country, and answer every question.

  • 45 minutes, online, in your browser
  • Your brand, country and rails
  • Bring your whole team
  • Free, no commitment
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What the call covers

Why PesaBridge

Why operators choose us.

Mobile money is easy to demo and hard to run. PesaBridge is built for the parts that actually matter once real money moves.

A ledger you can trust

Stored value sits on a true double-entry ledger. Every transaction posts balanced debits and credits, is idempotent so retries never double-charge, and is reversible through one engine. The books reconcile to zero — the assurance a regulator and a CFO both need.

Reach every customer

Smartphone, feature phone or cash — nobody is left out. Native apps for those with data, USSD for everyday payments for those without, and an agent network for cash-in and cash-out. One ledger behind all three.

Your brand, end to end

Apps, USSD shortcode and web portals all carry your name, colours and currency — drawn from one config the apps read live. You run your own deployment; there is no shared tenant and no shared super-admin.

Compliance built in

Configurable KYC tiers and per-transaction and daily limits, AML screening and velocity rules, a full audit trail and regulator-ready reports — so going live doesn't mean bolting compliance on afterwards.

Open by design

An OAuth2 API, a sandbox, prompt-to-pay and signed webhooks let you sweep, settle and reconcile to your core. Rails — banks, mobile money, cards — are pluggable adapters, so you connect what your market needs without touching the core.

Live in weeks, not years

Configure your brand and country, wire your rails, and ship your apps, USSD code and portals from one platform. The hard, balanced-ledger plumbing already exists — you spend your time on go-to-market.

Security & compliance

Trust is the product.

Financial services live or die on correctness and control. PesaBridge bakes both into the core.

Double-entry by construction

Every movement posts balanced debits and credits — the books reconcile to zero, always.

PIN, KYC & limits

Configurable KYC tiers, per-transaction and daily limits, PIN attempts and wallet locking.

Idempotent & reversible

Idempotency keys stop double charges; a unified reversal engine unwinds any department.

Signed webhooks

HMAC-SHA256 signatures and retries so partner systems can trust every callback.

Full audit trail

Immutable ledger entries and transaction history for regulators and disputes.

Per-country compliance

ID types, KYC rules and tariffs switch with the market, from configuration.

FAQ

Questions, answered.

Buying PesaBridge

Can we start with part of the platform?

Yes. The Starter plan covers the customer and agent apps with the back office and KYC. Merchants, the developer API, USSD, lending, savings and bulk payments switch on later on the same ledger, so nothing is rebuilt as you grow.

How is PesaBridge priced?

Four ways: the Starter, Growth and Enterprise plans, or a Partnership in which you pay no licence fee and we share net revenue instead. The proposal builder on this site gives your exact price and a draft contract in about 10 minutes.

What do you need from us to launch?

A licence, or a licensed partner that holds the customer funds; accounts with the banks and payment providers you want to connect; your brand; and your tariffs. Once the provider credentials arrive, a first country usually goes live in 4 to 12 weeks.

Can we try it before we sign?

Yes. Request test access and you receive the Android apps for the products you pick, the web portals and test logins by email. Everything runs in a sandbox, so no real money moves. Developers can open a sandbox account on the developer portal at any time.

What support and training do you provide?

Every plan includes support: email on Starter, priority support on Growth, and a service-level agreement with onboarding on Enterprise. During the launch we train your back-office, support and agent-network teams, and the help hub, guides and API docs stay online for everyone.

The platform

Is PesaBridge a platform I share, or my own?

Your own. PesaBridge is a product BridgeERP resells — every operator gets their own deployment, branded and configured for them. No shared database, no shared super-admin.

Which countries and currencies are supported?

Any. Country, currency, language and KYC rules are configuration drawn from the full ISO set — not hardcoded. We have live markets today and stand up new ones without a rewrite.

Does it work on feature phones?

Yes. Over USSD, customers send, withdraw, pay bills, buy goods, buy airtime, check their balance and get a mini statement, settling on the same ledger as the apps.

Can I connect my own banks and payment rails?

Yes. Rails are pluggable adapters — banks, mobile money, cards and PSPs — so you connect only what your market needs.

How fast can we go live?

Weeks, not years. Configure your brand and country, wire your rails, then ship your apps, USSD code and web portals from one platform.

Is it secure and auditable?

Every movement is double-entry and balanced to zero, PIN- and KYC-gated, with signed webhooks and a full audit trail for regulators.

Which apps do operators and their customers get?

Six native Android and iOS apps: a User app for customers, a Send app for transfers abroad, an Agent / Super-agent app for cash-in, cash-out and float, a Merchant app to accept and settle, a Counter app for shop tills, and a Corporate app for bulk payouts with maker-checker approvals, which also runs as a web portal.

How does settlement and reconciliation work?

Funds settle to the relevant wallet in real time. Every transaction produces balanced ledger entries you can reconcile, with statements and exports, and a GL bridge for your accounting system.

Can it handle loans, savings and group finance?

Yes — overdraft credit, MFI loans with schedules and portfolio-at-risk, goal savings, and savings groups (chama / merry-go-round) are part of the platform and switch on per market.

Do you support bulk disbursement for payroll, aid or subsidies?

Yes. The Corporate portal and API run bulk disbursement to thousands of wallets with maker/checker approvals, payee books, scheduling and full reconciliation.

What does it take to run it day-to-day?

A single operator admin console runs brand, tariffs, KYC, the agent and merchant network, the ledger, reversals, support and KPIs — no code required for everyday operations.

Who owns the deployment and the data?

You do. Each operator runs their own deployment with their own database — branded and configured for them. It's a product you resell as your own, not a shared SaaS tenant.