Software guide
Financial software guides
What each system does, what to check before you buy, and how we build it.
- Mobile money systemA mobile money system runs wallets, agents, merchants and USSD on one ledger. What it must include, what to check, and how to launch under your brand.Read the guide
- White label mobile moneyWhite label mobile money: run wallets, agents and merchants under your own name and licence. What you own, what the vendor runs, and what to check first.Read the guide
- Multi-currency walletMulti-currency wallet software: hold several currencies, convert at your rate and pay across borders. What to look for and how the ledger keeps it balanced.Read the guide
- Agent banking softwareAgent banking software to run cash in, cash out, float, commissions and super agents. What to check before you choose, and how we handle identity at the counter.Read the guide
- Chama softwareChama software for savings groups: contributions, group loans, shares, meetings and statements, inside a wallet your customers already use.Read the guide
- Remittance softwareWhite-label remittance software: corridors, fees, FX margin, screening, payout partners and tracking, with a customer site and a separate Send app in your brand.Read the guide
- White-label payment gatewayRun a payment gateway under your brand: hosted checkout, payment links, billing, payouts, fraud checks and an API, across mobile money, card and bank.Read the guide
- USSD banking platformA USSD banking platform serves basic phones with no data or app: menu, PIN, payments, balance and mini statement. Try the working demo on a feature phone.Read the guide
- Merchant POS softwareMerchant POS software: sell at the counter with product photos, track stock, run an online shop, send invoices and settle to wallet, agent or bank.Read the guide
- Corporate payments platformA corporate wallet for bulk payouts, collections and approvals: cost centres with budgets, a maker and checker on every batch, and seven ways to fund.Read the guide
- Mobile money APIA mobile money API with a sandbox: payment prompts, payouts, signed webhooks and libraries for Node.js, Python and PHP. Read the docs and get test keys.Read the guide
- Salary payments to walletsHow an employer pays staff to mobile wallets: upload a batch, have a second person approve it, and track every line to paid. What to check before you start.Read the guide
- School fee collectionCollect school fees by mobile money: each payment carries the student's reference, the bursar sees it the same day, and parents keep a receipt.Read the guide
- Merchant QR paymentsHow merchant QR payments work on a wallet: static and dynamic codes, tills, payment requests, and what a small shop really needs to accept them.Read the guide
- Bill payment platformA bill payment platform lets customers pay utilities and services from a wallet, at an agent or over USSD. How billers connect and what to check.Read the guide
- Loan disbursement to walletsPay out loans to mobile wallets and collect repayments the same way: limits, schedules and a full ledger record for lenders and SACCOs.Read the guide
- Cash transfers for aid programmesSend aid cash transfers to mobile wallets: approved batches, a record for each beneficiary, agents for cash-out and reports for your donors.Read the guide
- Mobile money platform for KenyaWhat a mobile money platform needs for Kenya: a niche in a mature market, CBK authorisation, PayBill and till habits, and links to the national switch.Read the guide
- Mobile money platform for NigeriaWhat a mobile money platform needs for Nigeria: CBN licence categories, BVN and NIN checks, instant bank transfer links and a strong agent network.Read the guide
- Mobile money platform for GhanaWhat a mobile money platform needs for Ghana: Bank of Ghana rules, Ghana Card checks, interoperability through the national switch and wide wallet use.Read the guide
- Mobile money platform for UgandaWhat a mobile money platform needs for Uganda: Bank of Uganda licensing, rural reach through agents, USSD for basic phones and links across networks.Read the guide
- Mobile money platform for TanzaniaWhat a mobile money platform needs for Tanzania: Bank of Tanzania licensing, wallets that work across networks, the national switch, and Swahili throughout.Read the guide
- Mobile money platform for RwandaWhat a mobile money platform needs for Rwanda: BNR licensing as a payment service provider, a trust account, RSwitch and a cashless policy push.Read the guide
- Mobile money platform for EthiopiaWhat a mobile money platform needs for Ethiopia: NBE payment instrument licensing, EthSwitch, tiered KYC, agents and apps in Amharic beyond Addis Ababa.Read the guide
- Mobile money platform for DR CongoWhat a mobile money platform needs for DR Congo: BCC e-money rules, wallets in dollars and francs, long agent routes and service in several languages.Read the guide
- Mobile money platform for Côte d'IvoireWhat a mobile money platform needs for Côte d'Ivoire: BCEAO e-money rules, the new balance caps, GIM-UEMOA, PI-SPI and a clear niche in a busy market.Read the guide
- Mobile money platform for SenegalWhat a mobile money platform needs for Senegal: earning margin beyond low transfer fees, BCEAO rules, merchant payments and room to grow across UEMOA.Read the guide
- Mobile money platform for CameroonWhat a mobile money platform needs for Cameroon: COBAC payment institution licensing, GIMAC, service in French and English and reach across CEMAC.Read the guide
- Mobile money platform for AngolaWhat a mobile money platform needs for Angola: BNA payment institution licensing, links to EMIS and KWiK instant payments, and apps in Portuguese.Read the guide
- Mobile money platform for BurundiWhat a mobile money platform needs for Burundi: BRB authorisation, USSD and agents for rural users, and wallets for banks, MFIs and savings cooperatives.Read the guide