Your own payment gateway, under your brand.
Give the businesses you serve one checkout for mobile money, cards, your wallet and bank transfers, with payment links, invoices, subscriptions, payouts and fraud controls. You set the prices, approve each business and keep the relationship.
Sold to banks, telcos, fintechs and payment providers. Your merchants never see our name.
Savanna Crafts
Handwoven basket × 2
Choose how to pay
Encrypted and confirmed by the provider
- 4
- ways to accept: checkout, links, invoices and subscriptions, plugins and API
- 12
- checkout languages, right to left included
- 11
- rail adapters shipped: mobile money, cards, regional gateways
- 24 h
- of signed webhook retries, 11 attempts, with delivery logs
Why operators choose it
Everything a world-class gateway does, run by you.
Your brand, your rules
Your name, logo and colours on every page. You approve each business, set fees by method or by business, and decide payout times and reserves.
Every way people pay
Mobile money, cards through your acquirer, your own wallet and bank transfers, on one page that shows each shopper the methods of their country.
Money you can prove
A business is credited only when the provider confirms, always net of the fee. Every event is signed; every payout lists the payments inside it.
Live in weeks
The gateway, back office, merchant portal, developer portal and plugins are built. You connect your rails and launch, country by country.
Ways to accept
One gateway, four ways for a business to get paid.
Real screens
What payers and developers see
Screens from the gateway as it runs today, before your brand goes on.
Built for how people pay
A checkout that feels local, wherever the shopper is.
The page opens in the shopper's language, shows the methods of their country first and pushes the payment prompt straight to their phone. No account, no app to install.
CheckoutPayment methods
Local methods in every market you open.
Mobile money wallets across Africa, cards everywhere through your acquirer, your own wallet and bank rails. Pick a country to see what its shoppers can use.
KenyaEast Africa · Kenyan ShillingMethods in Kenya
Currency: KES- Adapter ready
Mobile money
The country's mobile money networks
- Adapter ready
Cards
Debit and credit cards through your acquirer
- Adapter ready
Wallet
Your own wallet (with our mobile money product)
- On agreement
Bank transfer
Account to account, through your bank partners
Payouts to: mobile money · bank account
Each row is a method type; the networks behind it are set up in your back office as you connect them. Cards go through the acquirer you choose. The list grows as you sign rails.
For developers
A checkout in one call. Proof in one signature.
Businesses create a checkout with a publishable key, send the shopper to the page and confirm with a signed event. Test keys work in a sandbox that never touches real money.
- Test and live keys, rotated in the developer portal
- Idempotency keys on every write, replies kept 48 hours
- Signed webhooks with a timestamp, retried for 24 hours
- OpenAPI spec, console, logs and a go-live checklist
# Create a checkout with the business's publishable key curl -s https://pesa-bridge.com/api/bridgepay/v1/checkout/create \ -H "Content-Type: application/json" \ -d '{"key":"pk_test_...","amount":4800,"currency":"KES", "reference":"ORDER-1042", "success_url":"https://shop.example/thanks", "cancel_url":"https://shop.example/cart"}'<- 200 {"checkout_id":"chk_8Q2T","url":".../pay/chk_8Q2T","status":"open"}-> send the shopper to url
Your back office
Your team sees every payment, business and payout.
Approve businesses, set fee rules, follow success rates by method, answer disputes, release payouts and export reports, from one back office with roles, two-step sign-in and an audit log.
Book a demoTrust
Built to be trusted with other people's money.
Card data stays with your acquirer
Cards are taken on the acquirer's secure page with 3-D Secure. Saved cards are the acquirer's tokens: no card number is stored on the platform.
Confirmed before credited
A payment counts only when the provider confirms it. Notices that are not signed or not from the provider's addresses go to review, never to a balance.
Signed, replay-safe events
HMAC-SHA256 signatures with a timestamp, a delivery id for duplicates, and a five-minute window.
Repeat-safe API
Every payment, refund and payout accepts an idempotency key, so a retry never charges or pays twice.
Screening and records
Sanctions screening, AML rules and alerts, and a full audit trail of who did what and when.
Two-step sign-in and roles
Back office, merchant and developer portals with roles, step-up checks for sensitive actions, and lockout.
Pricing
A clear price for you. Your own price for your merchants.
One set-up fee and a monthly fee per plan. You keep the fees you charge businesses; the Enterprise plan adds a small share of volume.
Starter
Start in one country.
$490 / month
$4,900 set-up
Growth
Serve businesses in three countries.
$1,290 / month
$12,900 set-up
Enterprise
Your markets, your volume.
$2,900 / month
$29,000 set-up
The product
Every part of a modern gateway, already built.
Questions
Questions operators ask
Who buys the payment gateway?
Banks, telcos, fintechs and payment providers that want to offer online payments to businesses under their own brand. Businesses sign up with you, not with us.
Do we need a payments licence?
You need the right to collect and pay out money in each country, either your own licence or a licensed partner. We help you map the route in the proposal.
Which payment methods are included?
Your wallet if you run one, mobile money, cards through your card acquirer, and bank transfers. Adapters for the main mobile money rails ship with the platform; others are connected on agreement.
Can it run without your mobile money product?
Yes. The gateway is a separate product with its own price. It runs on its own, or alongside our mobile money and remittance products.
How fast can we launch?
The software is ready. Launch time depends on your rail agreements and licences; a first country is usually live in weeks, not months.
Where is it hosted?
In our cloud or yours, in the region you choose, so you can meet data residency rules.
Launch your own payment gateway.
Tell us your markets and the businesses you serve. We send a proposal with plans, rails and a launch plan, and a branded demo you can open the same day.