Cross-border transfers under your brand, from any country to any country.
Give your customers the transfer experience of the best apps in the world: a price they see before they pay, delivery to wallets, banks and cash points, tracking at every step. You run it from one back office.
For mobile money operators, banks, money transfer operators and fintechs.
Price a transfer, live
Indicative rate. The app holds it for 15 minutes when the transfer is reviewed.
Every transfer is checked against international sanctions lists. If the money cannot be delivered, the amount and the fee go back to the sender. The sender can cancel for a full refund until the money is paid out.
Live from the demo platform: the operator sets every fee, margin and limit.
- 242
- receiving countries
- 152
- payout currencies
- 242
- sending countries
- 4
- delivery methods
Built for
One platform for every business that moves money across borders.
Mobile money operators
Let wallet customers send abroad and receive from abroad, in the same app they already use.
Banks
Offer outbound and inbound transfers to retail customers with the bank's own limits, compliance and branches.
Money transfer operators
Run corridors, partners, fees and treasury in one place, with agents for cash in and cash out.
Fintechs and neobanks
Add a transfer product through the API or the ready apps, without building payout networks.
Agent networks and forex bureaus
Pay out cash pick-ups at your counters and earn a commission on every one.
For the sender
Sending home should feel like a phone call.
Two fields, one price, no surprises. Your customers see what arrives before they pay and follow it until it is collected.
Delivery methods
The money arrives the way the receiver wants it.
Each country opens with its own methods and its own payout partners. The receiver's options show in the app before anyone pays.
For the family at home
The money arrives where life happens.
A mobile wallet in a village, a bank account in a city, cash at the shop around the corner. The receiver gets a message the moment it is ready.
The customer side
What your customers get is as good as the best transfer apps.
Every screen is ready: the operator adds the brand. These are the moments that make customers come back.
The price first
Type what you send or what they receive; the other side, the fee and the total update as you type.
Saved recipients
Add a person once, send again in two taps, with the account checked before anything is sent.
Tracking at every step
A timeline with times, a link the receiver can open, a message at each step.
Cancel before payout
Changed your mind? Cancel until it is paid out and get everything back.
Repeat transfers and rate alerts
Send the same amount every month, or get told when the rate reaches a level.
Full receipt
Rate, fee, amount received, date and the right to cancel, on every receipt.
The screens
Send abroad in the app, run it from the back office.
The operator side
You decide every corridor, price and rule.
The back office controls everything: no code change, no call to us.
Corridors you control
Open a country with the ways it can be received (mobile wallet, bank account, cash pick-up), the smallest and largest transfer, and the delivery time customers see.
Fees per corridor
A fixed fee, a percentage or both, with a smallest and a largest fee. The customer sees the fee and the total before confirming.
Your rate margin
Rates come from one rate table where treasury sets buy and sell rates, so your margin is in the rate. A corridor stops quoting when its rate is missing or too old.
Payout partners as connectors
Each country and payout method has its own partner, switched on in Connectors. A test partner lets you try every outcome before you go live.
Screening and limits
Every transfer is screened against sanctions lists; a possible match is held and opens a compliance alert. Daily and monthly limits per sender, and purpose or source of funds when the corridor asks for it.
Tracking
Every transfer has a reference and a clear state: held, with the partner, paid, failed or refunded. The customer is told when it is paid.
Refunds in full
When the partner cannot deliver, or compliance refuses, the sender gets the amount and the fee back automatically, as a reversal on the ledger.
Receive from abroad
Remittance partners credit money from abroad through the partner API. It is screened first, then paid into the receiver's wallet; a repeated call never pays twice.
Settlement and reconciliation
Money in transit and money owed to partners sit in their own accounts in the books. Each transfer keeps the partner's reference, so partner statements match line by line.
Dashboard and reports
Sent today and this month, fees, the top country, transfers held or waiting, failed or refunded, money received, and countries with no payout partner; reports by country and state.
Countries
Any country to any country.
Every ISO country is in the list. You open the ones you serve, with their methods, partners and prices.
Sub-Saharan Africa
South Asia
The Americas
Europe
Middle East and North Africa
South-East Asia
Fees and FX
Honest prices are your best marketing.
The fee, the rate and the amount received show before the customer pays. The rate is held while they review. A route with an old rate stops quoting by itself.
- Fee rule per corridor: fixed, percentage, floor and ceiling
- FX margin per route, set by treasury
- Rate held 15 minutes at review
- Daily rate history and rate alerts
Security and licensing
Compliance built in, not bolted on.
Sanctions screening on every transfer, travel-rule data above the threshold, a second officer to release a held transfer, limits by verification level and a full audit trail.
- Sanctions lists updated daily
- Four-eyes release of held transfers
- Travel-rule data set
- Limits by KYC level
- Reports for the regulator
Partner API
Plug in partners, or plug us into your app.
Public quote and corridor routes for your own website, a partner API for money coming in from abroad, and connectors for payout partners in each country.
Partner APIPOST /api/bridgepay/v1/public/remit/quote{ "from": "GB", "country": "KE", "receive_amount": 20000, "method": "mobile" } 200 { "send_amount": …, "send_fee": …, "pair_rate": …, "eta_minutes": 15, "locked": false }
Pricing
A setup fee, a monthly fee, your own margins.
You keep the fees and the FX margin you set. Bundle with mobile money or the payment gateway for a discount.
Starter
$3,900
one-time setup, then $250 a month
- 3 corridors
Growth
$5,900
one-time setup, then $490 a month
- 10 corridors
Enterprise
$39,000
one-time setup, then $3,900 a month
- Unlimited corridors
- Or 0.1% of the value sent, if higher
Take two products and save 15%; take all three and save 25%, on the setup and the monthly fees.
Questions
Questions operators ask
Can I sell remittance without the mobile money product?
Yes. International Remittance is its own product with its own price. It runs alone, or alongside mobile money and the payment gateway.
Which countries can my customers send to?
Any country on the ISO list except those under comprehensive sanctions. You open the ones you serve; each needs a payout partner for the methods you offer.
Can customers send from abroad, not only from my home country?
Yes. Any sending country can be opened, with card or bank pay-in through a licensed pay-in partner in that country.
Who keeps the fees and the FX margin?
You do. You pay the platform's setup and monthly fee; every fee and margin you set is your income.
Where do exchange rates come from?
From your treasury's rate table, with a margin per route. A route stops quoting when its rate is older than a day.
How are transfers screened?
Sender and receiver are screened against UN, US and EU sanctions lists, updated daily. A possible match is held for two officers.
Your brand, your routes, your margins.
Tell us the countries you send from and to. We send back a proposal with the setup, the monthly fee and the payout partners for each route.
Photos: Pexels and Unsplash licence, credited in the site files.